Joseph Cosares - CrossCountry Mortgage

Tax benefits of owning a home can really add up. Make sure to talk to your tax professional and learn how.

Happy Easter to all who celebrate!

Though student loan debt may seem to be an obstacle when it comes to buying a new home, it doesn’t have to be. These insightful strategies will help you ace your home purchase test!

It’s the little things that make us happy. The power to paint your room your favorite color. A back yard for your pup. And especially — financial stability. Having a place to call your own gives you the tools to customize your lifestyle. Let’s get happy. Contact us today.

Are you getting the full tax breaks from your home? There are multiple deductions you can take to lower your tax bill as a homeowner. These are just some of the deductions. Contact your local CCM loan officer to learn more. CrossCountry Mortgage, LLC does not provide tax advice. Consult a tax advisor for further information.

First impressions are key with homebuyers! Standing out to prospective clients could make or break your business. Contact me to see the difference CCM’s support can make.

Maybe your dream home isn’t for sale. Perhaps you’re waiting for more options to become available. Either way, starting your home loan journey today will help you reach your destination sooner. Contact me to get on the FastTrack today!

More people are buying for the first time! New homebuyers deserve a truly special experience. I’ll make their financing process easy and understandable. Contact me today.

You have almost everything you need to start a new enterprise: creativity, passion, and knowledge. But are you ready financially? Homeownership can help. By creating stability and equity to fall back on, you can be confident in crowning yourself CEO! We’ll help you get ahead. Call us.

Are you ready to save on taxes? As a homeowner, there are multiple deductions that can lower what you owe the IRS. Mortgage interest and property taxes paid in 2021 are two of the biggest ones. Take advantage of all the tax benefits that come with owning a home. Contact your local CCM loan officer to learn more.CrossCountry Mortgage, LLC does not provide tax advice. Consult a tax advisor for further information.

Different stages of life require different approaches to home financing. That’s why I personalize every part of the mortgage process. Contact me to learn more.

With housing inventory low, get prepared now to beat out other buyers. Our FastTrack Credit Approval Program gives you an advantage when you make an offer. Contact me to learn how you can close in as few as 10 days!

Multi-generational housing is appealing for many homebuyers. Whether your clients want to care for aging parents, expand room for children over 18, or save on costs, I’m ready to help. Let’s talk today!

A https://bit.ly/3tArjWF article stated that many people between the ages of 60 and 67 do not know how their money is divvied up between stocks, bonds, and cash. If the markets tank around retirement time, a fund heavily weighted in stocks could be an unpleasant surprise. A Home Equity Conversion Mortgage (HECM) is a useful hedge against that risk! You’ll have guaranteed retirement income to use if markets spiral downward. Contact us to learn more.

We all have lingering projects but finding a place to start can be difficult. That’s where I come in – call or email today!

You’ve decided to renovate, but where to begin? Start with a checklist of all the people you’ll need to contact, consult, and compensate for a successful project. https://bit.ly/3qk3ikx

This calculator will help you w**d through the fees, taxes, and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/3u6pTSN

When it comes to home financing, we’re always shamrockin’ and rollin’!

With fixed mortgage rates rising, an ARM or adjustable rate mortgage is a great alternative. It’s a 30-year loan fixed for the first 5, 7, or 10 years depending on the ARM program you choose before the rate is subject to change. Generally, the interest rate is much lower on an ARM compared to a fixed rate. Contact me for details!

A mortgage allows you to pay for your home over time, but two out-of-pocket costs are due at closing. Find out what they are and how you can buy a home with the least amount of cash. https://bit.ly/3tVJBAR

More flexibility. Less money up front. We have the perfect mortgage for you. A HomeReady® or Home Possible® loan from CrossCountry Mortgage offers relaxed qualification requirements and reduced out-of-pocket expenses. Let’s connect today!

Your mortgage payments have built up equity. Now may be the time to use it. If you’re interested in how a home equity loan can benefit your financial situation, reach out today!

While monthly spending plans are a staple of American life, that doesn’t mean the practice hasn’t improved over time. These tactics and tools can help you budget better. If you’d like more tips, contact me!

We can help you win in a seller's market. Contact us for a free value analysis and find out what your home is worth!

A monthly spending plan is key to financial success. This tip will help you start your budget every month. Contact me to learn more budgeting tips! (Source: Ramsey Solutions)

Whether you want to lower payments or use funds for other needs, you need to hold yourself accountable. Contact me to learn savings strategies!