Larry Gonzales, Senior Loan Officer NMLS# 1452722
Branch Leader NMLS #1452722
Licensed in: HI, VA, FL, NC
The Broker NMLS #2450802
11/08/2024
Your VA Home Loan Benefit is more than just a perk—it’s your shot at financial freedom. 🇺🇸
Let’s meet up Tomorrow at Taqueria El Ranchero and talk about how your VA benefits can help you build wealth. I’ve used them myself after 24 years of service, and now it’s your turn.
📅 Scan the QR code to RSVP, and let’s get you set for success.
11/08/2024
⏰ 2 Days to Go!
Veterans, Active Duty, and Spouses—your path to financial freedom is just around the corner! 🏡✨ Join us for an empowering session on how to maximize your VA Home Loan Benefit and build a legacy of wealth.
📍 Taqueria El Ranchero
📅 November 9th
Let’s make your VA benefits work for YOU.
Don’t wait—RSVP now! 🚀
11/07/2024
DECK is more than just a place to eat—it’s where you can experience the best of Waikiki with unbeatable views of Diamond Head, delicious island-inspired dishes, and some of the best craft cocktails around.
Whether it’s brunch or happy hour, this spot never disappoints.
Ready to see what all the buzz is about?
Check out DECK next time you’re in Honolulu! 🌺
11/07/2024
Beautiful First Home or Investment Home | $457,000
📍 411 Hobron Lane, Honolulu, HI 96815
1 bed 🛌 | 1 bath 🛁 | 540 sqft 📐
Live the Waikiki lifestyle at Chateau Waikiki! This cozy 1-bedroom unit includes an in-unit washer/dryer and a 60 sqft lanai overlooking Ala Wai Canal and neighborhood park sunsets.
Amenities include gated parking, 24/7 security, two exercise rooms, a heated saltwater pool, BBQ areas, and more.
Maintenance fees cover central AC, electricity, cable, and utilities.
The special assessment through Dec 2024 is fully paid by the seller, and hurricane insurance is included.
🔗 Contact MaryJo McGillicuddy for details!
📞 +1 808-724-4629
11/06/2024
Did you know that as a veteran, you can start owning your piece of the American Dream with $0 down?
That's right! With a VA Loan, it's easier than ever to step into a home you can call your own.
Let's make it happen together!
11/06/2024
Thank you, Nathan!
It was a pleasure guiding you through your first home buying experience.
We're here to make the process as clear and comfortable as possible.
Welcome home! 🏡
VA Rates are on the rise—now above 6.5%!
Rates climbed this week, driven by strong job growth and solid GDP numbers (2.8%).
With the Fed meeting and elections coming up, we could see more changes ahead. Will rates keep climbing or level out?
Let’s dive into what’s next!
Watch the full video to get the latest insights.
🎥 https://youtu.be/1om4GKvjeoo
Spending more than we’re making? Here’s what the latest PCE report reveals:
Core inflation is holding at 2.7%, but it’s closer to the Fed’s 2% target over recent months.
Consumer spending outpaced income growth again (0.5% vs. 0.4%) 📈, and savings dropped to 4.6%.
With spending high and savings low, could a Fed rate cut be on the way?
Find out more in the full video!
🎥 https://youtu.be/1om4GKvjeoo
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11/05/2024
Exciting News! Welcome Jade Medeiros to The Broker Team!
We’re thrilled to announce that Jade Medeiros is joining The Broker as our new Client Relations and Business Development Specialist!
With over a decade of expertise in marketing and real estate, Jade has a wealth of experience, from traditional and digital advertising to social media and brand strategy.
Her dedication to client satisfaction and innovative approach will elevate our service for both clients and real estate professionals.
Jade will also be integral to growing The Broker in 2025 as we plan to expand on island and across the mainland!
When she is not working, Jade is raising four children, being a "football" mom, and enjoying island living!
Join us in welcoming Jade! We can't wait to see the positive impact she'll bring.
11/05/2024
This Halloween was my grandson's first in costume! He was not much into trick or treating but, like Grandpa like Grandson, he loves him some Reeses' Peanut Butter Cups!
We got mixed signals this week—ADP reported 233,000 new jobs in the private sector, double the expectations, while the BLS report showed a mere 12,000 jobs added in October. So, why the big difference? 🧐
Here’s what’s interesting:
Wage growth is cooling, a good sign for inflation. 📉
GDP growth slowed, with Q3 coming in at 2.8%—below the expected 3%.
And unemployment? It’s holding steady at 4.1%, possibly setting the stage for a rate cut from the Fed.
If you’re curious about what this means for interest rates, inflation, and the housing market, you’ll want to watch the full video! 🎥💼
Tap to get the full picture and stay ahead 👉 https://youtu.be/1om4GKvjeoo
Monday Rate Update is HERE!
This is NOT just any other week—interest rates are set to be super volatile, with massive shifts due to the election, the Fed meeting, and Chair Powell’s announcement.
If you’re looking to buy, refinance, or just keep tabs on the market, you can’t afford to miss this one. In the video, I’ll break down what all this means for YOU and your financial future.
Watch the full breakdown, and stay a step ahead of these interest rate moves!
https://youtu.be/xU1txOKNyow
11/05/2024
Check the Latest Monday Rate Update!!
🫢👉👉
ELECTION WEEK!!! | Monday Rate Update "Hey everyone, Larry here with your Monday Rate Update! This is NOT just any other week—interest rates are set to be super volatile, with massive shifts due ...
Your VA Home Loan Benefit isn’t just a perk—it’s your ticket to financial freedom. 🇺🇸
Whether it’s your first home or you’re a seasoned buyer, there’s always something new to learn about building wealth with your VA benefits.
Come join me on November 9th at Taqueria El Ranchero. Let’s chat about how you can take charge of your financial future.
I’ve been in your shoes—24 years of service and using these same benefits to create a legacy for my family. Now, it's your turn.
📅 RSVP now by scanning the QR code or Visit Bio, and let’s get you started on the path to success.
The Case Shiller Home Price Index just marked its 15th straight month of gains, but here’s the twist: the rate of increase is actually slowing down.
While home prices went up this past month by just 0.3%, after seasonal adjustments, we’re even seeing a slight dip—down .1% without adjustments.
If you're looking to buy or sell, you’ll want to see what this means for your market decisions. 🌎📉
🎥 Watch the full video for a deeper dive! 👉 https://youtu.be/1om4GKvjeoo
11/02/2024
11/02/2024
Taking a little time with the real OG, my mom ❤️
Her strength and resilience remind me every day why I do what I do.
Honoring family, faith, and the journey it took to get here.
Grateful for the time and the roots that keep me grounded!
Buyers on the sidelines—mortgage applications dropped 5% last week, and refi activity is down for the fourth week in a row.
The refinance train may have left the station for now, but here’s the play: get your application ready and know your ‘strike rate’—the rate you’re comfortable locking in to secure savings when the time’s right.
Want to know what a smart strategy looks like in today’s market? Tune into the full video! 👉 https://youtu.be/OG5vLEmzhD0
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CTA: ""Be prepared, not left behind! Watch the full update for all the details.
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91-1270 Kaikohola Street
Ewa Beach, HI
96706
GI JOE a real mortgage hero
91-1121 Keaunui Drive #200
Ewa Beach, 96706
NMLS 350943 POWERED BY HAWAII MORTGAGE EXPERTS [email protected]