Jonathan D. Bookbinder

I am excited to share our structural approach to savings by utilizing Currence.

Currence Brought to You by Jonathan Bookbinder By centralizing finances through a single account, Currence supports better visibility and seamless collaboration between members and your financial professional

Interesting commentary on life insurance and age. Most people do not need life insurance but want it for a variety of reasons. Life insurance needs to be reviewed regularly, do not make it part of your financial junk drawer.

Why Life Insurance Is Worth Your While at Any Age Each decade brings new milestones, but the advantages of having life insurance remain at every age.

Interesting commentary from Insurance News Net outlining the various amount of spending for various types of insurance by state. Have you thought about how much you spend on insurance as a percentage of your income?

States where people spend the most, least on insurance People who live in Mississippi pay the highest percentage of their annual income toward insurance while Utah residents pay the least, according to an Assurance survey.

Did you know there is more to than just the big check you write?

Kiplinger's just wrote a great article about 10 things you should know about life insurance.

Life insurance should be integrated into your overall financial strategy.

Original article here:

10 Things You Should Know About Life Insurance There’s more to life insurance than just a big check after you check out.

Have you reviewed your insurance contracts lately?

Is your carrier still in the marketplace, or do you have a new policy servicing institution?

Interesting insight by the WSJ as to the current market, and how many carriers left the marketplace. impact carriers too. Does your carrier have good financial ratings?

Life Insurance Is Profitable Again, but Too Late for Many Insurers Many companies gave up selling policies years ago when low interest rates hit their profits and stock prices.

According to Credit Karma, "Avoidance seems greatest amount Gen Zs and millennials."

Are you avoiding the inevitable, your financial future? Set financial goals - make sure you are properly protected and saving!

They Can’t Even: A Generation Avoids Facing Its Finances Pandemic whiplash and inflation make managing a budget a challenge for young people.

Our current economic environment reminds me a lot of 2008/2009. Now more than ever a flight to safety and certainty is desired. The article from 2008 entitled "Revenge of the Mutuals" by Moody's provides good insight into the value of mutual insurance companies. While dated information and data, the quantitative and qualitative information provides themes that continue to be true today.

Link to article here -

Revenge Of The Mutuals www.moodys.com Moody’s Special Comment …

Fantastic commentary about financial security and what that means for all.

Am I on Mute? “Sorry, I was on mute,” has become one of the pandemic’s most ubiquitous memes thanks to Zoom. But what’s the remedy when you feel like…

There are many ways to climb a mountain, just as there are many styles of investing. Which style suits you? Watch this video to learn more:

Risk Tolerance: What’s Your Style? Learn about what risk tolerance really means in this helpful and insightful video.

How long will your retirement money last with regular withdrawals? Have you run the numbers?

A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.

This piece guides readers through placing financial pillars in place, sustaining financial well-being or creating wealth.

Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.

Where will your retirement income come from? Do you know all the choices available?

Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Do you know how long it may take for your investments to double in value?

The Rule of 72 Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

Can group and private disability policies work together?

Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

This video asks the right questions about how you can save money for retirement without sacrificing your quality of life.

Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life.

Three important questions to consider before you start taking .

Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit?

Supplementing your Medicare insurance doesn’t have to be confusing. Depending on your situation, you have a variety of options to choose from. Read more here:

Ways to Supplement Your Medicare Coverage There are numerous ways to supplement your Medicare insurance coverage. This article helps you explore your options.

Women Are Financially Savvy. Yet, there are still unique challenges working against women in retirement.

Infographic: Women Are Financially Savvy

Whole life insurance can help protect what matters most: your family, your assets, and your legacy. Get the facts and don’t myth out on its many benefits.

Don’t Myth Out on Whole Life Whole life insurance can help protect what matters most: your family, your assets, and your legacy.

What's better—a 30-year or 15-year fixed-rate home mortgage? The answer may surprise you.

Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives.

How many ways can you pay for college? Loans, grants, savings and investments, to name a few.

Saving for College This calculator can help you estimate how much you should be saving for college.

Wall Street has a lot of cliches. How many do you know?

16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up.

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Fallen Tree Damage—Who Pays? Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

How familiar are you with the Federal Reserve? Here is a quick history.

The Fed and How It Got That Way Here is a quick history of the Federal Reserve and an overview of what it does.

Facing divorce? Don't overlook changes to your insurance coverage.

What You Should Do About Insurance Following a Divorce In the face of divorce, making changes to insurance coverage may be overlooked.

It can be difficult sometimes to think about the future during times like these. But if you did, how would you retire in a post-pandemic world?

Retiring in a Post-Pandemic World Imagine your ideal post-pandemic retirement with this animated video.

You’re at the amusement park, waiting to board the roller coaster. You can see the whole track as you stand in line. Peaks that seem to pierce the clouds.

Navigating the Ups and Downs of Business Cash Flow

A reassurance that you can live life to its fullest, knowing your family will be financially protected when you pass away.

Infographic: Life Insurance: The Basics

The average college senior graduates with credit card debt. How will your kids manage money?

Do Your Kids Know The Value of a Silver Spoon? You taught them how to read and how to ride a bike, but have you taught your children how to manage money?