The 303 Home Team

Another FORMER renter building wealth through real estate!🏡

🌟 Attention Renters! 🌟

Are you ready to make your dream of homeownership a reality? 🏡✨ Castle Rock is not just a place to live; it’s a community where you can find your perfect home sweet home. And the best part? You can get an incredible deal on your new home right now!

Imagine waking up to stunning views of the Castle Rock landscape every morning, or being just a stone’s throw away from the charming local shops and restaurants that make it so special. We can help you find the perfect place to call your own in this one-of-a-kind town.

Whether you’re a first-time homebuyer, looking to upgrade, or considering a rental property, now is the time to take advantage of the amazing opportunities in Castle Rock. Don’t miss out on this chance to find your ideal home at an unbeatable price!

Ready to start your journey to homeownership in Castle Rock? Reach out to us today and let’s make your real estate dreams a reality. 🌄🏠

Pending home sales slowed considerably in April: NAR - HousingWire U.S. pending home sales in the dropped 7.7% in April compared to March as rising mortgage rates weighed on the market.

Please join us in welcoming our new team members!

We continue to upgrade our ability to serve you through great additions to the team!

Please reach out if we can be of service you or anyone you may know that is looking to create, grow or preserve wealth through real estate!

From first time home buyers to selling luxury residential properties, we have a 30 year track record of getting the job done!

Legal Considerations for Unmarried Couples Buying Property Buying a property together is a significant step for unmarried couples. This decision involves unique legal considerations and requires careful

Looking for some fun things to do in June?

If you are looking for a great way to help in our community, we would love for you to join us in supporting Project Our Town

Set yourself up for home buying success! 🏡

👉 When you get pre-approved for a home loan, here are the documents that you will most likely need:

✔️ Driver’s License & SSN
✔️ One – Three Months of Paystubs
✔️ Two Years of W-2’s and/or Tax Returns
✔️ P&L (if self-employed)
✔️ Two Months of Bank Statements

**Please note: more documents may be needed depending on your lender.

→ If you need some lender recommendations, please reach out and I can send you some!

Also, if you’re meeting with a lender, 💬 comment “QUESTIONS” below and I’ll send you my top questions to ask them.

May is a great month to start looking for your dream home! 🏡

Real estate is not about selling houses, it’s about helping people build their dreams.

👉 Whether you’re buying, selling, or investing in real estate, let’s make this month one to remember.

🏡 Just closed on a stunning home in vibrant Central Park (formerly known as Stapleton!) From breathtaking mountain views to thriving local culture, this home embodies the best of Denver living.

Ready to make a move? Contact us today to navigate the Denver real estate market with confidence.

Let’s take the next steps together! 📲🌟

Comment “Guide” if you’d like a copy of our Home Buying Guide!
#303

Why Denver's housing market is heating back up in 2024 The median closing price of single-family homes in March was up 5% compared to the same time last year.

Inventory levels are up in the Denver Metro area. At the end of March, there were 47% more active listings available compared to last year. However, with buyer demand so strong, it’s likely these homes will continue to move off the market quickly. https://hubs.la/Q02sxK2N0

A new CHFA white paper on the housing continuum is now available. The continuum illustrates the range of available housing options in a community, from short-term shelters for those experiencing homelessness to long-term homeownership and everything in between. Download the publication at https://www.chfainfo.com/getattachment/a7f4be85-7a8e-4783-b5f4-d4d48763761a/WP-HousingContinuum.pdf.

Millennials have surged ahead to become the largest group of home buyers, marking a significant shift in the housing market's demographic landscape. Learn more in the 2024 Home Buyers and Sellers Generational Trends report. https://bit.ly/3U32G24

April Mid-Month Newsletter is out! Fun Facts… Farmers Markets… $40mil Home… and a Super hard challenge… Lunch for everyone who can solve it!

https://www.compass.com/notifications/emails/21971d16-e597-43bf-b101-1f9f0f0d0aaa.html

Attention Renters!

Stop Renting and Build Wealth Through Home Ownership Learn how to stop throwing away money on rent and start building wealth through owning your own home at our event!

Stop renting and start growing your wealth! Comment “Guide” to get our Home Buyer’s Guide!

Millennials now biggest group of homebuyers: Report Story at a glance Millennials have surpassed Baby Boomers as the largest group of homebuyers. Baby Boomers are still the largest group of home sellers, comprising 45 percent of them. Millennials…

𝐓𝐡𝐢𝐬 𝐨𝐫 𝐓𝐡𝐚𝐭: Spring Edition 🌿
Which would you rather do?
🚴‍♀️ Go for a bike ride? 🏔 Or a hike?
#303

If you have student loans and are looking to purchase a home…. this post is for you🏡
Here are some tips on how to secure a loan if you have student debt.

01 – Manage your Other Debts
Try paying down any other debt you have. Lenders look at your debt-to-income ratio.

02 – Save for a Larger Down Payment
Increasing your down payment can demonstrate financial stability and reduce the loan amount, making you a more attractive borrower.

03 – Consider Co-signers or Joint Applications. If possible, explore the option of having a co-signer with a strong financial profile. This can strengthen your loan application.

👉 If you’re thinking of purchasing a home but not sure if you will qualify for a loan – it’s important to speak with a mortgage lender.

💬 Comment “QUESTIONS” and I’ll send you my top questions to ask your lender.

There’s many different loan options….

Here are some of the common ones 👇

01 – 𝑪𝒐𝒏𝒗𝒆𝒏𝒕𝒊𝒐𝒏𝒂𝒍 𝑳𝒐𝒂𝒏𝒔: These are standard mortgage loans not insured or guaranteed by the government. They typically require a down payment of 3% to 20% of the home’s purchase price.

02 – 𝑭𝑯𝑨 𝒍𝒐𝒂𝒏𝒔: Insured by the Federal Housing Administration, these loans help borrowers with low down payments and lower credit scores.

03 – 𝑽𝑨 𝑳𝒐𝒂𝒏𝒔: Available to eligible veterans and military personnel, VA loans offer favorable terms, including no down payment and flexible qualification criteria.

04 – 𝑼𝑺𝑫𝑨 𝑳𝒐𝒂𝒏𝒔: These loans, offered by the U.S. Department of Agriculture, are designed for borrowers in rural areas and offer low or no down payment options.

👉 Remember that this is just a brief overview, and each type of mortgage loan has its own intricacies and eligibility requirements.

If you are getting ready to speak with a mortgage lender, 💬 comment “QUESTIONS” and I’ll send you my list of important questions to ask ↓

We are so excited to get these buyers into this home. Multiple offers successfully navigated and more happy clients!

𝐓𝐡𝐢𝐬 𝐨𝐫 𝐓𝐡𝐚𝐭🤔
Are you team cat 🐈 or team dog 🐕‍🦺?
Let me know which you prefer 👇

The age-old question is back: should I stay or should I go?

If you find yourself at the crossroads of this decision, I’m here to help guide you through the process! 🗺️

Moving can be a big decision, and I understand the mix of emotions that come with it.

Whether you’re craving a change of scenery or debating the comfort of your current space, let’s weigh the options together.

If you are considering a move now or in the future, comment 💬“MOVE” I’ll send you my 2024 Ultimate Moving Guide 👇

Lots of Millennials buying in Denver? You bet!

Gen Z and Millennial Home Buying Hotspots: Where Young Buyers Are Putting Down Roots The National Association of REALTORS® computed the median age of home buyers within each region, state, and among the 200 largest metro areas.