Michaux Gerken, Realtor

Things are definitely looking up! The steep fall in mortgage rates has helped existing home sales improve for the first time in 5 months, and builder confidence also moved up. If your New Year's resolution is to finally get into a new home in 2024, let's discuss your preferences and put together a plan. Happy Holidays!!!

www.listreports.com

Winter wonders await in your potential new neighborhood! ❄️ From cozy local cafes to festive community events, exploring your dream home is an adventure. Let's discover the perfect winter wonderland together—reach out today, and let the home search festivities begin!

Ready to embark on your dream home journey? Let's make the process as easy as pie! From finding the perfect slice of real estate to sealing the deal, I've got the recipe for a stress-free experience.

www.listreports.com

✨Price Improvement✨
867 Tommy Oliver Road
Clarksville, TN 37042

Welcome to your new oasis! This charming 3-bedroom, 2-bathroom home nestled in a serene rural setting boasts 1,486 square feet of meticulously renovated space. Step inside to discover all-new flooring and fresh paint that accentuates the inviting atmosphere.

The heart of the home features a fully-equipped kitchen showcasing brand-new stainless steel appliances and beautiful granite countertops, perfect for culinary enthusiasts. Enjoy the spacious living areas designed for both relaxation and entertainment.

Situated on a generous half-acre lot, this residence offers tranquility and ample space for outdoor activities. The backyard deck is an ideal spot for grilling, complemented by a cozy fire pit for cool evenings under the stars.

Conveniently located, this property provides easy access to nearby schools and Fort Campbell, ensuring a seamless blend of peaceful living and accessibility to amenities.

Don't miss the chance to make this delightful property your own, offering the perfect balance of modern comfort and rural charm.

To schedule a showing or for more information contact me
Advertised & Listed by:
Michaux Gerken, Realtor®️
Century 21 Platinum Properties
809 Donelson Parkway
Dover, TN 37058
☎️(O) 931-771-9073
📱(M) 931-801-8255
📧 [email protected]

Sometimes you need a change. Here are some quick and easy ways to improve your bathroom. Where will you start?

Michaux Gerken Realtor ®️
Century 21 Platinum Properties
809 Donelson Parkway
Dover, TN 37058
931.771.9073 Office
921.801.8255 Cell
https://realtormichaux.sites.c21.homes/

www.listreports.com

My face hurts from smiling about this recommendation. :)

See more: https://app.realsatisfied.com/Michaux-Gerken

✔️ NO BACK YARD NEIGHBORS
✔ NEW CONSTRUCTION
‼️ Open House ‼️
🗺 4253 CUMBERLAND CITY ROAD LOT 2, Indian Mound, TN
📅 SATURDAY JULY 29, 2023
⌚️ 10:00AM - 2:00PM

Directions to open house......
From Clarksville, take Highway 79 S, turn on Lylewood Rd, go about 8 miles, house will be on the right.

Hosted by: Michaux Gerken
Century 21 Platinum Properties
809 Donelson Parkway
Dover, TN 37058
Mobile: 931.801.8255
Office: 931.771.9073

Listed by: Caitlin Griser
Century 21 Platinum Properties
2150 Wilma Rudolph Blvd #1
Clarksville, TN 37040
Mobile: 419.799.1355
Office: 931.771.9071

Each Century 21 Office is independently owned and operated

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

📣 Here's your friendly reminder that you don't need to put 20% down to purchase a home! 📣

MANY potential buyers put off purchasing a home of their own because of the idea that they need to have enough saved for a 20% down payment. In today's market, that is not the case. 💰

I'm here to tell you that there are MANY options for first-time home buyers that require little to no money down. 🙌

Mortgage rates are still historically low and thanks to the many loan options available, homeownership may be closer than you think. Don't let the idea that you need to put 20% down stop you from taking advantage of this market. 🏡

Let's discuss your options. Call or message me to talk more! 📲

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

Wondering which updates to make before listing? 🛠

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan to get your home ready for market. 🏡

Call or message me if you're interested in discussing more! 📲

What you can get when you list your home with me! 🏡

As your agent, I wear a LOT of hats. From marketing your home to negotiations, when you list with me, you have an expert on your side! 💪

Time is money in this market. If you're thinking of listing your home, let's get the conversation started.

Call or message me if you're ready to discuss more. 📲

Pick one! ☝️

Where would you rather spend your Saturday?

A. Golf course ⛳️
B. Garden center 🌱
C. Brunch 🍳
D. Touring open houses 🚪

Comment below! 👇

P.S. If you chose touring open houses, I can help! Call or message me for more details on open houses in our area. 📲

Friday Five! 🖐

The housing market rebalancing is a breath of fresh air for many homebuyers. For the last two years, buyers have been faced with record low inventory, fierce competition, bidding wars and rising home prices. 🥵

We are now starting to see the market cool off, which is giving many buyers the opportunity to find and settle into their new homes. 🏡

If you've been waiting for your window to start your home search, this is great news for you. I am happy to have a one-on-one conversation with you about the changes we're seeing in our local market and help guide you on your next steps.

Call or message to get started! 📲

Attention homebuyers! 📣

Have you been watching the market, wondering if it's a good time to purchase? 🔑

If homeownership has been on your mind, this may be the moment you've been waiting for. The market is starting to rebalance, which is creating more and more opportunity for buyers to succeed.

With inventory on the rise and the market cooling down, your new home may be right around the corner. 📍

I would love to run the numbers with you and give you a behind-the-scenes look into our local market. Call or message me to get started! 📲

If you're thinking of listing your home, there is a lot of opportunity to succeed as a seller. The market may be cooling down compared to the last two years, but there are many motivated buyers out there who are searching for their new homes. 🏡

According to Lawrence Yun, Chief Economist at NAR, "Homes priced right are selling very quickly, but homes priced too high are deterring prospective buyers.”.

As a seller, it is essential to have a competitive strategy in place when listing your home. Pricing your home right is a key factor in helping your home stand out to potential buyers. 🤩

The market is shifting, and I can help you create a listing plan that will help you succeed. Call or message me if you're ready to discuss more! 📲

Home selling tip! 💡

When you're getting your home ready to list, pay extra attention to your curb appeal. The exterior is the first impression buyers will have of your home, so use this opportunity to make it a great one! 🤩

Today, I'm sharing a few "curb appeal essentials" to help you get started. Spending some extra time on clean up, landscaping and styling will help grab buyers' attention as soon as they pull up. 🏡

If you found this helpful, I can help you get your home ready to list. Call or message me if you're interested in discussing more! 📲

Local spotlight! 📍

It's time to give a shoutout to our favorite local businesses!

Where is your favorite brunch spot in town? 🍳

What is a must-try item on the menu?

Tag them below! 👇

Friday Five! 🖐

Today, I'm sharing 5 reasons why it's a great time to BUY 🔑 vs. RENT 💸!

There are many perks of homeownership, including stability, home improvement freedom and the opportunity to truly build wealth. If you are currently renting and have been wondering whether or not it's a good time to purchase, I'm here to help.

The market is shifting and there is more and more opportunity to succeed as a homebuyer. If homeownership has been on your mind, I would love to have a conversation with you and help you run the numbers of owning vs. renting in our local market. 📍

Homeownership may be closer than you think!

Call or message me if you're open to discussing more. 📲

Home selling tip! 🏡

Before your home hits the market, it's important to make sure it's looking its best. One of the most important steps of the home prepping process is to clean, clean and clean some more! 🧽

There is no major renovation, upgrade or budget required. Simply giving your home a thorough cleaning will help you get ready for showings.

A home that is in tip-top shape can stand out as a home that has been well-maintained and cared for, which makes a great first impression on potential buyers! 🤩

Do you have any questions about listing your home? You're in the right place! Reach out to discuss more. 📲

We're half way through August, which makes this a great time to hit the reset button! 📆

August is a busy month, as we start to transition into a new season, wrap up Summer festivities and begin back-to-school routines. With so much going on this month, it's easy for spaces to become a little disorganized.

Today, I'm sharing a few areas to tidy up in order to keep your home feeling and looking it's best. 🤩

Take a look around and spend a few minutes tidying up any of these areas for an instant reset. 👇

✔️ Front porch
✔️ Entryway
✔️ Any "catch-all" zones
✔️ Homework and home office spaces
✔️ Family command center
✔️ Outdoor patio
✔️ Garden beds and flower pots
✔️ Car interiors

Follow along for more home tips! 💡

Thinking of listing? 🏡

Here are 3 reasons it's a great time to sell!

✅ Demand

The market may be rebalancing, but demand from buyers is still high. Buyers who are still in the market are motivated to find their new home and lock in a lower interest rate.

✅ Inventory

Inventory is low but numbers are starting to rise. When selling, you'll have more homes to choose from during your own move.

✅ Rising Interest Rates

Interest rates are projected to rise. Time is money in this market. If a move is on your horizon, acting now will help you lock in a lower rate before they rise again.

Call or message if you're interested in discussing your next steps as a seller! 📲

Friday Five! 🖐

Today, I'm sharing 5 ways rising interest rates are leading to a shift in the housing market. 📈

The market is transitioning from the red-hot market we're used to, but there is still plenty of opportunity to succeed.

Real estate is local and I am here to help you succeed in our market!

Call or message if you're interested in discussing your next real estate move. 📲