Henrique Alves BHHS PenFed Realty

Knowing how much money you have in the bank is just the start to early retirement planning.

A Checklist for Retiring Early Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement a...

Hint: It can cost much less than expected

How Much to Spend on an Engagement Ring Ask any jeweler how much money you should spend on an engagement ring and they’ll likely give you th...

Establish goals and habits now to prepare.

5 Financial Tips for First-Time Parents So a babe is on the way? Congrats! Along with the chaos of, well, everything that is to come, your f...

Too much credit card debt? Here's four ways to manage it with your creditor.

What Is a Negotiated Debt Settlement? If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth c...

Want to lift your spirits and feel yourself relax? Try these eight tricks to make your bathroom feel like a spa.

Transforming Your Bath Into a Spa A long soak in a bubble-filled tub can feel like heaven after a hard day at work—and soaking in a ba...

Your household items could be more valuable than you think. Here are some tips for repurposing to save.

New Tricks for Old Throwaway Items For many of us, mom’s ‘use-it-up, make-it-last, wear-it-out’ mantra was our introduction to thriftin...

You could be holding yourself back from saving. Here's how to get your head in the game.

Mind Games Are Preventing You from Saving Money Saving money can be difficult, and sometimes your frame of mind can hold you back. Here are some neg...

Increasing your credit score takes time, but there are a few things you can do to quickly gain a few points.

Four Ways to a Higher Credit Score Improving your credit can take time, often many months. But there are some things you can do to rais...

You have to be on the same page.

What Couples Should Discuss Before Retiring Compromise is an important part of marriage. From deciding how much to spend on a new living room se...

Here's how to protect yourself from being pressured into buying an extended warranty.

When to Buy Extended Warranty? Usually Never You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item you’ve been want...

You might be missing out on some money. Here's how to find out!

Where to Check for Unclaimed Money Found money is a gift. And with the internet, it’s easier than ever to find it. Unclaimed asse...

How smart is your home? Here are six tools that will take your house to the next level.

Smart Home Gadgets That Will Elevate Your Home Technology seems to mutate with the speed of light, but is your home keeping up with the changes? Sm...

Say goodbye to your couch potato tendencies with these three alternatives.

3 Things to Do Instead of Watching TV Is your evening couch potato routine with your partner growing stale? It can be hard to find the ene...

While student credit cards can help college students build credit, they do come with some conditions.

What to Know Before Applying for a Student Credit Card Building good credit takes time, and it can be a few years before college students or graduates have...

Are you aware of the benefits your credit card offers?

Best Ways to Use Credit Card Concierge Somewhere on your credit card statement—or maybe even on the back of the card—is contact information...

Adding a dog to your family? Here are common expenses to know.

The Costs of Owning a Dog One of the biggest responsibilities a child—or a family—can take on is adopting a dog as a pet. Feed...

Have you tried any of these unique home accents?

Unique Home Accents to Make Your Home More Fun Are you looking for out-of-the-box decorating ideas for your space? Below are a handful of interesti...

Did you know you can make your home eco-friendly and save money at the same time? Here's how!

How to Save The Earth and Your Wallet For many people, adopting an eco-friendly lifestyle is high on the list of worthwhile efforts. For o...

For the home cook! What are your favorite spices to cook with?

5 Spices That Add Flavor but Not Heat Are you looking to add spice to your home cooking, but not heat? Here are five interesting flavors t...

Looking to slay your coffee habit? While it won't be easy, these three tips will get you started.

3 Tips for Ditching Coffee Looking to kick the caffeine? While a moderate amount of the buzzy stuff has been shown to have hear...

Do you really need to call a repair service? Check out these quick, simple fixes for common household problems.

Quick Fixes for Your Common Household Problems It may seem like there’s always something going on as a homeowner, from silencing a squeaky hi...

The entryway of your home can say a lot about you.

How to Make Your Home's Entryway Pop The entrance of your home says a lot about your character, from interior design to overall aesthetic...

Old stone fireplace? Keep it safe and looking lovely with a quick, easy facelift.

Maintaining the Beauty of Your Natural Stone Fireplace In your home or in your vacation cabin, a handsome stone hearth is often the gathering place for com...

Comfort your pet with these tips.

3 Ways to Soothe Your Pet During Storms When preparing to batten down the hatches during a storm, don’t forget to pay attention to you...

Feeling stressed or unproductive? Try out these mantras to boost your mood.

4 Mantras to Make You Happy Some days, keeping a smile on your face can be a struggle. Whether you’re dealing with a stressful c...

Closing a credit card account can hurt your credit score, but there are other options if you no longer use it.

What Happens If You Cancel a Credit Card? Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense ...

Want to refinance your home loan? Start by improving your credit score.

How to Get the Best Mortgage Refinance Rates If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can...

Here's how you can save on energy and cash at the same time!

6 Shortcuts to a Smaller Utility Bill Looking to cut your energy costs? It can take years for a new, more energy-efficient refrigerator or...

Working on your green thumb? These flowering houseplants are easy to care for and are beautiful.

4 Stunning Flowering Houseplants Are you the type of person who likes to take their flower garden indoors? Indoor plants do more than...

Clear the air with these three communication tips.

3 Ways to Have Better Communication In an age where the majority of our communication happens from behind a screen, our face-to-face int...