Anna Holmes of Folsom Lake Lending

Love the convenience of a condo but unsure of how to buy one? That's why we're here! Give us a call today so we can help find a condo loan suitable for you!

Think you might be eligible for a home, but want a professional to take a closer look? ?? That’s what preapproval is all about. We can give you a rundown on and what you can afford.

Next time you find yourself without a paint tray liner, rather than heading back to the home improvement store (or ruining your last clean paint tray), just grab some aluminum foil. You’ll save time and money!

It's easy to get carried away with credit cards, but being irresponsible with them can keep you from qualifying for a mortgage. Avoid making late payments, maxing out your cards and closing accounts!

When your home loan application is “approved with conditions” it means there are additional documents needed before the lender can fund your loan. Don’t panic! I’ll help get those docs submitted quickly to keep the process moving forward. DM me for details.

Did you think you had to apply for your home loan in person? Think again! Our digital mortgage app is safe, secure, and accessible 24/7. DM us to learn more!

Homebuying can be scary if you don't have all the facts! Call us today to see how you can get into a new home with as little as 3% down.

You don’t have to wait for the perfect credit score to buy a home! FHA loans are perfect for first-time homebuyers and are usually approved with lower credit scores! Call today to learn more.

Being self employed can be difficult when applying for a mortgage, but not when you work with me. With Bank Statement loans, you can qualify using your bank statements only. Message me today to learn more.

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Just like you wouldn't drive without a driver's license, it doesn't make sense to shop for a house without a pre-approval. A pre-approval demonstrates you have the borrowing power to back up an offer with sellers. Let’s get started today.

Wondering how much house you can afford? Talk to our team of experts and let us help you evaluate your next big purchase!

First time homebuyers – worried applying for a mortgage loan will have you running in circles? Work with us and you can complete your mortgage application online whenever and wherever is best for you. Private, simple, and secure – contact us today.

It doesn't have to be complicated. We have a free portal to complete your mortgage application safely, securely and completely online. Call today to get started!

You've worked hard for that great credit, so you deserve a lower rate! Find out if you're eligible for some of the lowest rates in the country. Call today.

Working on improving your credit score but don’t want to wait any longer to buy a house? With an FHA loan, you can get a great mortgage rate even without perfect credit. Call us today and let’s explore your options.

If you've saved up a little, we can help you get a lot! With down payments starting at just 3% on multiple loan options, we make homeownership accessible for all!

As a service member, you’re eligible for special mortgage benefits. Message me for more information.

If you’re self-employed, there usually aren’t enough hours in the day to get everything done. That's why we offer Bank Statement Loans — sparing you the hassle of gathering tax documents and allowing you to submit bank statements instead.

Make sure you pay those credit card bills on time. If you don’t, it could negatively impact your credit score, which helps determine the rate you can get on a home loan. Message me to learn more.

Going through the mortgage process doesn’t have to be stressful. We specialize in mortgages. It’s all we do. Call today and let us show you how fast and easy it can be.

Getting a mortgage through a bank is like going to a restaurant that only has one item on the menu. We work with several lenders, which means more options to lower your payment. Reach out so we can find the right recipe for you.

Credit Tip: For a higher credit rating, having three open and active credit cards may be better than one. Take the steps today to improve your credit score so in the future, you can secure the lowest rate mortgage possible.

It's NOT always about the rate...remember the value of appreciation!

To my first-time homebuyers out there or any potential buyer, even if now is not the right time for you to purchase, it's always good to start a conversation, ask questions, and educate yourself so that later on, you'll have prepared yourself for when the time is right! Let me know how I can help you!

We hope Santa treated you well this year! If the one item remaining on your wish list has an open floor plan and room for the family to sit around the fire, let’s get you pre-approved and let the post-holiday home shopping begin!

QUIZ TIME: What's the minimum down payment required for eligible first-time homebuyers on a conventional loan? Comment A, B or C below to test your knowledge!

Your dream home isn’t as far away as you think. Call us to see how you can live closer to the path you’ve always wanted to take.

Why waste money renting when you can afford to buy? Call me today because you may be able to qualify and put just 3% down. Let's discuss your options!

If you're self-employed, gathering income documents or tax transcripts for a mortgage application can be a hassle. News flash — you might qualify for a loan today using your bank statements instead. Contact me today to learn more.

Ready to buy your first home? Avoid these 3 things to ensure your mortgage experience is as quick and painless as possible! Call me today to learn more.

Contemplating buying vs. renting? Homes usually go up in value over time, so every payment you make increases the equity you have in your home. Stop writing checks to your landlord and start investing in your future. DM me to learn more.

Borrowers save more than $9,400 over the life of a loan when they work with a broker vs. when they work with a retail lender or bank. Let's work together. Call us today.

Listen up real estate agents! I'd love to help you open the door to more self-employed borrowers, and I've got a great product that helps small business owners and entrepreneurs qualify for loans up to $3M. Call me today to discuss.

Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more!

Apply for your new home from the comfort of your current one. Working with me gives you access to a secure online application, digital document, gathering tools and more. Your path to homeownership could be easier than you think! DM me to get started!

People are still feeling the shock of interest rate increases over the last month or two - but if you look at where rates have averaged for the past 5 decades you can see that rates are still historically low! Reach out if you’d like me to help you get the lowest rate possible!

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Leaving the comfort of home to complete paperwork is no longer a requirement. Our online application lets you apply for your home loan without having to make a single trip to our office! Reach out to get started!

Know what you can afford before you spend hours looking through listings. Give us a call today to run the numbers so you can start your homebuying journey with confidence!