FCCU Home Loans- Fargo/Moorhead

ND Housing rates are 🔥

If you're a 1st time homebuyer and looking to purchase your dream home in the beautiful state of ND. Give us a call.😎

ND Housing is subject to eligibility requirements.

Our new Moorhead branch is now open. Stop in and say hello!!!

With the Fed rate cut looming for September. Rates have plummeted and the treasury is at a 52wk low. The market is going to get flooded with buyers & sellers.

What does his mean for you?

1.) If you're looking to buy. Time is now to get pre-approved. That's your first step to purchasing a home. DONT WAIT!!!

2.) If you locked in over 7% in the last year. Its time to start looking at refinancing. Possible we can save you on interest & monthly payment. We will help guide you on an educated decision.

Timing is always crucial with mortgage. Please give a us a call to discuss your current needs. We pride ourselves in finding the right product for your situation.

Thanks

First ND Housing and now an award from USDA. Trophy case is getting plump. Proud to be part of this incredible team!!!

We strive hard at FCCU to make sure all our members are taken care of. Our group of Mortgage experts make the home buying process a breeze.

Call now to schedule a consultation 😎

The USDA Rural Development has recently recognized First Community Credit Union as a top rural housing lender in North Dakota.🏆

“Congratulations to the FCCU Home Loans team. This entire group works hard to get our borrowers into their new homes and to be recognized by USDA is an honor,” said Mary Radenz, VP of Mortgage Lending.🏡

Read More🔗: https://www.myfccu.com/about/news-events/detail.html?cId=88609&title=usda-recognizes-fccu-as-a-top-rural-housing-lender

Happy 4th of July!🇺🇸🎆

Are you looking to build wealth through investment properties? FCCU can help!!!

Did you know owner occupied 2-4 unit properties can be yours for as little as 3.5% down?

Owning a income property has many benefits:

1.) Tenants pay your mortgage. You possibly could live debt free.
2.) After two years of rental income. You can use this as qualifying income on your next property.
3.) Over time you will build equity with others money. Potentially NEVER using yours 🧐

If this is something you are interested in. Give us a call and set up a consultation to know your options.

Great news... ND Housing has reactivated the Home Access Program. What does this mean? Means, you can have access to all the first time buyer benefits, even if you owned a home in the last three years. See requirements below 😀

1.) Household with at least one immediate family member permanently disabled (mentally or physically).

2.) Household with at least one immediate family member age 65 or older.

3.) A single-parent household with a dependent child residing in the home at least 50% of the time.

4.) A veteran who has served in the active duty military and has been discharged or who has re-enlisted but could have been discharged. Must not be conditions other than dishonorable.

If you qualify and looking to buy a new home. Give us a call to discuss your options!!!

All FCCU branches will be closed today, Wednesday, June 19th due to the Juneteenth federal holiday.

Get your exclusive UND Debit and Credit card, found only at First Community Credit Union.🏒🏐🏈

➡️Get yours today at myFCCU.com/UND

Enjoy a new ride this summer!☀️ We are offering rates as low as 6.49% on Autos, Boats and Campers.🚗

🔗Apply online or find a ride at myFCCU.com/summerloan

ND Housing has some the best rates around. The time is now to become a homeowner. With outrageous cost to rent, owning a home may be your best choice. Stop in or call to get pre-approved!!!

Ready for a remodel?🛠️

A home equity loan with First Community Credit Union can help you make your house feel more like a home without breaking the bank.💰

🏡Learn more or get started online: https://bit.ly/3vj0El7

Today was so much fun. After many showings & multiple offers we finally put ink to paper. Enjoy your new home Petit family! 🏠

What a great honor to be recognized by the NDHFA!🏡

We are excited to announce that the FCCU Home Loans team has been recognized by the North Dakota Housing Finance Agency as a Champion of Affordable Housing - Award of Excellence for best practices and outstanding delivery of NDHFA's homeownership programs.🏆 Please help us congratulate them on this incredible accomplishment!🎉

🔗Read more here: https://bit.ly/3Pa7v77

Been taking a bunch of calls lately about what type of home loans FCCU offers. We are a full service mortgage lender. We have multiple home buying options to fit your needs.

Conventional
FHA
VA
USDA
Construction
First Time Home Buyer Programs
Lot Loans
Other Real Estate (SHOUSE)

If you have any questions or need an education on any of these products. Please give us a call. We will help guide you to the product that fits your needs!!!

Happy President's Day!🇺🇸

🚨Reminder that all FCCU branches will be closed today, Monday, February 19th.

Happy Valentine's Day from First Community Credit Union!💕

There is nothing we love more than serving our members and our communities because Life is Better with Community!💙

Buying your 1st home? ND Housing has one of the best programs around!!!

Programs:
- First Home, START, DCA, Roots
- Conventional, FHA, VA, USDA

Benefits:
- 3% down instead of 5%
- 3% Closing cost assistance
- Origination Fee Waivers (Saving you $1k's)

Are you eligible?
- Never owned or haven't owned for 3 years
- Income limits: $104,100 Family of 1-2 or $119,715 for 3+
- Purchase price up to $481,176 Single Family.
- Duplex, Triplex & Fourplex funding available (Call for these limits).
- Single Parent, disabled, one member 65+ in home, Veteran

ND Housing is a great way to get into a home for little money out of pocket. They also have the lowest rates available for purchasing a home in the market.

Dont need assistance? You are still eligible. The first home program is for you!!!

Schedule a consultation today and figure out which program you are eligible for. Your dream of owning a home is possible😀

Below is ND Housing current rates. These are subject to change and programs listed can be found by following the link below:

https://www.ndhfa.org/

ND🏠 owners. Make sure to fill out the new tax credit application. Up to $500💸 back😍

Happy New Year!🎆

Reminder: We are closed today, January 1st.

Merry Christmas from the FCCU Home Loans team!🎁

🎄Reminder that we are closed today.🎄

Will 2024 be a good time to buy?

GOOD NEWS!!!

Rates are on the steady decline heading into the new year. Setting us up for a busy spring time. If you're looking to buy, the time is now to sit down with your lender.

We can help you make the right decision and educate you on the many products available for the big purchase 🏘

Call or PM me with any questions you may have 😎

Below is a great article on the current housing market.

Mortgage rates are falling. Is this a good time to buy a house? It's rarely easy to buy a home. And if you can find a house you love, the question becomes: Is now a good time to buy?

Yes the rumors are true....Rates the last two weeks have dipped and continue to fall. Whether you're on the fence waiting or currently locked in at a higher rate, we can help!!!

Give us a call. Its not too late to get the best rate 😀

Link below for our online portal:

https://www.myfccu.com/borrow/home-loans

We enjoy all purchases. First time homebuyers are so much fun. Thanks Carter & Maria for letting FCCU manage your purchase. Shout out to Brook Riley with Keller Williams. Regency Title for a another smooth closing 🥳

Happy closing Thursday!!!

Congrats Ricky on your brand new Thompson Home. Thanks to Thaddaeus Owen from Elm Group & FM Title for the smooth closing!!!

❗Reminder❗All FCCU branches are closed today, Monday, October 9th, to allow FCCU employees to attend all staff training day in Jamestown.

You can still manage your finances through our mobile app which can be found in your phone's app store or online at myFCCU.com.📱

Happy Labor Day!🛠️
🚨Reminder: We will be CLOSED today, Monday, September 4th for Labor Day.

❗Reminder❗ We will be CLOSED on Monday, September 4th for Labor Day.
We hope you have a great Labor Day Weekend!☀️