Eddie Santiago - Financial Growth Advisors

A 2020 Northwestern Mutual study found that 71% of US adults admit their financial planning needs improvement. However, only 29% of Americans work with a financial advisor…🤔

Let me help you!
https://www.fga.life/

Is your portfolio tax diversified?
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Even modest inflation levels can deflate your purchasing power in retirement. Be ready!
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Happy Presidents day from Financial Growth Advisors to you! We hope you and your family enjoy a much needed day off.
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Don’t wait to get Medicare advantage or a Supplement. If you wait to choose a plan such as a part D drug plan, you’ll be penalized with a monthly fee that lasts forever!!

https://www.fga.life

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

Annual Enrollment Period (AEP) for Medicare Advantage and Medicare supplements has officially started! If you’re looking to get a review of your current Medicare plan email [email protected] or DM me to get your 1 hour consultation.

https://www.fga.life

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

The last and most common mistake people make when saving for retirement is not saving for retirement at all!

Not starting the retirement planning process is one of the biggest retirement mistakes you can make. You should determine what you want your future to look like, as well as how much money you can realistically set aside. Then, find a plan that will get you there...

Consultations are FREE call: (847) 315 0120 to get your free 1 hour appointment today. Or visit https://www.fga.life/ and view the "contact us" tab to reach a FGA financial professional.

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

The 4th common mistake people make when saving for their future is: Not planning for medical expenses…

Healthcare in retirement rarely comes cheap. A couple in retirement should expect to spend approximately $275,000 on medical expenses throughout retirement. This number is $15,000 more than the predicted healthcare costs from prior years. With healthcare costs increasing each year, it’s important to factor in medical costs when budgeting for retirement. Be ready!

https://www.fga.life

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

Today's most common mistake to make while saving for your retirement is: Not using a retirement account that offers TAX benefits...

Instead of using a traditional savings account to save for retirement, you should be using a retirement account that offers tax benefits, such as a Roth IRA or an IUL. These retirement accounts can help you save in taxes so take advantage of them NOW!
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

Another common mistake people make when saving for their retirement is relying on Social Security benefits…

Social Security can provide some financial security, but you shouldn’t rely only on your social security checks to fund your retirement. SS benefits represent about 39% of elderly people’s income, according to SSA. Trying to retire only on Social Secuirty has a slot of hidden costs and risks.

https://www.fga.life

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

The first most common mistake most people make when saving for their retirement is : Not knowing how much you need to retire.

If you're nearing retirement, take a look at your current salary, add up your expenses, including medical costs in retirement, and meet with a financial planner to calculate exactly how much you'll need in order to retire and live comfortably...

If you're decades away from retirement, come up with a savings rate to determine how much you should deduct from your paycheck each month to put in your retirement savings account.
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

This week I'm going to go over the 5 most common mistakes people make when saving for their retirement.
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

For just $12 a day, a Roth IRA has the power to give you the financial freedom you deserve.
Start your Roth IRA today!
(847)315-0120
https://www.youtube.com/watch?v=z-53ZTJmDUA

Roth IRA: How to be a TAX FREE MILLIONAIRE with $12 PER DAY Here’s EXACTLY how you can become a Tax Free Millionaire by opening up and investing within a Roth IRA in 2019 - Enjoy! Add me on Instagram: GPStephanMERCH N...

An IUL is the strongest financial instrument to this day! Don’t know what an IUL is? Call me at (847)315-0120 to find out.

https://www.fga.life

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

Would you rather pay taxes on your money now? Or pay taxes on your money later?

Considering our growing national debt, do you think it’s possible taxes will go up in the future?

Not only does IUL help you reach retirement and leave your family a legacy, IUL's also offer Additional Benefits for the Medical Costs of Aging... Many IUL's include LIVING BENEFITS, which allow a policyholder to access a portion of the death benefit while living once certain medical requirements are met.
This can be a valuable benefit, as todays baby boomers are projected to spend hundreds of thousands of dollars on medical expenses in retirement.
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

One of the next and most crucial benefits of having an IUL is the Access to Funds with No Market-Value Adjustment... With an IUL, your cash value is available to you without adjustment based on the outside market. Because many indexing strategies have a floor of 0% interest credited, when the stock market index is down, your credited policy cash value will not lose value due to the market. Whenever you need to access your funds, you can do so at FULL VALUE.
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T

Next we have one of the most well known and popular benefits of starting to save in an IUL. TAX-FREE distributions in retirement... In addition to the TAX-FREE death benefit for beneficiaries, the cash value in an IUL policy grows TAX FREE and can be accessed TAX FREE as well.
https://www.fga.life/

Financial Growth Advisors At Financial Growth Advisors we believe that it is through a commonality of goals that people are brought together. So it is our goal to achieve a pathway towards financial independence and freedom by using safe, fixed, and guaranteed strategies. T