Luke Fawkes- COUNTRY Financial

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Data and Industry Trends 2024 report published by Forbes, 52% of Americans say they don’t have life insurance because they believe it’s too expensive. In fact, 82% of people surveyed overestimate the cost of a life insurance policy, with a majority of people incorrectly estimating the cost of life insurance to be 3x as high as it actually is.

Why is this? The truth is, there may not be a very good reason for this belief. According to the 2024 Insurance Barometer Study Report, 54% of people surveyed said their life insurance cost estimate was based on “gut instinct” or a “wild guess.”

The right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage or get you set up with a policy from Forbes’ #1 ranked life insurance in the U.S.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%.

Life insurance does more than protect your family. The right policy can help you take on some of life’s biggest challenges, from paying for college, to supplementing your income, or putting a down payment on a vacation home. Let’s connect and go over all your options.

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Use this easy tool to see how much insurance you need to protect your family and loved ones: countryfinancial.com/LifeNumber

Your dream of retirement doesn’t have to feel so far off. Whether you pine for cross-country travel or a beachside view, you deserve confidence in the plan to get you there. Schedule an appointment with me today to learn more.

Get more support for your financial goals. As a Financial Advisor of COUNTRY Trust Bank®️, I can help you reach your goals so you can experience more in life. Contact me today to learn more!

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Economic Outlook, written by our team at COUNTRY Trust Bank®️, covers what to expect from the current market and how we plan to navigate it as a company. You can read the full report here: https://cfin.us/MEO0923

Our new Indexed Universal Life (IUL) insurance is a permanent life policy that offers a death benefit, and also has the potential to build cash value. And you can use that money a lot of different ways! Give me a call or learn more about Indexed Universal Life insurance here: https://cfin.us/IUL

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Policy loans and withdrawals decrease the cash surrender value and death
benefit of the policy. The decision to purchase life insurance should be
primarily based on the need for the death benefit. Life insurance is not an
investment and is not appropriate as a replacement for retirement savings
accumulation.

Policy Forms: ICC21(IUL) and IUL(ND21) | IULHEARSAY(03/23)

If you’ve recently gotten married, have a child on the way or gone through any other major life change, now’s a good time to review your life insurance beneficiaries. Contact me to schedule your review today.

Life insurance does more than protect your family in the event that you pass away. It can help you today! You can use it to pay* for college, supplement your income, or put a down payment on a vacation home. Message me to learn about all your options.

*Policy loans and withdrawals decrease the cash value and death benefit amount of the policy. The decision to purchase life insurance should be primarily based on a need for the death benefit. Policies are not an investment and are not appropriate as a replacement for retirement savings accumulation.

If someone depends on you financially, you probably need life insurance. Use this easy tool to see how much life insurance you need to protect your family: www.countryfinancial.com/LifeNumber

You should get the most out of your life insurance. Maybe that's a term policy with an affordable monthly premium? Or maybe it's a policy that builds cash value to pay for future expenses? We have both. Call me today to discuss your options.

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Economic Outlook, written by our team at COUNTRY Trust Bank®️, covers what to expect from the current market and how we plan to navigate it as a company. You can read the full report here: https://cfin.us/MEO0630

When you need us most, we'll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Contact me today.

Looking to replace your car insurance? Switch to COUNTRY Financial and you can get discounts up to 20%. Let’s talk!

Did you know that when you combine home and auto coverage with COUNTRY Financial, you can receive discounts up to 20%? Let’s quickly touch base to see where we can find you savings without sacrificing coverage.

Switch to COUNTRY Financial and get home insurance that’s worth raving about. Contact me today to get discounts up to 20%!

I worked with Larkin high school and Burlington Central as their business partner on their change for hunger campaign. I helped match donations with the schools and together we raised over $3300 for the food pantry! Food For Greater Elgin

Did you know that when you combine home and auto coverage with COUNTRY Financial®️, you could get discounts up to 20%*? Schedule an appointment today to review your current coverage and explore opportunities to save!

*Discounts and availability vary by state

Wondering how the current economic environment impacts your investments? We can help with that. The latest Market & Economic Outlook, written by our team at COUNTRY Trust Bank®️, covers what to expect from the current market and how we plan to navigate it as a company. You can read the full report here: https://cfin.us/43nMM4Y

Now is the time to make sure your family and future are protected. Call me to schedule an appointment or learn more about Indexed Universal Life insurance here: https://bit.ly/41j2QU3


# # # # #
Policy loans and withdrawals decrease the cash surrender value and death
benefit of the policy. The decision to purchase life insurance should be
primarily based on the need for the death benefit. Life insurance is not an
investment and is not appropriate as a replacement for retirement savings
accumulation.

Policy Forms: ICC21(IUL) and IUL(ND21) | IULHEARSAY(03/23)

Our new Indexed Universal Life (IUL) insurance is a permanent life policy that offers a death benefit, and also has the potential to build cash value. And you can use that money a lot of different ways! Give me a call or learn more about Indexed Universal Life insurance here: https://bit.ly/3G7hkOp

# # # # #

Policy loans and withdrawals decrease the cash surrender value and death
benefit of the policy. The decision to purchase life insurance should be
primarily based on the need for the death benefit. Life insurance is not an
investment and is not appropriate as a replacement for retirement savings
accumulation.

Policy Forms: ICC21(IUL) and IUL(ND21) | IULHEARSAY(03/23)