United Wealth Solutions

Banking and Budgeting:
Here is the best way to manage your budget and finances with multiple bank accounts. Setup at least 3 bank accounts
Checking Account 1: Fixed Monthly Expenses (rent, mortgage, car note, car insurance, credit card debt)
Checking Account 2: Personal Spending
Savings Account 3: Personal saving account - monthly deposit minimum of 5% of net income. (10% is best, but if you cant do 10% start at 5%)

*UnitedWealth Solutions is here to assist you with taxes, personal credit, business credit, and credit funding.

This special will be available until December 20th. 40 slots remaining!!!
"Be among the first 50 callers to unlock our exclusive holiday special rate for credit repair services! Jumpstart your financial transformation with this limited-time offer. Dial now to secure your spot and start the new year with better credit. 📞💳 "

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This may not help your credit score, but it will definitely save and earn you money. Your gas purchases can now be a source of income! With the Upside app, you'll earn cashback every time you refuel.
I use it exclusively for my gas purchases. "

This free app gets you cash back on gas! Use promo code SENTELLE2393 to get an extra 15¢/gal bonus on your first purchase. https://upside.app.link/SENTELLE2393

Stimulus Payments!! Last chance to recover unpaid funds.

Attn: October 1, 2023 is the final day to claim your first, second, or third stimulus checks that were initially paid out in 2020 and 2021.

If you did not receive one or all of the stimulus payments, contact us today and we will assist you in recovering those funds.

"Missing Stimulus Payments? We've Got You Covered!"
"Don't Miss Out! Get Back Your Unreceived Stimulus Funds!"

Contact 1-800-269-8119 or 678-374-9677

Attention all business owners!!!
"Elevate Your Business's Protection Plan. Just as you've nurtured your business, a living trust nurtures its future. Learn how this strategic move can shield your company from uncertainties and ensure continuity. 🏢📜 "
Contact UnitedWealth Solutions today 1-800-269-8119
678-374-9677

"Invest in Your Business's Financial Health! Our Credit Builder Services are designed to boost your business credit profile, making it easier to access capital and fuel your growth. Start building a stronger credit future today. 🏢💰 "
Call us for a free consultation 1-800-269-8119! We get results!

"New week, new possibilities! It's , and we're thrilled to be a part of your credit journey. Let's work together to transform your credit and set you on the path to financial success!"
Call us for a free consultation 1-800-269-8119! We get results!

Why you should consider paying your credit card bill weekly?
In summary, paying your credit card weekly, will essentially help lower your credit utilization rate which is excellent for your credit score. Weekly credit card payments are one of the easier ways to boost your credit score . That's because of an important scoring criteria called your credit utilization ratio . It's a measurement of how much of your credit you're using. Card issuers report your balances and credit limits once per month, and these are used to calculate your current credit utilization.
Call us for a free consultation, we get results. 1-800-269-8119

What are the different types of financial aid available?
State and federal grants are awarded to undergraduate or graduate students. While federal grants are based on financial need, qualifications for state grants can vary. Most federal grants require students to attend four-year colleges, universities, community colleges or career schools. Like scholarships, state and federal grants generally do not have to be repaid, unless there is a change in a student's enrollment or financial need status.

Federal student loans are loans funded by the U.S. Department of Education. These loans generally come with a fixed interest rate, which means the interest rate stays the same over the life of the loan. If you request it, payments on most student loans can be deferred while a student is enrolled, meaning payments don't begin until after school is completed.

There are four types of federal student loans:

Subsidized federal student loans generally carry the most favorable terms, with fees and interest covered by the government while the student is enrolled. Subsidized federal student loans are made to students demonstrating financial need and generally do not require a credit check.
Unsubsidized federal student loans may have less favorable terms, and are not limited to students with financial need. They generally do not require a credit check.
PLUS (Parent Loan for Undergraduate Students) loans are made to graduate or professional students or parents of dependent undergraduate students. While eligibility is not based on financial need, a credit check is required. Borrowers with an adverse credit history must meet additional requirements to qualify. Payments on PLUS loans are typically not deferred while the student attends school.
Consolidation loans allow you to combine your federal student loans into a single loan. However, consolidating your loans may result in losing certain borrower benefits, such as interest rate discounts, principal rebates, or some loan cancellation benefits.
Private loans are typically offered through a bank and generally accrue interest on day one. This means that from the day you accept the loan, the money you owe for borrowing will start to add up. The longer you take to pay it off, the more money you’ll owe. Private loans can sometimes have changing, or variable, interest rates and are generally ineligible for income-driven repayment – repayment plans that account for your income, family size, state of residence and other personal factors. A credit check is generally required for private loans.

Many schools participate in federal or state work-study programs, which allow students with financial need to earn money to pay for school through part-time jobs.

Do Student Loans Affect Your Credit Scores?
Highlights:
Student loans are a common solution for individuals and families looking to manage the cost of college; however, they’re also a big financial commitment.
Your credit scores may be significantly impacted depending on how you pay back what you’ve borrowed in student loans.
Becoming delinquent or defaulting on your student loans can remain on your credit reports for up to seven years.
It’s no secret that a college education is expensive. Student loans are a common solution for individuals and families looking to manage that cost.

However, like all debt, student loans are a serious financial commitment — one that could have a long-term impact on your credit scores. Here's what to know about the relationship between student loans and your credit scores.
Call us for a free consultation, we get results! 1-800-269-8119.

Today is all about giving your credit the makeover it deserves. Our team of experts are ready to help you repair, rebuild, and revitalize your credit. Let's make it happen together! Mention this post to receive $100 off any credit repair service.
Call us for a free consultation, we get results. 1-800-269-8119, ext. 1.

Understand what affects business credit
Building business credit means developing a track record of positive financial activities, such as paying back your lenders and maintaining a manageable amount of debt. When you apply for business credit — such as a line of credit, business credit card or loan — lenders assess:

Reliability: Whether you have a history of paying your creditors early or on time
Capital invested: How much the business owner has invested in the business; a larger investment may be perceived as a greater commitment to the business’s success
Credit capacity: The business's ability to repay its creditors
Strong personal credit: Business owners with a strong personal credit score, as well as assets that may be used as collateral, may have an easier time securing credit for their business.

Call us for a free consultation! We get results.

Five red flags of possible scammers.
1. Unexpected contact; A person or company contacts you out of the blue by phone, text, or email about an invoice, order, delivery, or charge you didn’t know about.
2. Everything is urgent; Scammers will create a false sense of urgency and use pressure tactics like rude or pushy language to get you to act immediately.
3. Very specific or unusual way to pay; Someone is asking you to pay or send money using gift cards, cryptocurrency, a payment app, or even an online wire — to pay for something, resolve an “issue,” get sweepstakes “winnings,” or secure a high return on your “investment.”
4. Threatening language; Scammers may tell you that you owe money and then threaten to call the police if you don’t pay immediately. They may also coach you on what to tell the bank to withdraw or transfer money, or ask you to keep a secret.
5. The romantic "emergency"; A new online love interest bombards you with “sweet talk” but doesn’t seem to want to meet in person. Suddenly a hardship or emergency strikes and they want you to send them money.

1. "New week, new possibilities! It's , and we're thrilled to be a part of your credit journey. Let's work together to transform your credit and set you on the path to financial success!"
Call us for a free consultation! We get results!

https://www.newsbreakapp.com/n/0myjkg0i?s=a7&share_destination_id=MTg2MTY3NzkyLTE2ODcwNDg5MTU5MjA=&pd=0Cb8kK17&hl=en_US

Eviction filings are 50% higher than they were pre-pandemic in some cities as rents rise - NewsBreak ATLANTA (AP) — Entering court using a walker, a doctor’s note clutched in his hand, 70-year-old Dana Williams, who suffers serious heart problems, hypertension and asthma, pleaded to delay eviction from his two-bedroom apartment in Atlanta. Although sympathetic, the judge said state law required...

How to get a cell phone using a Tax ID number?
If you operate a small business, you may be considering the purchase of a cell phone in your business's name. When purchasing your phone and receiving a number, you will need to provide ID. You can use your Employer Identification Number (EIN), sometimes referred to as a Tax Identification Number (TIN), in place of a Social Security number (SSN). The EIN is widely accepted in place of an SSN for many business-related transactions, including the purchase of cell phones.
1. Contact any major cell phone provider and ask them about their cell phone plans for businesses. Most major carriers offer plans and cell phones that are specifically tailored for company use.
2. Choose a plan that's right for your business. Plans are offered according to the number of users you want, so if you run a small business, your needs will likely be different than if you're in charge of a large corporation. Consider the places you'll be calling. For example, if you have a lot of international customers you'll want to look for a plan that includes international calling.
3. Complete the application. Write or type your nine-digit EIN in place of your SSN. The cell phone company will verify that the EIN is valid and that your business has acceptable credit.
Call us for a free consultation. We get results.

https://facebookuserprivacysettlement.com/ -claim
Deadline for submitting this claim form is August 25, 2023 at 11:59 pm PT.
It's not too late for you to apply for the Meta Platforms class action lawsuit. The Meta Platforms class action lawsuit revolved around allegations that Facebook (Meta Platforms, Inc.) shared troves of user data with third parties without getting appropriate permissions from Facebook users. Additionally, the class action attorneys in the lawsuit made arguments that Facebook did not properly monitor third party use of Facebook user data. There were several lawsuit combined into one umbrella class action. The original lawsuits over this Facebook data infringement of privacy rights was consolidated into a large $725,000,000 class action settlement, under one umbrella as a single case: Facebook, Inc. Consumer privacy User Profile Litigation. These numerous lawsuits brought to the Court's attention that Facebook was sharing user data with third parties. Some of the listed third parties included:

• Third-Party App Developers,
• Facebook or Meta Business Partners,
• Meta Advertisers,
• Data Brokers,
• Whitelisted Parties

In re: Facebook, Inc. Consumer Privacy User Profile Litigation If you were a Facebook user in the United States between May 24, 2007, and December 22, 2022, inclusive, you may be eligible for a cash payment from a Class Action Settlement.

Happy Monday! How close are you to achieving your New Year's resolutions? Was one of your goals to improve your credit? Or apply for business funding? We are available to help! Mention this post to receive $100 off any credit repair/ business funding service. Call us for a free consultation; we get results.

How to plan for three-paycheck months.
Boost your savings. During the months you receive this third, bonus paycheck, set that amount aside as savings. Beef up your emergency fund. Save for retirement by contributing to a Roth IRA on top of your workplace 401(k). Add it to a savings account dedicated to paying for a family vacation or holiday purchases. Save for an upcoming home improvement project or add to your child’s college fund.

Open a new checking account. If you’ve been wanting to switch your checking to a high-yield checking account like Alliant’s but you’re nervous about making a math error and bouncing a check during the transition, use the extra funds from your bonus paycheck as a cash cushion to transition bills to your new checking account with less stress. It’s the perfect opportunity to get a checking account with less fees and a high interest rate.

Pay down your debt. If you have credit card debt, student loans or a car loan, dedicate the bonus paycheck to paying down that debt. Pay off high-interest debt first to save the most money on interest.

Happy Monday! It's a new week, which means it's time to give your credit the attention it deserves. Let's kick-start your journey to better credit and financial success together!
Mention this post to receive $100 off credit repair services. Call for a free consultation today! 1-800-269-8119 ext 1.

Tip to increase your credit score FAST!
You can also decrease utilization on revolving credit accounts by asking for a credit line increase! You’ll be surprised that most credit card companies are more than willing to increase your credit line if you just ask nicely! And guess what, when they increase your credit line, your utilization goes down and your scores go up! Call us for a free consultation! We get results.

Today we honor all of those that have served. Thank you.