Home Loans by Michelle Velez NMLS #272427

Home Loans by Michelle Velez NMLS #272427

I like to think outside the box & can help put together a hard loan. Michelle has over 30 years experience in Residential Mortgage Lending.

Certified VA lending specialist, FHA, Reverse mortgage, conventional and investment property loans available. She is a mortgage broker for Mortgage Dynamics Group in Dublin, CA. We offer a wide range of Jumbo, FHA, VA, USDA, and conventional loan products, along with providing cutting-edge technology and industry-leading customer service. Michelle is a Certified Mortgage Consultant and a Certified Veteran Lending Specialist.

09/15/2024

Experience a home loan process where you're never in the dark. Get timely updates on your loan's status. Don't just dream about your ideal home—make it a reality with our transparent and supportive loan services. Message me now to get started.

09/14/2024

Looking to sell but worried about a low appraised value? A kitchen remodel could be your game-changer! Transform your space with new flooring, fixtures, and lighting to captivate home-seekers and score a fantastic return.

09/13/2024

Ever thought about making the first few years of homeownership more affordable? Discover how Temporary Rate Buydowns can significantly ease your initial payments. Don’t let high costs hold you back—reach out now to learn how I can help!

09/12/2024

Why settle for a picket fence when you can have panoramic city views and a vibrant neighborhood? Transform your living experience—let's chat about making the move today! Send me a message! 📩🌆

09/10/2024

From understanding loan terms to selecting the ideal lender, our team is dedicated to assisting you. Our commitment doesn’t end when your loan closes. I remain available for any further inquiries and future financing requirements. Contact me today!

09/10/2024

We are proud to offer our nation’s veterans a low interest rate, no down payment, and unbelievably fast closings! 🎉 Call me today for more details on VA loans and take the first step towards your dream home! 📞

09/09/2024

The path to homeownership just became more accessible: With 0% upfront down payment, you may have the opportunity to secure a home that meets your needs without the initial financial strain. Discover your eligibility today!

09/08/2024

Dreaming of a garage or a quiet home office? Imagine the convenience of having it all at home. Upgrade your life now with a home that fits your desires. Don’t wait—let's transform your living situation today!

09/07/2024

Real estate agents: Unlock the key to getting your FHA borrowers across the finish line in 25 days or less. Call today and find out how you can amaze your clients and close more deals than ever before.

09/06/2024

Save your time and energy for house hunting, not loan shopping. With our extensive network of wholesale lenders, I guarantee to find you unbeatable loan rates and terms. Let me handle the heavy lifting for you. Ready to make your dream home a reality? Let's get going!

09/05/2024

Discover the benefits of a reduced appraisal – potentially saving you up to 10 days on your loan processing time and alleviating concerns about a low appraised value. Contact me today for more information.

09/04/2024

💸 Discover how escrow waivers can offer you significant financial relief at closing! By managing your property taxes and insurance payments directly, you can sidestep a hefty payment when you close. Message me now to learn more! 📩

09/03/2024

Your bank statements are prepared for review. With this innovative loan option, W2 forms are not required for homeownership. Please contact me for more information.

09/02/2024

Building your own home means personalizing every detail. Allow us to streamline the mortgage process, enabling you to focus on what truly matters — your home. Contact me today!

09/01/2024

Celebrating National Mortgage Professional Month by doing what I do best — guiding you toward your dream home. Whether you are a first-time homebuyer or a seasoned homeowner, let me ensure your journey is smooth and successful. Don't miss out; contact me now!

08/31/2024

Happy National Eat Outside Day! Imagine dining under the stars on the perfect patio of your dream home. Ready to make it a reality? Let's kickstart the loan process today!

08/30/2024

Embrace the city lights and high-rise nights with a condo of your own. Intrigued? Don’t miss out – send me a message and let’s make your dream a reality!

08/29/2024

Unlock the keys to your dream home with VA Loans! 🏡 VA loans are a fantastic resource for veterans and active service members. They offer competitive interest rates, often lower than conventional loans.

08/28/2024

Ready to own a beachfront property or a cozy cabin in the woods? With my expertise, transforming vacation homes or rental properties into your next investment is seamless. Rely on me for every step. Unlock your potential today!

08/27/2024

From renter to homeowner — it's more than a status change, it's a life transformation. Reach out now to begin your journey!

08/26/2024

🏡 Homebuying is now more affordable! Imagine moving into your dream home without the burden of an upfront down payment. Start planning your move sooner than you think. Let's make homeownership a reality for you today! 🌟

08/25/2024

Discover unbeatable rates and personalized financial products. I work with multiple lenders to help guide you to your dream home, often within 21 days. With competitive wholesale interest rates, now is the perfect time to start. Contact me today!

08/24/2024

Let’s transform homebuying challenges into opportunities together. If you know someone who could benefit from expert guidance, please refer them to me.

08/23/2024

Unlock the superpower hidden in your house! With equity, you could effortlessly finance your next big project. Don't let this opportunity slip away—call me now to discover how!

SAMCAR Casino Night 08/23/2024

Make sure to mark your calendar because the SAMCAR Special Events Committee invites you to join us for CASINO NIGHT!!

This event will be Thursday, September 19 at Par3 at Poplar Creek in San Mateo. You will be able to enjoy entertainment-only casino-style games provided by A Kind Casino Events, hosted food and drink, networking and fun with the proceeds benefitting the SAMCAR Foundation! RSVP at: https://samcarcasino24.eventbrite.com/

SAMCAR Casino Night SAMCAR Foundation fundraiser featuring entertainment only games, hosted food & drink, networking and fun!

08/22/2024

Divorce isn't the end, it's a new beginning. Unlock your mortgage options with my help and embrace your fresh start. Reach out today.

08/21/2024

Attention real estate agents. Elevate your clients' homebuying experience with our cutting-edge platform. We streamline the mortgage process, ensuring transactions are both smoother and faster. Let’s achieve excellence together!

08/20/2024

Unlock the joy of buying a new home without drowning in paperwork. Our seamless online application tool saves you precious time, letting you concentrate on what truly counts — finding your dream home. Call me today!

08/19/2024

🏡 My expert understanding of the mortgage process has helped many people in becoming happy homeowners. Let's use this knowledge to simplify your path to a new home. Call me today and let's make your dream home a reality! 📞

08/18/2024

**Fun fact for self-starters: Your bank statements can play a starring role in securing a mortgage. With this loan option you could qualify with your bank statements. Message me today!** 💼📈

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Our Story

Michelle joined loanDepot in 2019, bringing 30 years of valuable experience and desire to help assist others in securing their American Dream of owning a home. She is a Certified Veteran Lending Specialist and a Certified Mortgage Consultant.

When it comes to her work, there’s nothing that brings Michelle more joy than building rapport and educating clients. Being able to make an impact on the largest financial transaction of their lives, while guiding them every step of the way has been very rewarding. Her ultimate goal is to ensure that her customers make the best mortgage choice for themselves and their families.

Michelle is involved in the mortgage community. She is a past State President and is currently Government Affairs Co-Chair for California Association of Mortgage Professionals and Secretary for the National Association of Mortgage Brokers. She was the 2018 Affiliate of the Year for San Mateo County Association of Realtors.

loanDepot offers home purchase and refinance loans, and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,500 people, and operates more than 180 lending stores nationwide. loanDepot, LLC, NMLS #174457.

Videos (show all)

Experience a home loan process where you're never in the dark.  Get timely updates on your loan's status. Don't just dre...
Why settle for a picket fence when you can have panoramic city views and a vibrant neighborhood? Transform your living e...
The path to homeownership just became more accessible: With 0% upfront down payment, you may have the opportunity to sec...
Save your time and energy for house hunting, not loan shopping. With our extensive network of wholesale lenders, I guara...
💸 Discover how escrow waivers can offer you significant financial relief at closing! By managing your property taxes and...
Building your own home means personalizing every detail. Allow us to streamline the mortgage process, enabling you to fo...
Happy National Eat Outside Day! Imagine dining under the stars on the perfect patio of your dream home. Ready to make it...
Unlock the keys to your dream home with VA Loans! 🏡 VA loans are a fantastic resource for veterans and active service me...
From renter to homeowner — it's more than a status change, it's a life transformation. Reach out now to begin your journ...
🏡 Homebuying is now more affordable! Imagine moving into your dream home without the burden of an upfront down payment. ...
Let’s transform homebuying challenges into opportunities together. If you know someone who could benefit from expert gui...
Attention real estate agents. Elevate your clients' homebuying experience with our cutting-edge platform. We streamline ...

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Address


11501 Dublin Boulevard
Dublin, CA
94568

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm