Evergreen Home Loans

If you're looking into your home loan or refinancing options, you might want to look at how conventional mortgage fees will change starting next month.

Are you aware of these upcoming changes to mortgage fees? Get in touch if you have any questions or would like to discuss your best options.

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You can use these clever strategies to make your interior spaces look and feel luxurious without committing to a luxurious budget.

How to Make Your Home Look High-End on a Budget - Realty Times Designing a home isn’t an inexpensive endeavor, but ultimately, the outcomes you tend to want are spaces that look curated and high-end. Have you ever walked into a house, and it just felt expensive? Whether or not it actually is can be the question. Designers often use tricks and tips to elevate ...

In our current financial climate, it can be difficult for young adults to afford their own housing. Parents can teach teens these three things to give them a better start toward independence.

3 Things Parents Should Encourage Their Teens & Twenty-Somethings to Do (If You Ever Want Them to Move Out of Your House) Years ago it was common for children to move out and get a place of their own right after they turned 18, or maybe around 22 if they went to college. But times (and costs) have certainly changed over the years, making it difficult for young adults to move out and get a place of …

If you'd like to enhance your home or investment property's efficiency, this resource lists endless ideas, from efficient construction framing to smaller upgrades like tankless water heaters.

71 Ways to Make Your Building More Energy Efficient - Today's Homeowner An energy efficient building reduces maintenance and utility costs, but, in many cases, improves durability, lessens noise, increases comfort and creates

No need to unplug your appliances or take shorter showers -- these four lesser-known ways to save don't sacrifice comfort and are as simple as using a different dish detergent.

Utility-Saving Tips That Most People Don't Know Fun fact: Ceiling fans can provide warmth by spinning in the opposite direction.

Whether you're saving for a home or paying off your second mortgage, the newsletter offers practical guidance to make your journey easier.

Easy Steps Toward Happy, Affordable Homeownership Sign up and stay tuned for this week's posts.

There are a ton of different types of wood flooring with different pros and cons, so this guide can come in handy for your next renovation project. Which type is your favorite?

The Ultimate Guide to Wood Flooring Types Here's everything you need to know about wood floors, including types, cost, and installation considerations.

In some cases, items and work-related expenses around your home office can be claimed as a deduction on your 2022 tax return. Here's what you can claim, and who qualifies for these deductions.

Here's who can claim the home office deduction on this year's taxes If you worked from home in 2022, you may wonder if you qualify for the home office deduction. Here's what to know before filing your return.

Mortgage insurance premiums will be reduced from 0.88% to 0.55% for over 850,000 FHA borrowers.

FHA Announces Lower Mortgage Insurance Premiums Earlier this morning, HUD released details of a long-anticipated plan to reduce the annual MIP (mortgage insurance premiums) that are currently charged to FHA borrowers by 30 Basis Points (0.3% of the loan balance). HUD Secretary Marcia Fudge made the announcement today at Bowie State University. Th...

Have you ever wondered how a previously shared loan is handled when spouses go their separate ways? Here are some common strategies and tips on how to achieve a better outcome.

How are joint mortgages handled after divorce? The solution can differ depending on the circumstances.

Are you interested in real estate investing, but aren't sure where to start? Here's an overview of must-know facts, tools and tips. Reach out to learn more about financing investment properties.

Real Estate Investing - A Complete Guide To Getting Started Learn about investing in real estate as an active investor with rental properties or flipping houses, or as a passive investor in REITs, mutual funds, or online platforms

Is it safe to say that mortgage rates are "normal" again? Even as rates fluctuate over time, you can use these tips and get in touch to discover your loan options and find the best rate possible.

Are Mortgage Rates Back to “Normal”? Get the latest real estate news and trends.

The cost of a typical home seems to have never stopped increasing over the past few years. But recently, price growth showed some signs of slowing down.

Pace of Home Price Growth Slows Despite mortgage rates hovering near 7%, approximately 90% of the top metropolitan real estate m...

The best way to avoid regret in your homebuying journey is to learn from those who have experienced it. Here are common reasons why people report feeling buyer's remorse.

Why Do People Experience Homebuyer’s Remorse? - Realty Times A home is almost always the most significant purchase someone makes, so the thought of making a wrong decision stirs up immense anxiety for many buyers or would-be buyers. Buyer’s remorse is that feeling that takes hold when you regret a purchase. When it’s something small, like maybe a gadget y...

Homeownership can provide wealth-building benefits that can echo through several generations of a family's finances. Here are five ways that a home can create long-lasting financial stability.

The Power of Homeownership for Generational Wealth Owning a home can create financial security that stands the test of time.

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PACE loans are used to help cover the upfront costs of energy efficiency-related upgrades for private properties. Feel free to reach out if you have any questions about home improvement loans.

5 Things to Know About PACE Loans - Realty Times A PACE loan is advertised as needing no money down, providing a way to finance home improvement projects to facilitate energy efficiency. For example, these loans might be used for projects like a new roof, impact windows, or solar panels. The following are important things for consumers to know bef...

Data suggests that millennials have been making up for their initial delay in becoming homeowners within just the past few years. Will millennial household growth continue to surge this year?

Household Growth Driven by Millennials in 2022 According to a new report from the Joint Center for Housing Studies, as rising interest rates cooled...

The cost of a new roof can vary widely depending on factors like square footage, roofing materials and more. This helpful price guide gives a great overview.

Pricing Guide: How Much Does a Roof Replacement Cost? - Lawnstarter Time for a new roof? We'll help you figure out your roof replacement cost depending on home size, roofing material, and other factors.

Finding the right time to replace your roof helps maximize your old roof's value while avoiding damage and additional repairs. But how can you tell? Here are four signs to look out for.

4 Signs That It's Time to Replace Your Old Roof You may want to call a roofing company if you spot any of these signs.

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The best people to ask which home improvement trends have potential are the handymen who make them happen. Here are five trends professionals suggest keeping in mind this year.

5 Home Improvement Trends to Watch, According to Handyman Pros The remodeling boom continues. Here are some popular house projects that handyman professionals are increasingly being called upon to help.

According to the National Reverse Mortgage Lenders Association, homeowners aged 62 years or older saw their housing wealth grow by 2% ($266 billion) in Q3 of 2022 alone.

Senior Home Equity Exceeds Record $11.8T According to the latest quarterly release of the National Reverse Mortgage Lenders Association (NRML...

It seems logical to assume that rent costs follow the housing market, but rents are expected to increase while home prices aren't. Why is that? What does this mean for first-time home buyers?

With Home Prices Coming Down in Some Areas, Will Your Rent Lower as Well? If you’re a renter, you’re probably well aware that rents went up more than 20% over the past few years, but your income most likely didn’t increase by nearly as much. So this realtor.com article probably sounds like promising news when the headline claims that rent prices are finally falling ...

Refinancing is a popular way for homeowners to lower costs, access funds and more. But there are some instances where refinancing may not be the right move -- here are a few ways you can tell.

When is mortgage refinancing a smart move? Consider these points if you're thinking about refinancing.

Data shows that the dramatic price increase of building materials slowed in 2022 and experienced four months of consecutive decline. Will 2023 see more price decreases?

Building Materials Price Growth Slows 60% in 2022 | Eye On Housing The producer price index (PPI) for inputs to residential construction less energy (i.e. building materials) rose 8.3% in 2022 (not seasonally adjusted) according to the latest PPI report—less than one-half the increase seen in 2021. On a monthly basis, building materials prices declined 0.3% in De...

Experts are expecting shifts in real estate prices that haven't been seen in several decades -- here's why.

Real estate is experiencing a historic home pricing correction Peeking into 2023, the real estate market outlook is changing dramatically because of central banks raising interest rates.

Here's a helpful guide on how to turn your property into a vacation rental, from preparation to marketing.

How to Convert a House to a Vacation Rental Want to turn your home into a short-term rental? Follow these steps.

The nation's housing trends last year can help give us a better idea of what to expect in 2023.

Putting 2022’s Housing Market Trends Under the Microscope CoreLogic, a global property information, analytics, and data-enabled solutions provider, has releas...