Smith Carpenter Insurance Agency

When shopping around for the right life insurance coverage for you and your family, it's important to ask yourself the right questions. Here are some things to consider to get you started.

5 Things You Need to Know to Buy Life Insurance Shopping for life insurance can be confusing. Choose the plan that is best for you and your family with these top five considerations.

You may not be able to stop from wreaking havoc, but can manage some of the financial loss.

Protecting Your Home Against Flood Loss Protect yourself against the damage that your homeowners policy doesn’t cover.

Just because you’re under 65 years of age doesn’t mean you don’t qualify for Medicare. There are a few specific scenarios where you are eligible earlier. Learn more:

Qualifying For Medicare Under Age 65 You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.

Can you define the job of an insurance carrier? We define it here:

What is a Carrier? Do you know what a Carrier is?

Was it worth it? How long before your gas savings makes up for the cost of that new hybrid?

Interested in a Fuel Efficient Car? Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

Want to test your life insurance knowledge? Take our quiz and find out where you rank.

Test Your Life Insurance Knowledge How much do you know about one of the most important tools you have to help protect your and your family’s financial future?

Do you need umbrella insurance? Find out more.

Keep Your Umbrella Handy Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

Do you need life insurance? How much do you need? Follow these four steps to determine what life insurance coverage is right for you and your family.

How Much Life Insurance Do I Need? Your family's needs and assets are critical considerations when determining how much life insurance to invest in. Use this four-step process to help you calculate how much life insurance you need.

Turning to coaches for advice is a smart thing to do. We'd like to be one of those coaches.

Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

Have a kid heading off to college? Here are a few tips.

A Cheat Sheet for Sending Your Kid to College Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.

Facing divorce? Don't overlook changes to your insurance coverage.

What You Should Do About Insurance Following a Divorce In the face of divorce, making changes to insurance coverage may be overlooked.

U.S. Service Members should consider taking advantage of programs that are available.

Personal Finance Tips for Military Families Military families face unique challenges, making personal finance even more critical.

Did you know this tip about basement flooding?

Did You Know This Fact About Basement Flooding? A simple precaution can help prevent basement flooding.

Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:

The Basics of Medicare Learn all about Medicare basics in this informative and insightful article.

Shopping for a new car insurance policy? Remember to take into account these 5 critical factors that could affect your rates.

5 Factors That May Impact Your Car Insurance Rate While there are many factors that could affect your car insurance rates, these five you’ll want to keep at the top of your mind.

Your life is marked by images. Prepare with us so you can keep those pictures going.

Snapshots Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going.

There are lots of reasons that we’re independent. Here are a few.

The Best of Both Worlds Here are a few reasons we’ve chosen to be independent.

Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:

Medicare Advantage Plans (Medicare Part C) Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.

Having a home security system brings peace of mind - but did you know it could bring insurance savings as well?

Can Home Security Systems Affect Your Insurance? In an effort to reduce the chance of considerable damage from robbery or theft, you may have recently implemented (or may still be considering) a home security system. Here’s how adding a home security system to your property may affect your insurance.

Mortgage lenders consider many personal factors when deciding whether you can afford a home.

How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

How many ways can you pay for college? Loans, grants, savings and investments, to name a few.

Saving for College This calculator can help you estimate how much you should be saving for college.

How literate are you when it comes to your finances? Brush up with these five basics.

The Five Basics of Financial Literacy

Do you know how to insure a shed or guest house on your property?

Did You Know This Fact About Freestanding Structures? Separate structures on your property may have to be insured separately.

No one wants to experience loss or damage from a flood. But with a few preparatory steps, you can make sure that you’re as prepared as can be.

Think Flood Safety this Spring Floods are among the most frequent and costly natural disasters, especially in the Spring. Last year alone, excessive rainfall brought flooding to many locations, making it the deadliest for flooding since 2017.

Bi-weekly mortgage payment can potentially accelerate your mortgage payoff. Sound interesting?

Bi-Weekly Payments This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Do you know what to do if you're in a car accident?

If You're In An Accident Learn the best steps to take after you’ve been in an automobile accident with this useful, step-by-step video.

You can save money on your insurance premiums on older vehicles with this tip.

Did You Know This Fact About Older Vehicles? Did you know you have coverage options on older vehicles?

Take the time to think about these three things when shopping for your next vehicle.

Consider These 3 Things Before Driving Off the Lot Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.