Paige Aicher

I don’t know who needs to hear this but the best time to buy a home is when YOU are ready!

No matter the time of year, current interest rates, or opinions of others, only you can decide if a move is what you need. Stop trying to time the market. Moving is so much more than a business transaction - it's the chance to move toward the person you want to be in a place that feels right to you.

Buying a home is a big deal, so it's important to have the right team on your side. Your lender is one of those key players.

Before you sign on the dotted line, here are a few questions you should ask your lender before you buy a home:

🏠 What type of loan do you recommend for me?
This will help you understand the different types of loans available and choose the one that's right for your financial situation and needs.

🏠Do I qualify for any down payment assistance programs?
If you're struggling to come up with a down payment, there may be programs available to help you. Your lender can tell you more about your options.

🏠What is the annual percentage rate (APR)?
The APR tells you the true cost of your mortgage, including interest and fees. It's important to compare the APR from different lenders before you choose a loan.

🏠 Can I lock in an interest rate?
Locking in your interest rate can protect you from rising rates. Be sure to ask how long the rate lock will last and if there are any fees associated with locking in a rate.

🏠 What will my monthly payment be?
This is a big one! You need to ask exactly, down to the penny, what your monthly payment will be so you can budget accordingly. Be sure to ask about the total monthly payment, including principal, interest, taxes, and insurance (PITI).

🏠 What will my closing costs be?
Closing costs are the fees you'll pay to finalize your mortgage. These costs can vary depending on the loan amount and location.

There are others, but this list is a great place to start. Feel free to save this post for later, or, even better, tag a friend who's starting their own home-buying journey!

As always, let me know if I can help in any way. That's why I'm here!

Paige Aicher Estate agent

Smiling because I get to do what I love everyday! 🏠⁣
⁣
Real estate is more than a career to me, it is my passion. If you’re looking for someone who values honesty and integrity and has your best interest at heart, I’m your girl. Fighting for my clients is what I do best.⁣
⁣
I work with clients from all different backgrounds; from first time home buyers, new construction, growing families looking for their next home, out of state buyers/investors, families relocating to the buckeye state and everyone in-between!⁣
⁣
If your goal is to buy or sell now or in the future I would be honored to help you! Shoot me a DM 😊

This gorgeous Bob Webb new build is move-in ready in the Olentangy school district! Just steps away from restaurants, shopping, entertainment, parks and more! Quick access to freeway and Polaris.

Call/text with questions or to schedule a showing!
📲(614) 787-7415

fb.me

Move In Ready, New Construction in Evans Farm!

🛌 3 bedrooms
🛀 2 + 2 1/2 bathrooms
📐 3,270 sqft
🚘 3 car garage
🏫 Olentangy Schools
💲 Offered at $649,900

Schedule your private showing today!
📲 614.787.7415