John Piazza at Draper and Kramer Mortgage Corp. NMLS 187634
Senior Lender at Draper and Kramer Mortgage Corp. Co. NMLS ID # 2551
NMLS ID # 187634 We take the time to listen to each client.
I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way. At Draper and Kramer Mortgage Corp., formerly 1st Advantage Mortgage, we have the experience to ensure that your home financing is handled expertly from pre-approval to closing and beyond. It is important that we hear and understand you
01/04/2023
It’s said that you should take special care of the things that separate you from the ground – your shoes, your car tires and especially your bed. The average person will spend roughly 26 years of their life asleep, making their mattress an important investment in quality of life. Treat yourself to a better night’s ...
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John Piazza's Mortgage Report
Tips to care for your mattress We spend about one third of our lives sleeping or attempting to do so. Learn how to maintain your mattress for a better night’s rest.
12/28/2022
You may have seen our recent announcement that conforming and FHA loan limits are increasing for 2023. This is great news because it means that two of the most popular types of mortgages are now (or will soon be) available for bigger loan amounts. Higher limits allow homebuyers and homeowners to use these loans for ...
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John Piazza's Mortgage Report
What mortgage loan limit increases mean for you If you haven’t heard the news, conforming and FHA loan limits are increasing! Here’s what this means for homebuyers, owners and sellers.
12/22/2022
Stop losing money on rent and start investing in yourself with homeownership. With low down payment options available to qualifying buyers, homeownership may be a lot closer than you think.
12/21/2022
Home financing at its finest. Reach out to me today and be ready before the spring buying rush!
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12/20/2022
A home safe can be a worthwhile investment to protect your important belongings from fire, theft or other hazards. Choosing the right safe is important, but so is choosing what to put in it. Here are some suggestions for what to keep in your home safe. *Using an online cloud backup service in addition to ...
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John Piazza's Mortgage Report
What should you keep in your home safe? A home safe is a wise investment to protect the important belongings you need to keep at home. Here are some suggestions on what to store in your safe.
Speaking of maintenance - I’m always available after closing for things like a yearly mortgage review, market updates, home improvement loans and so much more!
Week 1: Intro
Week 2: Down Payment and Closing Costs
Week 3: Homeowners Insurance
Week 4: Property Taxes
Week 5: Utilities
📍 Week 6: Maintenance
Week 7: Association Fees
Week 8: Conclusion
Have a question on this or a topic I haven’t covered? Let me know in the comments!
12/16/2022
Short on gift ideas this holiday season? This simple guide will help you find something that’s just right for everyone on your list.
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https://bit.ly/3hwDSPD
12/14/2022
Some say that luck is what happens when preparation meets opportunity. If you’re thinking about buying a home in 2023, now is a good time to start preparing for the opportunity that may be ahead. Several trends are indicating that the coming year could be a very opportune time to buy a home. Home prices ...
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John Piazza's Mortgage Report
How to prepare to shop for a home Several trends are hinting that 2023 could be a great time to buy a home. If you’re thinking about buying in the coming year, here’s how to get ready.
They’re not glamorous but utility costs are an important factor to keep in mind when budgeting.
Week 1: Intro
Week 2: Down Payment and Closing Costs
Week 3: Homeowners Insurance
Week 4: Property Taxes
📍 Week 5: Utilities
Week 6: Maintenance
Week 7: Association Fees
Week 8: Conclusion
Utilize me and my experience to get the home financing that’s right for you!
12/09/2022
With the holidays just around the corner, you may have family and friends over for some quality time – and food! Time spent in the kitchen may increase, and you may want to consider freshening it up with some simple updates. Check out some of our budget-friendly suggestions!
If you’re thinking of tackling bigger home improvements, Draper and Kramer Mortgage Corp. offers renovation loans for projects of all sizes! Contact me today to learn more.
Are you thinking of renovating your kitchen? Or have you found a fixer-upper you want to buy? Draper and Kramer Mortgage can help finance your renovation project! We offer a wide range of renovation loan programs, and our expert renovation financing team makes the process a breeze. Take the first step to making your dream home a reality! Contact us today to learn more.
https://dkmortgage.com/products/
Taxes: Everyone’s favorite!
Week 1: Intro
Week 2: Down Payment and Closing Costs
Week 3: Homeowners Insurance
📍 Week 4: Property Taxes
Week 5: Utilities
Week 6: Maintenance
Week 7: Association Fees
Week 8: Conclusion
Thinking of buying a home? I’d love to help you get started, reach out today!
12/02/2022
After the recent announcement that conforming loan limits are increasing, the Federal Housing Administration (FHA) has just announced an increase to FHA loan limits for 2023 as well! FHA loans offer down payment minimums as low as 3.5% and flexible credit score requirements, and these increased limits allow qualified FHA borrowers to buy or refinance homes for larger amounts than before. The new limits are available for FHA loans with FHA case numbers on or after January 1, 2023. To learn more or apply for home financing, contact us today!
Dreaming of a new home for the holidays? Draper and Kramer Mortgage can help make your dream a reality with our flexible home financing options. Contact us today to get started!
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Hotter than seasonal coffee drinks.
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I’m available for yearly mortgage reviews, market updates, home improvement loans and so much more!
11/30/2022
The Federal Housing Finance Agency (FHFA) has announced an increase to conforming loan limits for 2023! This is great news for many people who want to buy, refinance or sell a home because conforming loans are generally easier to qualify for than non-conforming (aka jumbo) loans. Draper and Kramer Mortgage is offering these limits effective immediately for loans that close on or after December 7, 2022. To learn more or apply for home financing, contact me today!
11/26/2022
This small business Saturday, be sure to stop by some of your favorite local businesses and support them during the holiday season.
Another benefit of home buying? Hosting holiday events at your home! Speak to me about how affordable homeownership can be!
11/22/2022
Winter is the slow season for the real estate market in many parts of the country. With holiday celebrations underway, the school year midway through and harsh weather in northern regions, many buyers and sellers hold off until spring or summer instead. However, making a move during winter is not without its perks. Here are ...
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John Piazza's Mortgage Report
The advantages of buying or selling a home in winter Thinking of buying or selling a home this season? Learn what perks the winter real estate market offers for home buyers and sellers.
There are options to help lower down payment amounts or closing costs. So, reach out today and let’s see what you qualify for!
Week 1: Intro
📍 Week 2: Down Payment and Closing Costs
Week 3: Homeowners Insurance
Week 4: Property Taxes
Week 5: Utilities
Week 6: Maintenance
Week 7: Association Fees
Week 8: Conclusion
Contact me – I can answer all your home financing questions!
Don't let your landlord gobble up your hard earned money! Invest in yourself with homeownership.
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Saving money for a down payment doesn’t happen overnight but putting away little by little goes a long way! Speak to me today about down payments as low as 10%, 3% or even 0% down.
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Buying your first home is one of the biggest financial decisions of your life, and many people don't know that there are more costs to homeownership than just mortgage payments. Tune in to my upcoming series to be better prepared for homeownership!
📍 Week 1: Intro
Week 2: Down Payment and Closing Costs
Week 3: Homeowners Insurance
Week 4: Property Taxes
Week 5: Utilities
Week 6: Maintenance
Week 7: Association Fees
Week 8: Conclusion and Final Tip
Contact me – I want to help get the home that’s right for you!
11/11/2022
Today, we honor our U.S. military veterans and their service and dedication to our nation. If you're a veteran or know one who could benefit from our VA home financing services, I'd be honored to help.
Connect with your loan officer, securely upload your documents and s’more with DK Xpress™!
I’m taking you through the 6 steps of the mortgage process because it’s important you know what’s up with the biggest purchase of your life. This week is Step 6 Closing – Time to celebrate!
Step 1: Preapproval
Step 2: Application
Step 3: Processing
Step 4: Appraisal
Step 5: Underwriting
📍Step 6: Closing – You’re a homeowner!
After closing- I’m available for yearly market and mortgage reviews, updates on local home values, refinancing, renovation loans and so much more.
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Congratulations and welcome to homeownership!
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Reap the rewards of owning your own home!
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We offer a variety of low down payment solutions. So, homeownership is more achievable than you might think!
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Get from preapproval to closing fast and efficiently, right from your phone. Don’t delay. Get started with DK Xpress™ today.
I’m taking you through the 6 steps of the mortgage process because it’s important you know what’s up with the biggest purchase of your life. This week is Step 5 Underwriting – One final review.
Step 1: Preapproval
Step 2: Application
Step 3: Processing
Step 4: Appraisal
📍Step 5: Underwriting – Alrighty, we’re just double checking everything
Step 6: Closing
Reach out, I would love to answer any question you have.
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Address
1431 Opus Place/Suite 200
Downers Grove, IL
60515