Gallaher Group

Adjustable rate mortgages allow you to finance the home at today's prices with a lower rate for five years and have the ability to refinance at a later date if rates come down.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/10/03/Mortgage-rates-are-still-attractive-from-a-longterm-historical-perspective

The fact that they're predisposed to average and below average price ranges, it makes it more difficult for first-time buyers to compete.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/30/What-else-is-contributing-to-the-low-inventories

It is a fixed-rate, conforming mortgage that the buyer has to qualify for at the note rate. It just gives them cheaper payments for the first two years.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/29/Get-in-the-home-with-lower-payments

If your agent hasn't had conversations with you about alternatives to fixed rate financing, there could be options available that you need to consider.

Cause to Pause Rising mortgage rates are causing some would-be buyers to pause their decisions until they determine whether rates are going to come back down. While it may be possible, the probability is that prices are going to continue to increase.

Prices are moderating but will continue to go up because of low inventories, high demand, and severe underbuilding in the past decade.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/26/Marry-the-House...Date-the-Rate

Sellers have benefitted the majority of the time over the past 20 years and rightfully so, because they made an investment.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/22/Who-does-the-market-favor

Your listing agent will coordinate the communications between all the other professionals and negotiate directly with them for you.

Five Factors that affect the Sale of Any Home Owners directly control four of the five factors that affect the sale of any home: price, location, condition, terms, and the agent you select.

There are plenty of options available to buyers that an experienced agent can suggest. Let's get together and talk about it.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/19/Mortgage-Rates-in-Perspective

You need help and combining the effort with another person wanting to have a garage sale can benefit both of you.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/16/Garage-Sale-Tips

Homeownership is absolutely one of the best investments a person can make for themselves and their family.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/15/Benefits-of-Homeownership

Family members and friends with financial resources can become the catalyst that allows buyers with good credit and income but without a down payment to purchase a home.

Gift Amount Increased for 2022 Would-be buyers are looking to family and friends willing to help with down payments using the increased 2022 tax free gift limits of $16,000 per person.

Autumn Is Around the Corner—Budget-Friendly Ways to Transform Your Outdoor Space for Fall Fall is right around the corner. But just because temperatures are dropping doesn’t mean you have to stop enjoying your outdoor space! Fall is the

This is a legitimate financing alternative that should be considered to make the home more affordable in the short term.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/12/AdjustableRate-Mortgage-Terminoloy

With all the variables in today's market, you need to have confidence in the agent you are working with.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/09/Relaxed-and-Peaceful

The same low inventory causing prices to increase is causing rents to increase also and the shortage isn't expected to be corrected anytime soon based on growing demand from millennials.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/08/Rental-Real-Estate-Benefits

A 20% increase in nominal home prices and a 2% increase in the 30-year fixed rate mortgage since January have contributed to a 46 point drop in the NAR Housing Affordability Index.

Housing Affordability - Call to ARMs With affordability threatening to limit buyer's ability to purchase, more borrowers are considering an adjustable-rate mortgage.

leegallaher1.bestrealestateblog.com

"Find a job you enjoy doing and you'll never have to work another day in your life." Mark Twain

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/05/Happy-Labor-Day

Even though the rate of appreciation is slowing, mortgage rates are up and the two of these has a big effect on payments.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/02/The-same-home-will-cost-more

Want to Upgrade Your Kitchen on a Tight Budget? Here Are Affordable Ways to Spruce Up Your Space If you’re a person who spends a lot of time in their kitchen, chances are, at some point you may want to make some changes or upgrades to the space

There's more to it than a single sale, it is building a relationship for future business and referrals to your friends.

Learn more at https://betterhomeowners.com/LeeGallaher/2022/09/01/Buyers-should-feel-confident-with-their-agent.

With the proper planning and advice, surviving spouses can avoid paying unnecessary taxes.

Surviving Spouse Sale Period Surviving spouses have a two-year period following the death of their spouse in which they can sell their home and claim the higher exclusion for married couples.