Jodi Pirowskin

With the cost of college housing ranging from $11,000 to $27,000 per year, your student's expenses can add up quickly. When you multiply these costs by four (or more) years of college, the financial burden becomes even more daunting.

But what if you could turn these expenses into an investment? By purchasing a property for your college student, you could potentially save money on housing costs and create a profitable investment for the future.

3 Reasons to Consider Purchasing a Home for Your College Student Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

Your child’s 18th birthday is an exciting milestone in their life. Not only is he or she a legal adult now, but your “child” may be headed off to college or preparing to live on their own.

Consider taking these important steps as you and your family to prepare for your child's transition to adulthood.

Important Steps to Take When Your Child Turns 18 The primary purpose of the durable power of attorney is to prevent the court from appointing a conservator to manage your child’s finances should he or she be unable to make their own, conscious decisions.

It has long been customary for sellers to cover the commissions for both their own agents and the buyers' agents. Although the practice was never mandated, it has become the norm due to its significant effect on a property’s marketability.

As the real estate market continues to evolve, sellers must carefully consider their strategies regarding agent commissions; however, the traditional approach of offering to pay both commissions still holds merit in ensuring a quicker sale.

Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024 Sellers must carefully consider their strategies regarding agent commissions. It’s important to remember that you benefited from the system when purchasing your current home, and you’ll likely benefit from it again as a buyer for your next one.

Today, we are proud to honor the brave men and women who made the ultimate sacrifice for our freedom.

According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or broker.

Under normal circumstances, purchasing a home can be a challenge, but as buyers continue to face limited inventory, rising home prices, and more, working with an experienced agent is becoming more crucial than ever.

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker Buying a home is one of the biggest transactions of your life. You can try to do it alone to save money, but hiring an agent has many advantages. Agents can help you find the perfect property, help you negotiate a better deal, and dedicate time to your sale.

In response to the recent NAR commission lawsuit settlement agreement, HousingWire reported “The United States Department of Veterans Affairs will soon release a circular that ‘bridges the gap’ on an agency law that prohibits a VA buyer from paying their real estate agent compensation.”

Michelle Corridon, deputy policy director at the VA, shared that the circular would be issued between now and June 12.

“Taking this extra step ensures veterans have the same opportunity as others to compete in a tight housing market,” Shannon McGahn, the chief advocacy officer at NAR, said in a statement. “We applaud the VA for recognizing this danger and acting swiftly to protect veterans.”

VA to roll out temporary fix to buyer agent commission problem - HousingWire The VA announced that it will release a circular that “bridges the gap” on the buyer commission prohibition between now and June 12.

The availability of homebuyer and down payment assistance programs has recently surged across the nation. Although these programs remain largely untapped, we are proud to connect you with the best program for your family.

Empowering Our Buyers With Down Payment Assistance Programs A seasoned mortgage professional can help you navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

According to new data from Redfin, over one in three U.S. homes are now purchased with cash. To help combat the frustration that comes with repeated offer rejections, we offer a full credit approval program, Home Buyer’s Edge.

Unlike mortgage pre-qualifications or pre-approvals, Home Buyer’s Edge involves a thorough evaluation of your income, assets, and credit profile by a seasoned underwriter.

Offering Buyers a Competitive Credit Approval Program with Home Buyer’s Edge Our underwriters will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

Celebrating the extraordinary women who help shape our lives. Happy Mother's Day!

With over 11,000 individuals reaching the age of 65 daily, according to AARP, the demand for innovative retirement solutions has never been higher.

We offer reverse mortgages as part of our commitment to a "Customer for Life" philosophy.

By providing you with more financial options for your retirement, we strive to help improve your retirement years.

Upholding the “Customer for Life” Philosophy, Benefits of Reverse Mortgages Retirement planning is not one-size-fits-all, and we recognize the importance of tailoring financial solutions to individual needs. A reverse mortgage could be a valuable addition to a holistic retirement plan.

To the ones who wear many hats - educator, mentor, counselor, cheerleader - thank you for being everything our students need and more. Happy Teacher Appreciation Week!

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can be a challenging one.

We are proud to unveil a way to level the playing field, so our borrowers can bid with confidence: Meet Value Assurance.

Sharing Our Value Assurance Program, Assisting Over 1,000 Families in 2024 The Value Assurance program offers a powerful way to secure your desired home without accumulating additional risks.

Behind every successful recovery, there's a nurse who goes above and beyond. Happy Nurse Appreciation Week to our extraordinary caregivers!

Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two optimistic seller sentiments:
> 29% of potential sellers are willing to look past high interest rates and hit the market
> 79% of current sellers wish they had listed their home sooner
We’re as ready as you are. Don’t miss out - the time to enter the housing market is now!

The Benefits of a Reverse Mortgage for Retirement Planning LendGen has provided over 200,000 families with the right mortgage products to meet their needs.

5.0 star review received on Experience.com for Jodi Pirowskin by Patrick L - The Best! Numero Uno!

New ★★★★★ 5 Star Experience.com Review by Patrick L Click to see all 38 reviews of Jodi Pirowskin, LOAN OFFICER | NMLS # 1965585

Freddie Mac recently released updated guidelines for self-employed borrowers. If you are a self-employed borrower who filed for a tax extension this year, give us a call to make sure you still qualify for the home you want!

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify! For those lacking traditional documentation like W-2s and pay stubs, alternative documentation loans may provide a solution. They allow self-employed borrowers to qualify using bank statements or asset statements.

For those who celebrate, we hope your Passover is filled with joy, reflection, and prosperity.

Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax returns not allowing you to qualify for the house you wish to purchase?

30% of our borrowers are self-employed, so we're confident that we can find the best solution for your family. Give us a call or visit us online to reach your home financing goals today!

Mortgage Strategies and Solutions for Self-Employed Borrowers Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax returns not allowing you to qualify for the house you wish to purchase

We are proud to announce that Lendgen is now licensed to originate in 22 states! We are excited to begin serving families in Alabama. Thank you, to our clients and referral partners, for your continued partnership and support.

The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running through the playbook in an effort to secure the best possible rate.

Mortgage interest points, or discount points, recently gained traction as a popular strategy, but like any financial decision, there are advantages and drawbacks to consider.

Decoding Mortgage Discount Points: Is It Worth It for You? Mortgage discount points are a viable strategy for borrowers looking to lower their interest rate and save some money long-term. However, there are a number of alternatives worth exploring- especially if you would benefit from an increase in flexibility.

Don't miss out on this rare find! Reach out to Mario Stocco to schedule a tour TODAY!!! Follow this link for necessary contact information.

3440 N Meridian Ave, Miami Beach, FL 33140 ENJOY THIS TRUE ART DECO ARCHITECTUAL GEM!!! IDEAL MID-BEACH LOCATION NEAR HOUSES OF WORSHIP SCHOOLS SHOPPING BANKS RESTAURANTS CAFES ETC. ALL MIAMI BEACH HAS TO OFFER AND ALL A FEW BLOCKS AWAY. TWO BLOCKS FROM THE ENTRANCE/EXIT I-195. QUIET STREET IN A CUL DE SAC. PLENTY OF STORAGE AND CEDAR WOOD C...

For those who celebrate, Happy Easter! We hope your day is filled with love, laughter, and family.

For borrowers without a social security number, finding suitable loan options can be incredibly difficult. Individual Taxpayer Identification Number (ITIN) loans are designed for borrowers who do not have a Social Security Number, but can provide an ITIN number as a form of identification, serving as a viable option for families looking to own a home.

ITIN Loans: How to Own a Home Without a Social Security Number With an ITIN loan, homeownership does not have to come with hard money loans and unsustainable terms. You can work with your lending institution to identify and apply for an ITIN loan that works for your circumstances long-term.

In our industry, the word “free” is bound to cause some excitement. Many lenders tout the concept of "no-fee refinances" as a way to attract potential borrowers, especially those burdened with high-interest rates.

It's a compelling pitch: reduce your monthly payments without shelling out any extra cash upfront. But before you sign on the dotted line, it's crucial to understand what this offer entails to decide if it's really the best strategy for you.

The Benefits of a Reverse Mortgage for Retirement Planning Navigating tax season may feel daunting, but with the right amount of preparation, you’ll be ready to file with ease

For those who celebrate, we hope you and your family have a peaceful and fulfilling Ramadan.

Designed to address and combat housing inequalities, SONYMA's Credit is Due program aims to increase access to financing for historically underserved communities. As one of SONYMA's designated approved lenders, we are proud to help address lending disparities in our community and further empower borrowers on their journey to homeownership.

SONYMA’s Credit is Due Program: Making NY Homeownership a Reality The State of New York Mortgage Agency (SONYMA) furthered its commitment to creating homeownership opportunities for underserved communities by recently launching the Credit is Due program.

As you plan your next move, keep in mind that LendGen is licensed in 21 states! Wherever your dream home awaits, we'll be there to support you every step of the way. Give us a call or visit us online to get started today!