Joshua Francis

Planning to upgrade your HVAC or windows this summer? A cash-out refinance could help you cover the costs. Talk to a financial professional to see if it's right for you.

What is a cash out refinance? How to get money from your mortgage A cash-out refinance is a type of mortgage that lets you tap into the equity you have in your home. The cash you receive can be used however you like.

It can sometimes be better to spend more upfront -- especially on appliances, smart home technology and other large purchases that you'll have for years to come.

16 Random Things To Buy That Will Actually Save You Money in the Long Term Smart shoppers know that comparing prices to find the best deal can pay off. However, buying the cheapest option doesn't always mean you're actually getting the best deal. In fact, it can make...

Looking for a way to keep temperatures and costs down during the summer? Try these strategies.

Keep Your House Cool for Less Go beyond air conditioning and ceiling fans.

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Your home equity can be a useful tool. Consider talking to a financial professional about which method may work best for your situation.

The best ways to access home equity There are several ways to access your home equity, each with pros and cons. Here are some of the best ways.

Do you know someone who's looking to buy or sell a home? Let me know if I can help.

Get in Touch I'd love to hear from you.

Find out how to recreate this look in your home using vintage pieces, oversized decor and more.

Grandpa Chic Is the Refined, Collected-Over-Time Look You’re Going to See Everywhere This Year Also known as country club chic or country club grandpa, grandpa chic is a curated aesthetic that strikes the perfect balance between sophistication and comfort. Learn what grandpa chic is, plus how you can try a grandpa chic look in your home.

How is this spring shaping up for buyers and sellers? See what housing economists have to say.

Spring Home Buying Outlook: A Changing Market for Both Buyers and Sellers The spring home buying season is going to be rocky, but experts say there's reason to be hopeful.

Digital closings have gained popularity, but they're not for everyone. Learn more:

Closing on a Home What are your options?

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Many homeowners are replacing their gas furnaces with electric heat pumps. Here's what you should know.

6 things to know about heat pumps, a climate solution in a box Sales of super-efficient electric heat pumps are rising in the U.S. But what are heat pumps? And why do some call them a key climate solution?

Amortization plays a big role in how you pay off your mortgage (and other types of loans).

How Is Amortization Used to Pay Off Loans? Amortization has two contexts—one focused on business assets, and the other focused on loan repayments. When it comes to paying off loans, amortization is an

Whether you're choosing to stay in your home for the long haul or want to update it before selling, these renovations could add value to your property.

Aging In Place Renovations that Add Value to Your Home Modifications you can make to your home that will enable you to age safely and gracefully, while preserving the value of your home.

Housing demand is higher than supply, and it could be affecting your home search. Here's what you need to know.

What's impacting housing inventory? Click here to read about four relevant factors.

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You might be surprised at how you can benefit from dealing with your emotions around your move upfront and finding a great support network (among other things listed here).

5 Mistakes to Never Make While Moving, According to a Moving Logistics Pro If you’re ever in the mood to get extremely stressed out, try to move. It’s complicated and has a lot of logistics, and it’s easy to forget to do certain things that will make your life easier throughout. I spoke to Eve Ward, founder and CEO of relocation consultant firm Bond and Des Voeux, to...

Updating your home can be an expensive undertaking, but these pointers could help you save on your next project.

7 Ways to Save Money on Home Improvement Projects in 2023 | Entrepreneur Homeowners love putting money back into their properties. The only problem is that home improvement projects can take on lives of their own. In no time, you could wind up...

Whether or not you're moving, getting rid of junk around the house is a necessary part of life. Let these tips help you do it without overwhelming yourself.

How to Declutter Your Home If You're Moving or Downsizing — 8 Tips to Avoid Overwhelm Planning to declutter your home — whether you're moving or downsizing — can be overwhelming. Here's how to do it.

Getting a pre-listing inspection can have its advantages.

Thinking of selling your home? Read this to learn about three of the potential benefits of an inspection.

A home is likely the biggest investment you'll ever make, and these twice-monthly emails will help you buy and successfully maintain your property.

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If you're looking to turn your home equity into a more fluid asset, a home equity line of credit may be a good choice. Here's what you should know.

What you should know about HELOCs For homeowners looking for extra funds, a HELOC can help. This is what you should know now.

A rental property could be a profitable investment. Use these four tips to get the most from your venture.

How To Rent Out Your House The rental market is booming. If you're thinking about renting your house, give yourself the best chance of success with these expert tips.

It's important to evaluate your homeowners insurance against your financial situation at least once a year.

Overinsured: How to Know if You Have Too Much Homeowners Insurance Coverage Paying for unnecessary home insurance costs doesn't make sense. Here's how property owners can tell if they have too much coverage.

You may know to contact your insurer if you build a pool or renovate your home, but there are other situations in which you should update your policy, too.

Making Changes to Homeowners Insurance When is it necessary?

Here are some ways to add sophistication to a room -- even if you don't have a big budget.

6 Tricks Designers Always Use to Make a Room Look Expensive We asked interior designers how they make a room look expensive, even if it’s not. Here are their six best tips.

When choosing paint colors for both your front and garage doors, it's essential to look at the home's exterior as a whole.

Should You Paint Your Front Door and Garage Door the Same Color? Here's What Experts Say Plus, when to take a more complementary approach with your exterior color scheme.

Are you planning to relocate for your retirement? If you're unsure whether your primary home should be sold or rented out, don't overlook these financial considerations.

Should I Sell or Rent My House When I Relocate for Retirement? This decision isn’t easy, thanks to investment, tax and other considerations. Let’s explore the implications of each.

A "good" credit score is often defined as one above 700. If you're not there yet, don't worry: Here are some tips for improving your score.

What Is a Good Credit Score and How Do I Get One? | Entrepreneur Is bad credit holding you back? This article explains what constitutes a good credit score and how to raise your score if it’s low.

Your credit score is important, especially if you're buying or refinancing a home. Find out what can make it rise (or fall).

How is a credit score calculated? It's usually made up of five factors.

If you're planning to buy or sell a home -- or just want to make the most of the space you live in -- this newsletter is for you.

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