Roger Studebaker, NMLS # 230139

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Preparation is key.

Today's Mortgage Rates : Daily Index View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

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In life, it’s not a question of if we’ll experience failure, but how we’ll grow from it when it happens.

If we acknowledge our mistakes and welcome failure as part of our growth process, we can turn even the greatest of mistakes into a valuable learning opportunity!

Newly renovated home in Richmond! Call Samantha for more info: 650.678.2910 🥳

Amazing new listing from Stef in Fairfield! Give her a call for more details: 707.328.5157 🤩

Success occurs when opportunity meets preparation.

Don’t quit when the going is hard. If you must quit, wait until you can quit a winner.

From 2020 to 2022, home prices skyrocketed. 🚀

Today, price growth has started to slow down, which is a sign the market is beginning to normalize.

The most recent data from Case-Shiller shows that after being basically flat for a couple of months last year, prices are going up at a national level – just not as quickly as before.

John shared "It may mean giving up familiar but limiting patterns, safe but unrewarding work, beliefs no longer believed in, relationships that have lost their meaning, and files that cannot take me to the next level of living."

Growth means change.

Shame the haters, show them that they are wrong.

WORDS FOR YOU
1. Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time." Thomas A. Edison

2. "Out of clutter, find Simplicity. From discord, find Harmony. In the middle of difficulty lies Opportunity." Albert Einstein

3. "With the new day comes new strength and new thoughts." Eleanor Roosevelt

4. "Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence." Helen Keller

5. "Keep your eyes on the stars, and your feet on the ground." Theodore Roosevelt

6. "What you get by achieving your goals is not as important as what you become by achieving your goals." Henry David Thoreau

7. "The key is to keep company only with people who uplift you, whose presence calls forth your best." Epictetus

8. "If you don't like something, change it. If you can't change it, change your attitude. Don't complain." Maya Angelou

9. "Setting goals is the first step in turning the invisible into the visible." Tony Robbins

10. "Knowing is not enough; we must apply. Willing is not enough; we must do." Johann Wolfgang von Goethe

11. "Determine never to be idle. No person will have occasion to complain of the want of time who never loses any. It is wonderful how much may be done if we are always doing." Thomas Jefferson

12. "Well done is better than well said." Benjamin Franklin

13. "If you start by promising what you don't even have yet, you'll lose your desire to work towards getting it." Paulo Coelho

14. "If you want to conquer fear, don't sit home and think about it. Go out and get busy." Dale Carnegie

15. "Go for it now. The future is promised to no one." Wayne Dyer

16. "The quality of a man's life is in direct proportion to his commitment to excellence, regardless of his chosen field of endeavor." Vince Lombardi

17. "Your talent determines what you can do. Your motivation determines how much you are willing to do. Your attitude determines how well you do it." Lou Holtz

HOME PRICES ARE NOT FALLING📢

Don’t let clients be misled by headlines. Prices have risen over the past year, and experts say they’ll keep climbing due to high demand and low supply.

Want the full forecast? Read our latest article for insights from experts on what to expect for the housing market in the rest of 2024 👉 bit.ly/KCMForecast2024 👈

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Most potential home buyers are waiting for rates to fall, survey finds Worries about unknown future expenses and the state of their own finances are also causing anxiety for over 80% of U.S. consumers, according to new research from BMO.