Oncken Insurance Agency

Thinking of renting out your home on a home-sharing platform? With these platforms experiencing continued popularity, many homeowners are leveraging them to make a little extra income 🏡 But it's crucial to understand the insurance implications before you dive in.

Your standard homeowners insurance policy might not automatically cover home-sharing activities. Swipe through to learn more about what’s covered, what’s not, and how to protect yourself and your property.

Have any insurance-related questions? Feel free to reach out!

Learn what to do in a natural disaster to help stay safe, including staying in your sheltered area until danger has completely passed.

4 Tips to Help You Stay Safe During a Natural Disaster | Travelers Insurance

Daylight Saving Time ends on Sunday, November 3, 2024, at 2:00 a.m.! Don't forget to set your clocks back and enjoy that extra hour of sleep! 💤

Most devices will adjust automatically, but remember to manually update your vehicle's clock, wall clocks, and certain household appliances.

Enjoy the brighter mornings, and let me know if you need any assistance.

Happy Halloween! 🎃

We’re not afraid to say — today and every day — that we are grateful for the community we’ve built. Thanks for being a part of it.

Wishing you and yours a safe and spooky Halloween!

Learn about emergency evacuation planning and how to create an emergency evacuation plan for your family.

7 Steps to Prepare an Emergency Evacuation Plan | Travelers Insurance

When an employee is involved in a crash on the job, it can be hard to navigate the insurance landscape. With that in mind, we’re offering a quick guide on whose insurance steps in and other key coverages for employers to know ↩️

Understanding these distinctions ensures both your business and your employees are adequately protected. Have questions or need to review your policies? Reach out to our team. We're here to help!

This Halloween, we want to encourage everyone to prioritize safety, as the holiday presents its own set of risks. In fact, 3,200 Americans visit the emergency room due to Halloween-related injuries each year.

Swipe for a few tips to consider, and feel free to share these with your network as well ↩️

Keep in mind that it’s important to always supervise young children, whether they are trick-or-treating or carving pumpkins. For older children, encourage them to stay in a group and check in throughout the night.

As always, if you have any questions or require assistance, please do not hesitate to reach out. Have a wonderful and safe Halloween! 🎃

Clean the clothes dryer exhaust duct and space under and behind the dryer. Learn More:

Fall Home Maintenance Tips – Clothes Dryers

Are you and your family preparing for fall nights by the bonfire or firepit? By following fire safety best practices, you can ensure a safe and enjoyable season.

Swipe through for six key safety tips ↩️ And as always, give us a call if we can be of assistance this fall.

As we recognize Cybersecurity Awareness Month this October, it’s important that all businesses understand the current state of cybercrime. The threats are real and growing, especially for small- and medium-sized businesses (SMBs).

Swipe through for a few key statistics↩️ And if you have any questions about how cyber insurance can protect your business, feel free to reach out to us.

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season.

Here are some tips to keep you safe:

1️⃣ Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas.
2️⃣ Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights.
3️⃣ If driving at dawn or dusk, use your high beams when appropriate to increase visibility.
4️⃣ It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident.
5️⃣ Keep an eye out for more deer. Where there’s one, there are usually more.

If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.