Gil Ochs Realtor

Regular cleanings can be a good start to having your kitchen appliances around for a long time.

Maintaining Your Kitchen Appliances Being a homeowner can be costly, but some expenses can be trimmed with regular maintenance. Since so...

For a relatively low cost, a home warranty can make buying a home a lot less worrisome.

The Pros of Buying a Home Warranty For $600 or so a year, plus a service fee of around $75 every time you ask for repair, a home warran...

High credit card debt? A personal loan might be the answer.

Using Personal Loans Against Credit Card Debt A poor credit score can affect people in many ways. It can make it difficult to get approved for a m...

Having trouble hitting your hydration marks? These tips might help.

Tips to Keep You Hydrated While we all know water is essential for our health, not all of us enjoy chugging those recommended ...

No. 4: Don't move debt around!

6 Small and Easy Steps to Improve Your Credit Score The best way to improve your credit score is simple, but not always that easy: Reduce your debt. Pay...

Having trouble keeping track of your monthly payments? You might be damaging your credit score.

How to Negotiate a Clean Credit Report A late payment on a credit bill or other debt such as a mortgage can have a significant impact on yo...

Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts.

4 Invisible Money Leaks Worth Fixing Keeping track of every single dollar you spend can be difficult, no matter how closely you track you...

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

Managing Credit Responsibly as a College Student Building good credit in college is one of the best financial moves students can make. Having good cr...

Looking to invest? Here's what you need to know.

Growth vs. Value Investing: Know the Differences Your investing style and tolerance for risk can help determine what type of stock mutual funds you i...

The steps you're taking to improve your credit score may be doing more harm than good. Find out exactly what the rating agencies look for.

Fast and Easy Ways to Improve Your Credit Within Months Improving your credit score can take a few months. So if you’re looking to get an auto or home loan,...

Do your walls need a little freshening up? Here's what you can do.

How to Clean Painted Walls Did your toddler scribble on the walls? Or perhaps a year or two of wear and tear have your interior...

Here's how to protect yourself from being pressured into buying an extended warranty.

When to Buy Extended Warranty? Usually Never You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item you’ve been want...

https://gressphotography.com/207-E-Main-St

207 E Main St, Ephrata, PA 17522 Listed at $475,000, 3 beds, 2.5 baths, 2-car garage, 3,600 square feet, built in 1850, .2,

You could be holding yourself back from saving. Here's how to get your head in the game.

Mind Games Are Preventing You from Saving Money Saving money can be difficult, and sometimes your frame of mind can hold you back. Here are some neg...

https://gressphotography.com/814-Wabank-St/idx

814 Wabank St, Lancaster, PA 17603 3 beds, 1 bath, 1,102 square feet, .06,

No. 4: Points drop in value!

4 Surprising Credit Card Rewards Facts Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if yo...

Which do you prefer to use? Keep in mind, credit cards have a lot more protections than debit cards do.

How Credit Cards Differ From Debit Cards A debit card is a smart way to shop if you want to avoid using a credit card that will charge you in...

Want to lift your spirits and feel yourself relax? Try these eight tricks to make your bathroom feel like a spa.

Transforming Your Bath Into a Spa A long soak in a bubble-filled tub can feel like heaven after a hard day at work—and soaking in a ba...

Banks vary in the fees that they charge. Your best protection against hidden fees is to find out which ones your financial institutions enforce.

Hidden Bank Fees to Look Out For Fees can eat away at your money if you don’t keep on top of your banks enforced regulations. U.S. co...

Do you love that farmhouse vibe? Here's a few more ways to get it!

Creating a Rustic Vibe With Wood Decor If you’re a fan of that rustic look, or just love to feature beautiful wood in your space, the...

Keep these tips in mind if you're looking to buy a car when you're upside down on your current loan.

Buying a Car When You Have an Upside-Down Loan Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying ...

Too much credit card debt? Here's four ways to manage it with your creditor.

What Is a Negotiated Debt Settlement? If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth c...

Want a home with cleaner air? Try one of these air-filtering plants!

Dual Purpose Plants: Cleansing and Decorating A good-looking houseplant adds pizzazz to your home. It can also be the next best thing to a live-in...

Have a medical bill with an upcoming late payment date? Take care of it before it impacts your credit.

How Unpaid Medical Bills Affect Your Credit Score Paying your medical bill is one of the last things on your mind when you’re at a hospital emergency ...

Leaning green? Here's how you can help the environment without revolutionizing your lifestyle.

A Beginner's Guide to Painlessly Going Green You’ve heard the warnings about global warming, you feel compassion for stranded polar bears a...

Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection.

What Are Your Rights in Debt Collection? If debt collectors are calling or sending you letters demanding payment, you may be worried—and for ...

These tips are sure to brighten your day. What makes you smile?

5 Ways to Smile More Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these...

Overspending lately? Try freezing your credit cards (literally!) or one of these other clever tricks.

Keeping Your Credit Cards Out of Your Own Hands Overspending is easy to do with a credit card – way too easy – and can often lead to deb...

Taking a driver safety course can reduce your premiums by 5 - 15. Find other great money-saving ideas here.

How Seniors Can Save on Car Insurance Auto insurance rates typically rise for senior citizens, who can be more accident-prone than they we...

Is your home aging-proofed? Read these tips on aging in place.

Aging in Place: Safety Tips to Help Make It Possible One third of American homes today house residents over the age of 60, and 90 percent of those reside...