Floridahomeloan4u

In today's lending environment you need a lender that has the knowledge to navigate you through the

09/06/2024

Embark on the ultimate journey of self-discovery before setting sail to navigate the seas of influence. Understanding your strengths and weaknesses isn't just introspective—it's your superpower. Work towards honing your unique qualities, and watch as you transform into the best version of yourself. Your masterpiece is waiting to be revealed!

09/05/2024

Want the FULL breakdown?

The short answer: It's not required, but it's highly recommended. Here's why:

- Expert Guidance: A buyers agent brings invaluable expertise and can save you time, money, and stress.

- Market Insights: Your agent will know the local market inside and out and will provide valuable insights into current market trends, property values, and neighborhoods, helping you make informed decisions.

- Negotiation Power: Negotiating can be one of the more challenging parts of buying a home. But the right agent will advocate for your best interests and secure the best possible price and terms on your behalf.

- Advocacy: An agent will support your needs throughout the buying process, ensuring your voice is heard and your concerns are addressed, making the journey less daunting.
While you can technically go it alone, why would you want to?

Having an agent on your team can make the home buying process smoother, more efficient, and ultimately more successful.

What are you waiting for? Send a DM to learn more today!

09/04/2024

If you had to choose, where would you rather call home? Would you prefer waking up to the peaceful sounds of the water or enjoying the wide-open space of an acreage property?

09/03/2024

Sleepless nights as a first-time homebuyer? 😴💭 It's perfectly normal to feel a little anxious about the home-buying process. From financial worries to concerns about finding the perfect home, stress can creep in.

But fear not! With the right guidance and support, we'll navigate every step together, easing your worries and ensuring a smooth journey to homeownership. Let's tackle this journey head-on and turn your dreams of owning a home into a reality!

09/02/2024

Celebrating the strength and resilience of workers across the nation, Labor Day pays tribute to the collective efforts that have shaped our society. It's a day to honor the hands that build, cultivate, and innovate, forging a path for a brighter tomorrow. Take a moment to recognize the labor that moves us all forward.

09/01/2024

There is nothing better than allowing natural light to shine into your home. It benefits your health and well-being and affects how colors appear. Always look at the light in your room before you decorate it, as paint colors can seem different from one room to another.

08/30/2024

Scrolling through Pinterest and Instagram for home inspo can be a delightful escape. 🏠✨

But imagine the joy of crafting a space truly your own! Feeling inspired to make that leap from dreamer to homeowner?

Let's chat about finding your perfect place.

08/29/2024

Electric vehicles (EVs) are buzzing around, promising a cleaner planet and some savings on fuel costs—not to mention those tax credits. But let's be real, they can be pretty pricey upfront. So, what's parked in your driveway? An EV or are you still rolling with gas?

08/28/2024

Attention, home sellers! Want to make your property stand out? Elevate your home with professional photography! High-quality photos attract more buyers and increase engagement. Investing in great visuals can help you sell faster and at higher prices. Reach out today to have a professional showcase your property in its best light and watch your listing shine brighter than ever before.

08/27/2024

🏠💬 Let's dive into the top questions sellers frequently ask, and gain expert insights to navigate the process smoothly.

Whether you've sold a home before, or you're selling for the first time, knowing the process and having the right agent is crucial!

Let's address your FAQs and maximize your selling potential. Reach out today for expert guidance!

08/26/2024

Here's your daily nudge: Change is the bridge between your current state and your big dreams. To see progress, to reach those lofty goals, embracing change isn’t just recommended—it’s necessary. Whether it's tweaking your routine, shifting your mindset, or making a bold career move, every step toward change is a step closer to where you aspire to be. So, don't shy away from taking that leap. The path to achieving big dreams is paved with countless small changes. Dream big, challenge yourself, and start making those changes today. The future you dream of is on the other side of them. 🚀💡

08/25/2024

Which one would you prefer to have in your backyard? A backyard garden filled with beautiful flowers and lush, green grass or a sleek swimming pool paired with a relaxing deck for lounging? Share your preferences in the comments below!

08/23/2024

🌟 Attention future sellers! When weighing offers for your home, the highest bid isn't always the best choice. A lucrative offer might be tempting, but it's essential to consider all aspects of the deal. Ask yourself these crucial questions:

- Is the buyer asking you to cover closing costs or offer seller credits?
- Are there any contingencies, like the buyer needing to sell their current home first?
- Is there an offer that’s lower but in cash, skipping the loan process?
- Does the offer come with a lengthy closing timeline?
- Is a pre-approval letter attached, showing the buyer's serious intent?

These elements affect how smoothly and quickly you can close your sale. The ideal offer isn't just about price; it's about finding the right balance that meets your needs. If you’re planning to sell this year, keep this checklist handy. Your future self will thank you!

08/22/2024

The buzz is real: lower mortgage rates are on the horizon for 2024, poised to welcome a wave of buyers back into the market. With rates potentially dipping, the dream of owning a median-priced home becomes attainable for the average American family, without stretching their budget beyond the 30% income mark. 🌟 Imagine, nearly 4.5 million households could find themselves ready to buy again in the latter half of 2024!

Thinking it might be time to embark on your home-buying journey? With promising forecasts, now is the perfect moment to explore your options before everyone else catches on. Let’s navigate the path to your dream home together—before the competition heats up.

08/21/2024

Vocabulary of the day ✨

An Adjustment Cap limits how much a variable interest rate can increase or decrease in a single adjustment period.

This protects borrowers from large increases or decreases in their mortgage payments, ensuring the changes aren't too abrupt or unmanageable.

08/20/2024

Ever wondered what determines your home's value? Here's the breakdown:

Comparable Sales: Also known as "comps" in your area directly influence your home's value by establishing a market-driven benchmark for what buyers are willing to pay for similar properties.

Location: Factors like proximity to amenities, schools, and neighborhood safety play a significant role.

Size & Layout: The square footage and layout of your home affect its value. Larger homes and practical layouts often command higher prices.

Condition & Age: Well-maintained homes and newer constructions generally hold higher value.

Market Conditions: The current real estate market greatly influences your home's value. Supply and demand, interest rates, and economic factors all come into play.

Amenities & Features: Special features like upgraded kitchens, luxury amenities, and energy-efficient systems can boost your home's value.

Understanding these factors can help you gauge your home's worth accurately.

08/19/2024

Are you a big fan of home and real estate TV shows? From renovation gems to thrilling house hunts, these series are packed with inspiration and entertainment. Drop your top picks in the comments below!

08/18/2024

What does the word 'home' mean to you? For some, it's the cozy embrace of familiar surroundings, filled with warmth and cherished memories. For others, it's the laughter echoing through shared spaces, the comfort of a loved one's presence, and the aroma of home-cooked meals wafting from the kitchen. Share your thoughts!

08/16/2024

When the sweet tooth kicks in this summer, what's your go to dessert pick? Do you love a fruity popsicle or scoops of ice-cream? (No wrong answers, lol).

08/15/2024

Ready to make cleaning less of a chore and more of a breeze? 🧹✨ Follow these pro tips to clean your house efficiently and effectively. From organizing your schedule to utilizing the best techniques and products, you’ll have your home sparkling in no time. Let's get cleaning smarter, not harder!

08/14/2024

Recently moved or on the hunt for a trusted moving company? Let's create a community resource right here! Share your go-to movers and what made your experience with them stand out. Your insights could pave the way for a smoother move for someone else in our community. Together, we can make relocating a breeze!

08/13/2024

Dive into design and aesthetics! Your unique interior style creates a beloved space. From sleek modern to cozy rustic, endless options await.

What's your style?

08/12/2024

You’re busier than ever–which is why it’s the perfect time to automate your home!

Here are a few of the best smart home features to add to your home:
- Connected thermostat: set your temperature with nothing more than a few taps. And you can set schedules easily to save on energy.
-Smart lighting system: You can create a secure and safe entrance with motion-activated lights around your home and even hook them up to an app on your phone.
-Smart door locks: Never have to worry about leaving your keys at home when all you have to do is remember a keypad. Some door locks connect to your phone, so you can unlock them while you’re away–super handy if you have kids.
-Smart garage door opener: You can set up schedules and add users easily–plus many use belts that are much quieter.

Adding some smart home features can make life much easier–and attract buyers when it’s time to sell.

P.S. Save this post, so you know what upgrades to make to your smart home!

08/11/2024

Everyone has their own secret formula for the perfect night's sleep, and often it starts with the right room temperature. Do you keep it cool, warm, or just right? Drop your ideal thermostat setting in the comments and discover how your cozy comfort zone compares to others!

08/09/2024

An espresso maker, touch screen fridge that orders for you, or an oversized couch the whole family can fit on?

Let us know the one household item you splurged on!

Want your business to be the top-listed Finance Company in Daytona Beach?
Click here to claim your Sponsored Listing.

www.FloridaHomeLoan4U.com

Get pre-qualified for your home loan mortgage today! Don’t burn more money on rent when you can own your home with the same or less monthly payment! Give us a call/text at 754-707-2733 or send an email to [email protected] . Complete your application in just 20 minutes at www.FloridaHomeLoan4U.com .

Tibor Benke

Loan Officer NMLS #1904878

754-707-2733

Videos (show all)

Did you know that having good credit can save you thousands of dollars on your mortgage? It's true! Good credit shows le...
1. Don't make major purchases like furniture, appliances, etc.2. Don’t change or quit your job.3. Don't pay off debts or...
Real estate agents — we shop 'til we drop … your buyer's rate. We're the mortgage experts, so we do mortgages better tha...
Lakashitel magyarul 2
Lakashitel magyarul
more info at www.tiborbenke.com
Tibor BenkeMortgage Loan AdvisorNMLS 1904878https://www.FloridaHomeLoan4U.com#realestate #buyer #seller #florida #firstt...
Tibor BenkeMortgage Loan Officer #1904878(754)707-2733tibor.benke@yourfloridaloan.comwww.FloridaHomeLoan4u.com
Tibor BenkeMortgage Loan Officer #1904878(754)707-2733tibor.benke@yourfloridaloan.comwww.FloridaHomeLoan4u.com
Tibor BenkeMortgage Loan Officer #1904878(754)707-2733tibor.benke@yourfloridaloan.comwww.FloridaHomeLoan4u.com

Telephone

Address


119 S Palmetto Avenue
Daytona Beach, FL
32114

Other Daytona Beach finance companies (show all)
N. T. Vincent Insurance N. T. Vincent Insurance
403 East International Speedway Boulevard
Daytona Beach, 32118

Independent Insurance Agency

Stingray Bail Bonds Stingray Bail Bonds
942 W. International Speedway Boulevard
Daytona Beach, 32114

With over Eighteen years in the business. Raymond Wooten, Agent and Owner of Stingray Bail Bonds. Daytona Beach Florida.

Avenues 12 Women's Recovery Houses Avenues 12 Women's Recovery Houses
204 South Street
Daytona Beach, 32114

"An Access to Recovery"

Southern Title Southern Title
2335 Beville Road
Daytona Beach

Southern Title is Florida's leading title agency, delivering above and beyond service with every commercial and residential real estate transaction.

MrCobb_The_Originator MrCobb_The_Originator
Glory Mortgage 211 E International Speedway Boulevard Suite 108, FL 32118 NMLS#2123511
Daytona Beach, 33035

Jarrell Cobb NMLS# 2125025 Mortgage Loan Originator

Brent Miller - Bankers Life Agent Brent Miller - Bankers Life Agent
444 Seabreeze Boulevard Ste 400
Daytona Beach, 32118

I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as an agent and the views expressed are my own and not that of Bankers Life.

Sarah Buckley- State Farm Insurance Agent Sarah Buckley- State Farm Insurance Agent
1173 W Intl Spwy Boulevard Ste 8
Daytona Beach, 32114

Within our office we have over 17 years of State Farm experience.

Impaxx Impaxx
300 North Beach Street
Daytona Beach, 32114

IMPAXX offers innovative solutions that help customers solve their MSP compliance challenges.

Lanza Insurance Group Lanza Insurance Group
1025 S Beach Street APT 102
Daytona Beach, 32114

Daytona House Buyers Daytona House Buyers
845 Mason Avenue
Daytona Beach, 32117

Almond Tree Group Almond Tree Group
847 S Ridgewood Avenue
Daytona Beach

We are a team of investors helping business owners with growth strategies and exit plans. - Receive