Tammy Bjorge NMLS 1119419

Congratulations Wesley!!!!

Maya mood….

Knowing how certain things factor into your credit score is one of the most important things you can do to achieve financial literacy. Have a question you want to ask me? I am happy to help!

Credit score infographic Get ready for homeownership with Readynest by MGIC. Tips, tools and stories to help you find your way home.

Relax and enjoy an extra hour of Zs now that Daylight Savings Time is back.
But don’t let your dreams of a perfect home stay in bed! We have mortgages for
almost all financial situations, so let’s turn those dreams of home into keys to it.

http://embracehomeloans.com/tammy-bjorge

5.0 star review received on Experience.com for Tammy Bjorge by Judiann R - Tammy made it great and Hope. Her skills and knowledge are outstanding but the care love and attention is what makes one choose Embrace every time.

New ★★★★★ 5 Star Experience.com Review by Judiann R Click to see all 104 reviews of Tammy Bjorge, Virginia - Ashburn

Embrace will lower your effective rate 1% for the first year of your mortgage. Call me about our lender paid buydown today.

https://www.embracehomeloans.com/

Don’t be caught in a tornado of mortgage worries. Follow the yellow brick road to your dream home! We’re here to help you win the bid with standout programs like our Approved to Close Backup Guarantee. Click your heels together and take the first step today.

http://embracehomeloans.com/tammy-bjorge

This will help thousands more homebuyers qualify. Your clients could buy a home for up to $772,500 with as little as 3% down with a Conventional loan. Have them reach out today.

http://embracehomeloans.com/tammy-bjorge

Embrace will lower your effective rate 1% for the first year of your mortgage. Call me about our lender paid buydown today.

http://embracehomeloans.com/tammy-bjorge

Despite a low inventory real estate market and rising rates, the demand for loans and refinancing remains strong. This article will explain why.

https://blog.embracehomeloans.com/its-a-refinance-surge/?LO=201952

With higher loan limits, you could buy a home for up to $772,500 with as little as 3% down with a Conventional loan. Apply today and settle down in a new home.

http://embracehomeloans.com/tammy-bjorge

Most Jumbo loans are so complicated that they can be downright scary, but ours are a real treat! They have competitive rates, are underwritten in-house, and come with a variety of terms — perfect for financing the haunt of your client’s dreams.

http://embracehomeloans.com/tammy-bjorge

Today we honor the rich heritage, traditions, and resilience of the Indigenous
communities who have shaped our world for centuries. Together we can listen,
learn, and work together to ensure a brighter future for all.

http://embracehomeloans.com/tammy-bjorge

Score big with the Approved to Close Backup Guarantee, the perfect teammate to our Property Value Certificate. You can choose to blitz through contingencies, and the guarantee isn’t just better than cash — it’s like a championship play in the home-buying game!

http://embracehomeloans.com/tammy-bjorge

If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. The good news is that even if you don’t qualify for conventional financing, there are still several solutions available, including Beyond by Embrace. In this article, we explore a few reasons why you may not qualify for a conventional home loan and take a detailed look at some of these alternative solutions.

https://blog.embracehomeloans.com/dont-meet-the-conventional-mortgage-requirements-you-still-can-get-a-loan/?LO=201952

Help your client score big with the Approved to Close Backup Guarantee, the perfect teammate to our Property Value Certificate. They can choose to blitz through contingencies, and the guarantee isn’t just better than cash — it’s like a championship play in the home-buying game!

http://embracehomeloans.com/tammy-bjorge

Rolling your student loans into your mortgage is a complex decision with both potential benefits and risks. It is important to carefully weigh the pros and cons before deciding. Call me to discuss whether this is a good option for you.

https://blog.embracehomeloans.com/should-you-roll-your-student-loans-into-your-mortgage/?LO=201952

Ready to trade in your rental life for homeownership vibes? Say goodbye to landlord drama and hello to your own space to customize. It’s like upgrading from dial-up to high-speed internet! Start investing in your future today.

http://embracehomeloans.com/tammy-bjorge

Today’s low housing inventory is cooking up some fierce competition. But we have a recipe for bidding success with three of our Embrace exclusives. With an approval, a Property Value Certificate, and a Backup Cash Guarantee, your client’s offer will be delicious. Bon appétit, sellers!

http://embracehomeloans.com/tammy-bjorge

If you’re getting ready to sell your house, it’s important to consider its curb appeal. You should also consider the season you’re selling in — in this case, the fall — because it will impact some of the choices you make. By following the tips in this article, we believe you’ll be able to improve your home’s curb appeal and most likely get a better price when you sell it.

https://blog.embracehomeloans.com/6-fall-curb-appeal-ideas-to-help-you-sell-your-house-this-season/?LO=201952

Want to make sure your buyer gets the house? Offer the seller our Approved to Close Backup Cash Guarantee. It’s better than a cash offer! Call me to learn more.

http://embracehomeloans.com/tammy-bjorge

Want to win the bid? Offer the seller our new Approved to Close Backup Cash Guarantee, and you’ll be headed for victory. Call me to learn more.

http://embracehomeloans.com/tammy-bjorge

A cash-out refinance is a mortgage that allows you to borrow money against the equity in your home. You can use the money for any purpose, such as debt consolidation, home improvements, or college tuition. Learn why a cash-out refinance could make sense for you.

https://blog.embracehomeloans.com/cash-out-refinance-pay-down-your-debts-even-in-this-market/?LO=201952

Home staging is like giving a home a makeover to make it look its best. But for millennials, it’s more than just pretty decorations. It’s about making a house feel right for them, like a perfect fit. It’s also about using smart ideas and technology to catch their attention.

This article will give you hyper-specific techniques and design elements to use for home staging to make your listing stand out and catch the attention of this special group.

https://blog.embracehomeloans.com/beyond-curb-appeal-unraveling-the-psychology-of-home-staging-to-attract-millennial-buyers/?LO=201952

If you’re a first-time homebuyer, the home buying process can be a bit overwhelming. However, in a market with very low inventory, high prices, and elevated mortgage rates, these fears can feel even more pronounced. But fear not – this article will give you ways to overcome them and make confident decisions.

https://blog.embracehomeloans.com/7-common-fears-of-first-time-homebuyers-and-how-to-get-over-them/?LO=201952

http://embracehomeloans.com/tammy-bjorge