Ed Klimas Realtor

Check out these pros and cons.

The Good and Bad of Zero-Interest Credit Cards The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesn’t ...

Want to lower your utility bills? Try these easy DIY tasks.

4 Ways to Slash Utility Bills With a DIY Energy Audit Fixing a few of your home’s most likely trouble spots can improve energy efficiency and save you a b...

Pro: You may not even need wedding insurance!

Pros and Cons of Wedding Insurance Rain, the bride falling into a pool, a wedding cake falling over, and deposit money that’s lost beca...

You might be missing out on some money. Here's how to find out!

Where to Check for Unclaimed Money Found money is a gift. And with the internet, it’s easier than ever to find it. Unclaimed asse...

Overspending lately? Try freezing your credit cards (literally!) or one of these other clever tricks.

Keeping Your Credit Cards Out of Your Own Hands Overspending is easy to do with a credit card – way too easy – and can often lead to deb...

Old-school appliances may be making their way into your modern kitchen.

Trend Alert: Retro Kitchens Are Today's Big Thing For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridg...

Checking your credit report often can help you spot unauthorized inquiries.

How to Deal with Unauthorized Credit Inquiries Unauthorized credit inquiries are a sign that someone has fraudulently applied for credit in your na...

Is your home aging-proofed? Read these tips on aging in place.

Aging in Place: Safety Tips to Help Make It Possible One third of American homes today house residents over the age of 60, and 90 percent of those reside...

Your household items could be more valuable than you think. Here are some tips for repurposing to save.

New Tricks for Old Throwaway Items For many of us, mom’s ‘use-it-up, make-it-last, wear-it-out’ mantra was our introduction to thriftin...

How out-of-date is your kitchen? These seven trends are yesterday's news.

Kitchen Trends That Are Going Out of Fashion Most of us spend a lot of time in the kitchen, preparing meals and cleaning up. In many cases, we sp...

Although there are many challenges millennials face when building a credit history, here are a few solutions.

Fewer Millennials Qualifying for Credit Cards Millennials are applying for credit cards more than most age groups, but they’re not qualifying for ...

Having trouble keeping track of your monthly payments? You might be damaging your credit score.

How to Negotiate a Clean Credit Report A late payment on a credit bill or other debt such as a mortgage can have a significant impact on yo...

The process of living on only one income can be daunting if not scary, but don't despair!

Down to One Income? It's Not the End of the World If you purchased your home as a two-income family, the prospect of living on only one income can be ...

FYI...improved credit scores could just now be coming to fruition for many consumers.

How FICO 9 May Increase Credit Scores How medical debt and other collection items are tallied in a credit score is changing, potentially i...

Feeling stressed or unproductive? Try out these mantras to boost your mood.

4 Mantras to Make You Happy Some days, keeping a smile on your face can be a struggle. Whether you’re dealing with a stressful c...

Have a medical bill with an upcoming late payment date? Take care of it before it impacts your credit.

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Have you noticed suspicious activity on your credit report? A fraud alert is easy to file, but be aware of how long it lasts.

Fraud Alerts: How They Can Help You Victims of identity theft or fraud may feel they don’t have many options to protect themselves. An e...

If you don't have gap insurance for your car, you may get caught short in an accident. Make sure you understand your coverage by knowing these terms.

Deciphering Auto Insurance Jargon From buying auto insurance to filing a claim, figuring out the language of auto insurance can be dif...

Automatic transfers are just the start to effortless saving tricks.

5 Ways to Trick Yourself Into Saving Money The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,00...

How often do you give out your birthday information? An 'unbirthday' can keep your identity safe.

Protecting Your Identification With a Fake Birthday Other than your Social Security number, birthdays are one of the worst things to share online when r...

Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts.

4 Invisible Money Leaks Worth Fixing Keeping track of every single dollar you spend can be difficult, no matter how closely you track you...

Sick of talking about the weather? You're not alone!

Ending Small Talk: Tips for More Meaningful Conversations Having more meaningful relationships with friends both new and old is a great goal, and it can start...

You have options.

Qualifying for a Credit Card If You Have Bad Credit Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a stee...

Taking a driver safety course can reduce your premiums by 5 - 15. Find other great money-saving ideas here.

How Seniors Can Save on Car Insurance Auto insurance rates typically rise for senior citizens, who can be more accident-prone than they we...

Looking to paint your walls with a trendy shade? Check out millennial pink.

Make Your Home Stand Out With Millennial Pink Like the generation it’s named for, millennial pink is all around us. It’s a fun, daring, sophistica...

Establish goals and habits now to prepare.

5 Financial Tips for First-Time Parents So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your f...

Guests on the way? Here's how to fake a clean home, fast!

How to Fake a Clean Home in 15 Minutes We’ve all been there: guests are scheduled to arrive in 15 minutes, but you got caught up, and...

Looking to invest? Here's what you need to know.

Growth vs. Value Investing: Know the Differences Your investing style and tolerance for risk can help determine what type of stock mutual funds you i...