Cody Banion - NMLS ID 626975 - PNC Mortgage Loan Officer

For those considering selling, here is a great article to review prior to putting your current home on the market.

As always, if you are in need of financing for your new home, contact me for more information.

Selling a Home Might Soon Cost You Less. Here’s Why It’s more than possible to sell a home without enlisting the help of a real estate agent. But that doesn’t mean selling a home on your own is easy.

For our friends in the real estate business, check out this article regarding the NAR settlement

Local real estate agents, experts weigh potential effects of NAR settlement Far fewer real estate agents. Hard-fought competition to draw buyers and sellers, with lower payouts. More homes on the market and lower home sales prices.

The very 1st step in the process is to understand your buying power - Contact me to learn more!

I can't believe I am reading this but they say that everything cycles around with time.

With all the cool choices like Black stainless, matte black etc, I am shocked white is making a comeback.

White Appliances Are Making a Comeback in Today’s Kitchens White appliances, while popular in the ’80s and ’90s, once had the stigma of being inexpensive and not very stylish. “I still get triggered at the thought of those bumpy orange-peel textured refrigerators!” laughs Marie Cloud, owner and interior designer at Indigo Pruitt Design Studio.

Tile can be tricky - Especially if you attempt installation yourself.

Read below for upcoming trends on how to use tile in your space!

2024 Tile Trends to Bring Into Your Home This Year Last fall, I had the pleasure of attending Cersaie, a tile trade show in the ceramics capital of the world: Bologna, Italy. And let me say, I saw a lot of tile in the brief four days I spent there. Prior to the trip, my tile knowledge was limited, but I now know the thickness of a tile can tell you....

A sunroom would be ideal about now... Almost halfway through June, the temps are rising and it is getting HOT!

A Complete Guide to Sunroom Costs and Construction Options For homeowners looking to create additional living space, sunrooms are an appealing option, but sunroom costs can be more than you might expect. Since sunrooms are essentially an extension of your home, one that allows for bridging the gap between indoors and out while also extending the footprint o...

As expected, the Federal Open Market Committee kept the federal funds rate unchanged in its policy
statement today, in a range between 5.25% and 5.50%. Click below to learn more.

www.pnc.com

Safely...Key word is safely.

Have fun and be safe!

Expert tips to increase home value, safety Whether you’re hoping to sell, rent, or simply just update your home, there are a few key areas experts say are worth taking a look at.

PNC posted its most recent Economic Update - A great read to learn about what is happening in the market!

www.pnc.com

Yesterday we focused on the lawn, today is dedicated to the outdoor space.

Read below to find out ways to make your outdoor space larger!

Helpful hacks to make your small outdoor space feel bigger Whether your outdoor space is a petite patio in a city apartment or a small backyard garden in the suburbs, designing with limited space can present a myriad of challenges. From deciding how to arrange furniture to choosing the right color tones, there are creative ways to design the small balcony,....

If you haven't done this already, get moving on the lawn -- Can I say curb appeal?

www.pncrealestatenewsfeed.com

Everyone loves a discount - Why pay more when you can pay less?

5 Ways to Get Discounted Homeowners Insurance Discounted homeowners insurance is definitely something that you should look into if you want to save money on your policy. By taking some simple steps, you can lower your premiums significantly. There are a number of different insurers out there, and each one has their own rates and discounts. By s...

This one goes out to all the FUTURE homeowners - Read this before you make the final decision.

And...obviously call me if you are interested in purchasing a home!

4 Signs You’re About to Buy the Wrong Home Buying a home is no easy feat these days. That’s because home prices are way up, and so are mortgage rates. And so unless you have a really healthy budget, you may have to make certain compromises in order to snag a place of your own.

Every time someone buys a home, they rush to paint.... It feels easier and more like home to get your home painted quickly but often, its best to live in your home a little so you can answer the 5 questions below.

Might save you a re-do in the future!

Before Choosing a Paint Color, Ask These 5 Questions Color never stops being interesting, but right now we see a resurgence of interest. Searches for ‘how to choose a paint color’ are up 49% compared to this time last year, with 7,500 people searching for the term last month alone. Considering the rising cost of living, paint can be used as a rela...

An organized space can lead to an organized life!

Read below to find out mistakes you might be making in this space (no pun intended).

4 small bathroom storage mistakes to avoid if you want an impeccably organized space Everyone loves a clean and tidy bathroom space. And in theory, the smaller yours is, the easier it will be to clean and keep organized. That is, of course, if you’re good at scrubbing the sides every week so that dirt, stains, and the rest are easy to wipe down with your favorite products.

If you would like to learn more about special financing options for our Veterans, contact me at +16147993275.

Understanding building materials is not for the faint of heart... But it is very important in making your choices, even outdoors.

Read below to get schooled on bricks!

7 Types of Brick to Know for Home Renovations and Projects Choosing the right material for your next masonry project starts with learning about the different types of brick. Whether you’re building a brick fireplace, an outdoor pizza oven, a retaining wall, or a strong foundation for an outbuilding, each masonry project calls for a specific type of brick.

While this option doesn't exist for everyone, when it does- WOW!

Interested in a historic home purchase, contact me directly!

6 Pros and Cons of Buying a Historic Home For some potential home buyers, it isn’t enough to get a mortgage loan and buy just any house. If you live in an area with eye-catching historic properties, you might be dreaming of turning one of these houses into your very own home. I certainly get the appeal; I used to be a history museum profe...

Appliances - when they work, they are great - When they break, it's always unexpected.

Always have a back-up plan, contact me directly to learn more!

Consider replacing these appliances before they break Aging homes mean systems and appliances that need replacing, and owners sometimes struggle to keep up with issues that can compound if they’re unexpected. Here are a few key areas where older adult homeowners can stay ahead of the curve as their dwellings grow older.

Most people nowadays would probably bring in a contractor to replace their screen door but it's easier than you think....

Read below to find out how...

How to Repair or Replace a Window or Door Screen Window and door screens are the most effective way to let fresh air into your home while keeping pests out. Unfortunately, the thin screen material commonly used on windows and doors can be ripped or worn out over time, leaving homes looking dated and in disrepair. And, if a screen becomes damaged,....

In honor of Homeownership Month in June, a look at market for the next decade! We will be featuring tips for homeowners over the next month so be sure to follow along to learn more.

If you are interested in owning a home, contact me to learn more at +16147993275.

9 million homes will come on the market in the next decade as baby boomers age—but the ‘silver tsunami’ will be more of a ‘tide,’ Freddie Mac says After a wild ride during the pandemic, the housing market froze over last year. Total home sales fell to their lowest level since 2011, mostly because existing home sales plummeted to a nearly 30-year low. There’s simply not enough for-sale inventory. But there’s some hope from baby-boomer house...

Contact me to learn more at +16147993275

Memorial Day:
Honoring our fallen service members for their ultimate sacrifice.

Buying a home is likely the single biggest financial decision that you will make. If you, or someone you know, is thinking about taking this next step, please contact me at +16147993275 to discuss options. Happy to assist in that exciting MOVE!

Smoke detectors sometimes become a "set it and forget it"... until the batteries die and it reminds you every couple seconds, typically in the middle of the night.

Testing is something to consider more often - Read below to find out more information!

How and When to Test Your Smoke Detectors But how do you know if they’re working properly? We spoke with Steve Kerber, the vice president and executive director of the Fire Safety Research Institute (FSRI) to learn exactly how and when to test your home’s smoke alarms. He also shares helpful tips about where to install them in your home...

If you are considering jumping into the market to buy a home and have found yourself stalling, this is a great read to prevent you from holding back when you can be moving forward.

if you want to learn more about financing, please feel free to reach out to me for more information.

Seven Common Misconceptions People Have About Buying a Home With high interest rates and even higher housing prices scaring many people away from the thought of purchasing a home any time soon, strong narratives and beliefs around home buying in general continue to swirl around the cultural conversation. While some believe they’ll never be able to afford a...

Whether you are already a homeowner or thinking of becoming one, click below to find tools, calculators and more to help you on your home lending journey!

Contact me at https://www.pnc.com/en/personal-banking/borrowing/home-lending/contact-us/MLO.html?EmployeeId=6051&lnksrc=mlo-listing with any questions or to get started.

Home Loans: Home Lending Options & Current Rates Check current rates and compare home loan options from PNC including mortgage loans, refinancing, home equity and other home lending solutions.

As the end of the school year is approaching, this is a great summer project to keep your students busy!

Click the below link to see tools for students and parents to understand their money and how it contributes to their financial well being.

Contact me if you need a connection to help you.

My Finance Academy: Money Management Tips for Students PNC provides tips & resources for students to help manage their money. Explore our articles, podcasts & videos to help you reach your financial goals.

Don't forget curb appeal!

Making your house a welcoming place with landscaping, especially flowers, can really enhance your curb appeal to those visiting, as a sales technique or even for people walking by.

Front Yard Flower Bed Ideas for a Colorful and Bright Entryway Who says gardens only belong out back? Add curb appeal, brighten your entryway, and welcome guests with a beautiful display at the front of your home. We have 18 beautiful and doable front yard flower bed ideas and projects to add style, color, and design to the first place people see when they visi...

We are around the corner from summer... Thinking about a pool? Click below to read some valuable advice.

Does a Pool Increase a Home’s Value? Experts Weigh In If you live where palm trees thrive, a pool might be an expectation for your property, not a bonus. However, in other parts of the country, pools are a perk, not a necessity. So does having a pool improve your home’s property value? It depends.