Creative Planning

With the market hitting all-time highs and another round of rate cuts on the horizon, the common denominator is the diminishing value of the dollar. Peter Mallouk and Charlie Bilello discuss this topic before sharing their thoughts on how to avert a debt crisis and giving their thoughts on the election’s potential market impact. Is it a signal or just noise? Listen, like and subscribe!

Easing Into a Melt-up | Signal or Noise Ep 37 | Charlie Bilello | Peter Mallouk | Creative Planning Helping Investors Separate the Signal from the Noise...00:00 Intro00:18 Topics01:00 Easing Into a Melt-up7:22 How to Avert a Debt Crisis20:03 Media Trust Hit...

With just two months left in 2024, time is limited to make important decisions affecting your tax bill, retirement contributions and more. Peter and Jonathan share the potential benefits of tax-loss harvesting, Roth conversions, donor-advised funds, flexible spending accounts and other key planning strategies to consider implementing before year-end. Plus, hear why bringing up financial topics with the family at Thanksgiving might not be such a bad idea after all.

Financial Moves to Consider Before Year-End With just two months left in 2024, time is limited to make important decisions affecting your tax bill, retirement contributions and more.

Open enrollment season is here! Don't let this crucial time for your family's benefits slip by. Here are four essential tips to help you and your partner make smart choices for the year ahead:

✔️ Compare both employers' benefits packages
✔️ Assess your family's healthcare needs
✔️ Factor in recent life changes
✔️ Create a unified benefits strategy

Learn more about these tips in our latest article:

How to Make Smart Open Enrollment Decisions as a Couple Open enrollment season is upon us. Are you prepared? Learn four tips to help you make smart benefit elections as a couple.

Creative Planning CIO Jamie Battmer discusses the role fixed income is playing in allocations and returns for balanced clients in the latest Citywire Due Diligence Report. https://citywire.com/ria/special-reports/ddr-core-plus-2024?cw=chapter-3

Alternative investing has become an increasingly popular option to diversify one’s investment portfolio among high-net-worth investors, and just like any investment, there are pros and cons. It’s important to work with your wealth manager to determine whether an investment in alternatives makes sense given your specific needs, current financial situation and future goals.

Join Chief Investment Officer Jamie Battmer and Chief Market Strategist Charlie Bilello on The Week in Charts, where they roll out the fuzzy crystal ball to talk about what the next ten years could look like for the markets. Also on the agenda:

- The AI-driven multiple expansion
- The rise of bond vigilantes
- The woes of stock picking
- A discussion on whether workers are better off today than they were 50 years ago

How Everything Could Change over the Next 10 Years | The Week in Charts (10/25/24) The most important charts and themes in markets and investing, including:00:00 Intro00:35 Topics02:00 How Everything Could Change over the Next 10 Years17:52...

John Hagensen welcomes back Creative Planning’s Director of Tax Services, Ben Hake, to share essential last-minute tax insights as we wrap up this pivotal tax year. Plus, we explore how having your advisor and CPA collaborating under the same roof is a compelling differentiator when it comes to your financial plan. Check out this week’s episode of Rethink Your Money here: https://creativeplanning.com/radio/

In this episode of Signal or Noise, Peter Mallouk and Charlie Bilello outline five critical tips for investors to punch above their weight. Tune in to hear this and their discussion on the U.S. national debt, the impact of AI and whether tight credit spreads are a signal or just noise. Listen, like and subscribe.

Great AI Expectations | Signal or Noise Ep 36 | Charlie Bilello | Peter Mallouk Helping Investors Separate the Signal from the Noise...00:00 Intro00:26 Topics04:46 5 Ways to Punch Above Your Weight as an Investor04:47: #1: Start Early06:...

Creative Planning CIO Jamie Battmer shares his insights on U.S. equity allocations for retirement portfolios with Citywire. https://citywire.com/ria/special-reports/ddr-us-equities-2024?cw=chapter-3

An unexpected healthcare emergency has the potential to upend your entire life. If not properly planned for, financial emergencies can do the same. In addition to emergency savings, it’s important to have an estate plan in place to provide for your family should something unexpected happen to you.

Depending on your situation and long-term goals, your estate plan may include any combination of the documents listed. Learn more: https://creativeplanning.com/insights/financial-planning/tips-enhance-financial-wellness/

It’s a special edition of The Week in Charts featuring an overall look at the state of the markets. Charlie dives into the data, covering every corner of the financial landscape: stocks, bonds, real estate, crypto, commodities and more.

The State of the Markets (October 2024) | Charlie Bilello | Creative Planning The State of the Markets, including...00:00 Intro00:14 Topics00:26 Stocks08:35 Free Wealth Path Analysis09:17 Bonds/Fed16:54 Real Estate/Housing21:15 Commodi...

If you want tips to protect your finances from the unexpected, or if planning for business success in 2025 is a top priority for you, tune in to this week’s episode of Rethink Your Money. John Hagensen shares five financial crises as well as three things you can do now to be better positioned should you ever find yourself in a similar situation. Plus, Creative Planning’s Managing Director of Business Services, Lee Roberts, joins for a discussion on the importance of business planning for a successful 2025. Tune in and follow for more: https://creativeplanning.com/podcast/protect-your-finances-from-the-unexpected-plus-business-planning-tips-for-2025/

With drastic changes scheduled to come to the U.S. tax code after next year, now’s a great time to work toward maximizing your legacy. Attend our FREE webinar to learn how. Register today: https://bit.ly/4dS7WMy

If you’re not taking steps to minimize your portfolio’s tax exposure, you could be missing out on significant growth opportunities over time. A portfolio audit allows you to identify opportunities to implement such as tax-loss harvesting and asset location.

Our latest article by breaks down how to evaluate your portfolio’s tax efficiency and provides three other tips to help ensure your portfolio is keeping up with your needs. https://creativeplanning.com/insights/investment/audit-your-portfolio-holdings/

Attend our FREE webinar and become empowered to gift now while minimizing the potential tax implications. Register today: https://bit.ly/4dS7WMy

Investors who have accumulated significant wealth through the growth of a single stock often wonder whether they should hold the stock or sell it. The answer often depends on whether the stock represents a concentrated position.

Your Guide to Concentrated Stock Positions Having a concentrated stock position can potentially put you at significant risk. Get our tips for helping reduce your holdings in a concentrated position.

With inflation cooling, jobs still growing and strong wage growth, it’s a rare goldilocks moment in the markets, where everything appears to be working just right. Charlie dives into the data from last week, examining the Fed’s 2% inflation target, rate cut trade-offs and more in The Week in Charts.

The Goldilocks Moment | The Week in Charts (10/11/24) | Charlie Bilello | Creative Planning The most important charts and themes in markets and investing, including:00:00 Intro00:16 Free Wealth Path Analysis00:54 Topics01:41 Rising Prices at a Slowe...

As we continue navigating current events and year-end planning, we’re taking a closer look at unique financial strategies for the lower, middle and upper classes on this episode of Rethink Your Money.

John Hagensen shares practical, quick tips tailored to each group for year-end planning, plus we’re again joined by Dr. Dan Pallesen to discuss behavioral finance, a very powerful concept when it comes to making decisions about your money. Check it out: https://creativeplanning.com/podcast/practical-year-end-planning-tips-for-every-income-level/

How would the market react to a rate cut? Peter Mallouk weighs in on the investment market, wages and inflation with Fox Business.

How would the market react to a rate cut? | Fox Business Video 'The Claman Countdown' panelists Alan McKnight and Peter Mallouk give their economic outlook for 2024.

Alternative investing has become an increasingly popular option to diversify one’s investment portfolio among high-net-worth investors. Our latest article explores three crucial tips to help you decide if alternative investments are right for your portfolio.

• Understand what you're getting into: From private equity to hedge funds to cryptocurrencies, the world of alternatives is diverse and complex. Get familiar with the key categories.

• Weigh the pros and cons: Alternatives offer potential upsides, like diversification and higher returns, but also pose risks, like illiquidity and high fees.

• Work closely with your wealth manager: Determining the right alternative investment allocation requires a comprehensive understanding of your specific financial situation and goals. Partner with an experienced advisor.

Read the full article to continue exploring whether alternatives make sense for you: https://creativeplanning.com/insights/investment/could-alternative-investments-complement-portfolio/

China’s stock market has gone vertical, something we’ve only seen a few times in history. What’s driving it?

Charlie discusses China’s massive stimulus announcement, the resilient jobs market (with 254,000 jobs added in September) and signs of its potential cooling, the bond market front-running the Fed, declining dividend yields and more on The Week in Charts.

China Goes Parabolic | The Week in Charts (10/8/24) | Charlie Bilello | Creative Planning The most important charts and themes in markets and investing, including:00:00 Intro00:19 Free Wealth Path Analysis01:04 Topics01:57 The Resilient Jobs Marke...