Laura Berry NMLS# 655766 Modern Mortgage

The Derby is almost here! Come enjoy an evening with Juleps, great food and fun!

Talk Derby to Me Get ready to celebrate all things derby while sipping on some drinks and enjoying the company of fellow horse racing enthusiasts!

Hey, Friends + Family, I will be presenting with Kathryn & Joe Seehusen, Realtors, Colorado Home Realty in January at an informative event for those looking to buy in 2023:

Make a Move! Buy a home in 2023

Start the new year right and check off that resolution to move into a new home. I have some tips that can help you make a move gracefully.

Register Today! http://bit.ly/3FFayyj

Register Today!

Wondering where to channel your energy + resources in the current economic climate? Are you planning for 2023 to be YOUR year?

If you answered “yes,” don’t wait ‘til 2023 to start setting goals. Join us for a data-driven, historically-rooted analysis of modern matters that will provide you with guideposts you can use to make strong financial and real estate decisions in the months and years to come. Register today: https://bit.ly/3tJa30U

Give me a shout today!

⚠️WATCH OUT!⚠️ Today’s market is potentially opening the door for you and your family to grab a lower mortgage rate. Don’t wait – lock in your rate today! Here’s why:

• For the first time in a long while, a full discount point can mean breaking through the 6% barrier on a conventional 30-year fixed loan 🚧 – giving qualified buyers a chance at a 5.999% rate*!
• Market volatility creates unease in the market. While these rates are good for buyers today, they could create a shift in the market, making it transition into a seller’s market again.
• Be sure to check in with your trusted lender to get up-to-date information regarding your purchasing power – it might increase due to rates dropping.

This could be your sweet spot to lock in a lower rate while still leveraging the balanced purchasing market we are in. Want to know if you have more purchasing power? Give us a shout today! 📱
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Note: Individual rates will vary based on borrower specifications. This is not a commitment to lend. Loans are subject to borrower qualification and underwriting guidelines. Program parameters are subject to change without notice.
*Conventional 30-year fixed loan. Purchase transaction, APR 6.165%, $480k loan, 80% loan-to-value, 780 credit score. Rates effective 11/15/22, 10:07 AM MST.

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Cheers 🥂 to another top notch client experience! We believe nothing is worth celebrating more than clients feeling confident and comfortable with their home purchase processes.

Thank you! 🤍

Fun Fact Friday:
Veterans Day originated as “Armistice Day” on Nov. 11th, 1919 (the first anniversary of the end of WWI).
It was not until 1926 that Congress created a national holiday to pay tribute and give thanks to ALL American Veterans who served their country.
And it was not until 1954 that President Eisenhower officially changed the name of the holiday from Armistice Day to Veterans Day.

Thank you to ALL Veterans for your service and dedication on this special and historical day! The opportunity to serve you in your home financing needs is one of our greatest privileges.

What tales are you hearing about the current real estate market?
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From friends and neighbors to real estate professionals and media, narratives and opinions abound. While the elements of buyers’ stories will differ, every real estate market has its advantages. Winning in each market involves understanding those advantages and partnering with top-notch professionals to execute your strongest strategy.
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Check out these example purchase scenarios from Denver’s spring and fall markets. Can you spot 👀 potential advantages in both? The next step is to decide whether now is the right time for you to write your own purchase story.
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In the spirit of the season of gratitude, I wanted to acknowledge how grateful I am for my family, my friends, and my clients!

What are you grateful for? (tell me in the comments!)

Sick of filling your landlord’s pockets? Let’s connect!

I’d love to help curate a plan to get you into YOUR home 🏡 and start to fill your pockets💰

The pricing of homes has always created a psychological conundrum regarding how it always feels expensive 😵‍💫. However, have you ever asked Grandma and Grandpa how much their first home cost?
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Let’s discuss the facts, not feelings: In the 1960s, the median home value in the United States was $11,900! In the 1980s, it was $47,200; $119,600 in the 2000s, and $375,000 year to date. What can we take away from this data point? Real estate and homeownership pays. What seems outrageous today to spend on a home is likely to increase through the span of time. One day you might find yourself telling your grandchildren that your first home was only $400,000 – and they won’t believe that you paid so little!
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Curious to see what you could potentially afford and call home?🏡 Connect with our team today, and we’ll educate and guide you through the process. If you don’t like what you hear, you can always stick to renting (although our calculations might deter you from doing so). Reach us at: [email protected]

The house hunt is brewing! Want to buy your first house, but not sure where to start? Come join us as we review the ins and outs of the first time homebuyer process! 🍻

https://www.eventbrite.com/e/first-time-home-buyer-classvirtual-happy-hour-the-house-hunt-is-brewing-tickets-383073482097

Modern Mortgage, LLC; NMLS #1795005

Equal Housing Lender 🏡

Want to go big? We can show you the way!

Introducing the Modern Mighty Jumbo! 🦸‍♂️

Our Jumbo pricing is now more competitive than ever! We are beyond excited to offer a SUPER competitive loan option to clients at this time with loans up to $3M, as low as 5% down (10% down with no mortgage insurance), and opportunities with no reserve requirements!

Want to know how? Connect with us today to see if this loan might be for you!

So thrilled you be a part of this amazing team!

Say hello to Laura Berry NMLS # 655766 Modern Mortgage, our new mortgage banker!

Energetic and efficient, Laura is passionate about developing lasting relationships with her clients. Her profound level of care and dynamic financial background provide clients with a genuine and unmatched experience. When not in the office, this Colorado native is passionate about camping, hiking, listening to live music, and all things Colorado.

Please join us in welcoming Laura to the coolest mortgage team in town!

Lock and Shop! 🔐🛒

Did you know you can secure your interest rate while looking for your new home? With 45-, 60-, 90-, 120-, 150- and 180-day rate-lock options, play offensively with today’s rising rates and celebrate when you find the right home.

Connect with us today to get started on the pre-approval process, or better yet, start our pre-underwriting review process to place your offer in the strongest possible position!

Have you heard the news?! May's consumer price index report (aka the inflation report) released today is stirring the pot for investors, and consumer sentiment is quickly falling. We are witnessing the highest level of inflation since 1981, with prices rising 8.6% (6% when excluding food and energy).
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Did you know that historically speaking, periods of rising inflation have shown real estate to be one of the safest and best returning assets available?
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If you are in the market, the time is now! Lock👏It👏In👏 Get your rate secured now.
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Connect with us today to evaluate your options to see what fits your budget. Reach us at
[email protected]

Raise your hand if you’ve been saying that you’re waiting for prices to go down to buy. 🙋‍♂️🙋

It's natural to think that, but some quick calculations show the cost of waiting for a “real estate crash.” Connect with us today to discuss your budget and find a loan that's right for you!

Laura Berry NMLS# 655766 Modern Mortgage updated their business hours.

Laura Berry NMLS# 655766 Modern Mortgage updated their phone number.

So thrilled to announce that I have recently moved to an amazing team at Modern Mortgage! I can't wait to show and share how we help clients achieve their lending goals. Here and ready to help and serve!

Laura Berry NMLS# 655766 Modern Mortgage updated their info in the about section.

Laura Berry NMLS# 655766 Modern Mortgage updated their address.

5.0 star review received on Experience.com for Laura Berry by Corey D - Quick to respond and great communication at all times

New ★★★★★ 5 Star Experience.com Review by Corey D Click to see all 14 reviews of Laura Berry,
Loan Officer NMLS # 655766