Josh Dellinger, Financial Planner
I provide total financial needs analysis through a network of experienced professionals with experti
I offer total financial needs analysis through a network of experienced professionals with expertise in:
• Advisory services
• Retirement analysis and programs
• Estate strategies
• Employee benefit and retention services
• Business continuation strategies
• Trust services
Securities and investment advisory services offered through Osaic Wealth Inc member FINRA/SIPC. Osaic Wealth is separate
‘Sequence of returns’ risk is often an overlooked problem for individuals near or in retirement. Experiencing one or two years of negative returns early on, can have a damaging impact on how the rest of your retirement plays out. Whole life insurance can help! Let’s discuss your options today. https://blog.massmutual.com/post/sequence-of-returns-risk.
You shouldn’t have to define your financial plans by your tax bracket. Let’s talk about some tax-advantaged investments and strategies that could help you keep more of your money. https://blog.massmutual.com/post/high-tax-bracket-avoid.
Wishing all who celebrate Ramadan a peaceful season!
Historically, MassMutual has delivered consistently strong results through the Dividend Interest Rate (DIR). Learn more: https://bit.ly/3LIP1tl.
Women still have less life insurance coverage than men, which could leave their loved ones at risk. Learn about the life insurance gender gap and how prioritizing financial wellness can help.
https://blog.massmutual.com/post/life-insurance-gender-gap.
Did you know that Delaware is considered to be the most age-friendly place to retire in the US? Because retirement doesn't simply boil down to the assets you've saved over the years, MassMutual has partnered with the Age-Friendly institute to find the most age-friendly places to settle down for post-work life. https://bit.ly/3mMBWom.
Here’s to respect, equality, and justice for all on International Women’s Day.
Whole life insurance can provide additional income in retirement. Did you know its value will never decline due to volatility in the market? Learn more. https://blog.massmutual.com/post/insurance-retirement-supplement.
One of the most important decisions you can make when considering an estate plan is choosing a successor trustee that will step in and help manage your trust assets when you no longer can. Let’s get together and discuss how MassMutual Trust can help. https://blog.massmutual.com/post/mmtrust-successor.
Celebrate the colorful moments of life. Happy Holi to all!
Saving enough for retirement has its challenges! Talk to me about how whole life insurance may help better secure your future.
Having all your eggs in one basket may not be the safest method for long-term investing. Let’s talk about how we can help mitigate risk in your portfolio with customized strategies and solutions designed just for you. https://blog.massmutual.com/post/assetallocation-mix?_ga=2.182814627.420610779.1664804245-646024193.1664474638.
MassMutual’s Single Payment Program may be an efficient way to pre-fund your life insurance policy premiums. Learn more. https://bit.ly/3Krpjsz.
Today we celebrate our nation’s leaders, past and present.
If leaving a financial legacy is important to you, I have solutions that can help. Call me today.
Life insurance - it’s for anyone who loves. Call today to learn more.
Did you know that life insurance may make the perfect gift for your children or grandchildren? There are three key reasons why now’s the right time to help secure their future. Learn more. https://blog.massmutual.com/post/gift-life-insurance.
Generational wealth can’t be passed on in silence. Have the “money talk” with your family. And remember, the MassMutual Trust Company and I are here to help. https://bit.ly/3x7gYCM.
The biggest mistake people make with estate planning is not having a plan at all. Start with a will and build your estate plan from there. I can help you plan ahead.
Looking to use your 2022 tax refund toward something that matters? How about a lasting gift for your children or grandchildren? Something that can be with them for a lifetime. Call me today.
You’ve worked hard to achieve your success. Let’s talk about how the MassMutual Trust Company can help maintain your wealth and provide financial security for your loved ones, for today and for generations to come. https://bit.ly/3Hm44FF.
How do you envision your future? Simple joys? Luxury living? Keeping your sights set on your future can help you plan ahead. Create your own vision board for some inspiration! https://bit.ly/3RjEB3W
You always want to be nimble when it comes to forging your financial plan. Let’s explore some low-cost strategies for diversification that meet your unique goals and risk tolerance. https://www.massmutual.com/about-us/news-and-press-releases/press-releases/2019/09/new-massmutual-white-paper-evaluates-key-pension-plan-de-risking-strategies.
Looking to add certainty and growth to your retirement income plan? Click here to see our latest guaranteed interest rates.
https://bit.ly/3Wx0g9V
Wishing you and your loved ones success and happiness in the year ahead. Happy Lunar New Year!
Choosing options that offer different tax advantages is just as important and beneficial as diversifying your investment portfolio! It can mean saving more and reducing income tax liability during retirement. https://blog.massmutual.com/post/wholelife-diversify-taxes.
Rev. Dr. Martin Luther King Jr. paved the way towards social and economic justice for all. Today and every day, we are committed to honoring Dr. King’s legacy.
Whole life insurance has features beyond death benefit protection. It can grow during your working years, may provide additional income during retirement, and can also help with long-term care expenses as you age. Call me to discuss how whole life insurance may be right for you. https://blog.massmutual.com/post/whole-life-stages
We’re pleased to announce that we’re now a signature partner of the Red Sox and Fenway Park, bringing together two iconic New England institutions that stand for trust, protection, and teamwork.
Feeling uncertain about these volatile economic times? One asset that will never decrease in value due to market conditions is whole life insurance. Learn how it can help better secure your future. https://bcove.video/3PJdXRA
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Our Story
We work with business owners and families with children, who are concerned with retiring comfortably, protecting their family from the unknowns, and taking care of their employees in their businesses.
We help you solve these issues by understanding your goals, figure out where you are by doing a detailed analysis using projection software. After my team interprets what those projections mean for you, we then present the strategies that will optimize your plan and help you reach your goals most efficiently.
At Centennial State Financial, we believe we’ve done our job once we know our clients are sleeping better as a result of knowing they are accomplishing their goals.
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Denver, CO
80237
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Monday | 8am - 5pm |
Tuesday | 8am - 5pm |
Wednesday | 8am - 5pm |
Thursday | 8am - 5pm |
Friday | 8am - 5pm |
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