Robert Stefani, CFP

Rolling an old 401(k) into your current employer’s plan, or your own IRA, is an easy way to keep your retirement savings in one place. Here’s how to do it.

How to Roll Over Your Old 401(k) Millions of Americans landed in new jobs over the past year. Here’s how to roll over a 401(k) from an old employer without incurring steep withholding taxes, penalties or fees.

Estimating your Social Security payment is a complicated exercise—there's a lot involved. But we can help you see the impact of different claiming decisions.

How Much Is the Average Social Security Check? There are many factors that can impact the amount of your Social Security check, but here is how much the average Social Security check is.

I’d love to have a conversation about what type of life insurance is right for your situation.

How Different Types of Life Insurance Work There are many different types of life insurance to choose from, so here's a look at different life insurance policies explained.

Take a second look at this powerful financial tool.

How Does Permanent Life Insurance Work? A permanent life insurance policy pays out a death benefit to the beneficiaries when the insured person dies—regardless of their age. It also builds up cash value over time. (145 characters)

Look beyond “plain vanilla” life insurance. 🍦 Discover the power of riders and how they can help protect what’s most important to you.

What to Know About Life Insurance Riders Riders in insurance are additional benefits that you can use to help you tailor a policy to better serve your specific needs.

If you’re thinking about gifting money to family, here are some things to know.

How Financial Gifts Are Taxed If you’ve heard that you can gift up to a certain dollar amount each year to anyone without incurring federal gift tax, that’s true. But what you may not know is that if you are looking to gift more than this amount, there is a strong chance you still can without incurring federal gift tax or im...

The right planning can help you get the most out of your savings. Please reach out if you’d like to talk about your retirement plan.

How to Build a Retirement Income Plan That Can Last As Long As You Live Today’s retirement could last 20 to 30 years. How will you ensure that your savings last? Learn how to create a retirement income plan that’s designed to last.

Starting a new career at 50 can lead to better pay and more fulfilling work. Discover key insights on making this significant transition smoothly.

New Career at 50? No Problem Changing careers at 50 might feel impossible, but that’s really not the case. But you’ll want to check out these tips before making a midlife career change.

If you’re thinking ahead to retirement, let’s talk! We can help you create a comprehensive plan that’s tailored to you.

What Is the Reverse 4 Percent Rule? The reverse 4 percent rule is a general guideline about how much money to save for retirement. It suggests that you divide your annual expenses by 4 percent and account for inflation.

If you have questions about how paying for your child’s education fits into your overall financial plan, let’s talk.

Student Loans 101: What to Know Before Your Kids Borrow Sharing this primer with your kids can help educate them about borrowing before they set foot on campus. Knowing the ins and outs about paying back student loans can pay off later.

As you think ahead to a comfortable retirement, figure out how much to put into your account—and how often.

How Much Should I Contribute to an IRA and How Often? If you’ve wondered, “How much should I contribute to an IRA? And how often?” Here are a few guidelines.

If you’ve recently gotten engaged, we can help you ask each other the right questions so you will have the answers you need to create your new life together.

Financial Planning for Engaged Couples: What to Ask an Advisor About When you’re planning for your happily-ever after, make sure to include “meet with financial planner” on your to-do list. Your “old-married-couple” selves will thank you for it.

Let’s talk if you’re looking to make your retirement travel dreams come true.

5 Road Trips for Budget-Minded Retirees One of the perks of retirement means being able to explore new places on your own time.

Financial success can be a family tradition! Learn about powerful tools to protect AND increase your wealth.

Own your financial future | Let’s make financial success a new family tradition To help you reach financial confidence and set new family finance traditions, consider these five key steps

There are two paths that could bring inflation sustainably under control but little consensus on which outcome will prevail. Here’s a look at what the data is telling us.

Is the Economy at a Crossroads? Elevated wage growth and sticky inflation may prevent the Fed from making meaningful cuts to interest rates in the near term. We look at how that may impact an economy at a crossroads.

If you’d like to discuss your growing family’s financial plan, we’re here to help. Reach out if need help adapting your financial plan for your growing family.

Your New Baby Financial Checklist: 6 Things to Do Before Your Baby Arrives When you’re getting ready to have a baby, there are plenty of things to do and buy. Here are six things to put on your new baby financial checklist.

Reach out if you need some help figuring out the best savings plan for your family.

College Savings Plans: 6 Options to Consider When it comes to saving for your child’s college education, you may have a wider range of options than you realized. Here are six of the best ones.

Get all you’re worth from that new job offer with these salary negotiating tips.

How to Negotiate Your Salary Before you accept that new job offer, brush up on how to negotiate your salary to make sure you’re not leaving money on the table.

Now more than ever, we should have a plan for our $ after retirement. And that plan should keep an eye on taxes. Take a look at how one financial tool is taxed.

What to Know About Annuities and Taxes Given the complicated tax rules around retirement accounts, it can be natural to wonder: Are annuities taxable? We break down how tax rules apply to annuities.

Reach out if you have questions about your retirement planning.

How State Taxes Can Affect Your Retirement When you’re retired, every penny from your income streams will count. Here’s how which state you live in will factor into those calculations.

You worked hard for your money and your assets. We can help make sure they will go where you wish when you pass away.

What Is Probate, and How Does It Work? Probate is the legal process that determines how to sort out the assets and liabilities of a deceased person’s estate. Learn what to expect when it comes to probate and estate planning.

You can take steps now to make college more affordable for the next generation—even if you’re focused on your own college loans or credit card debt.

3 ways to help the next generation afford college — and 1 thing to avoid A recent Northwestern Mutual Planning & Progress survey found that nearly all parents (99%) expect to cover more than half of the college bill.

Make sure you’re getting all the benefits you qualify for so you’re not leaving value on the table.

Job Benefits 101: What to Look for When You Start With a New Employer Your salary isn’t the only thing that counts toward your compensation. Here are the job benefits to look for.

Paying for college is a major goal for many families. Reach out if you have questions about how your options fit into your overall financial plan.

College Prep: What’s Worth the Money? You want your aspiring co-ed to attend the college of their dreams—in the most cost-effective way. These tips may help you get there.

Let’s help your child have the wedding of their dreams—while keeping your relationship (and finances) intact. Reach out if you have questions about budgeting for this milestone event.

The Parents' Guide to Paying for Your Kid’s Wedding You want your child to have the wedding of their dreams—while keeping your relationship (and finances) intact. These tips can help.