Sommer Lockhart-Thrivent

Wishing you and your loved ones a safe and relaxing Labor Day.

Did you know there are more ways permanent life insurance can be part of your financial plan? Here are 5 living benefits of life insurance.

Life insurance & living benefits: Ways to use permanent life insurance A solid financial plan covers many things, not the least of which is planning for retirement and having life insurance to help protect your family’s security. Often those two goals are accomplished separately with retirement savings accounts and term life insurance.

It’s a beautiful afternoon for a parade in Ada! Kickoff to the Norman County Fair. Thank you mom and dad for being our chauffeurs❤️

Is your future protected from the unexpected? Here are 5 uncertainties to plan for to keep your goals on track.

Risks and habits that can derail your financial plan Help avoid common pitfalls and safeguard your finances for when life doesn't go as expected.

Join us for an “Estate Preservation for the Next Generation” webinar on Tuesday, June 25th at 1:00pm CT or 6:00pm CT. Learn about strategies around how to better prepare yourself for the “what-ifs” in life from our special guest speaker. No products will be sold. See thrivent.com/social for additional disclosures. RSVP at bit.ly/estpres435.

Dads are our favorite storytellers, first coaches, master grillers, advice-givers and fixers of all the things. For all this and more, we love you. Happy Father’s Day!

Going through a transition in life is not always easy. Your finances don't need to create additional stress. When Debi was going through a difficult time, Thrivent provided guidance to help her take control of her finances.

Retirement planning can feel like a lot. Here’s a simple checklist to help you get started. 👇

Preparing for retirement checklist: Are you retirement ready? Reaching an age and financial position where retirement may be possible is a blessing. You know you have important decisions to make in the years and months leading up to this meaningful goal. You want to make sure you accomplish key preparations on schedule so you can live out the retirement…

To all who served and sacrificed for our freedom, thank you.

When it comes to spending your hard-earned dollars in retirement, are you a Protector, Optimizer or Explorer? Take this short quiz to find out.

Income Match Assessment | Thrivent This IncomeMatch fact finder is a starting point to help you develop a tailored retirement income approach that is right for your risk tolerance level.

This was such a great experience and I loved the opportunity to volunteer with my daughter, her friend and my fellow colleagues. Thank you Down Home for serving our community. ❤️

Thrivent transformed the way Emilia thinks about money and she is using that knowledge to instill valuable financial lessons in her daughters. How are you teaching your children the value of money?

No matter your tax bracket, there are steps you can take now to help minimize the taxes you'll owe in retirement. If you file your taxes in the spring and forget about it the rest of the year, you could be missing out.

If taxes are a topic you avoid, this event is for you. Join us [next week] for our free workshop, Keeping the Tax Man Away.

Register today: https://bit.ly/debbietayloravalon

No products will be sold. Speaker is not affiliated with Thrivent. Views are their own. See thrivent.com/social for additional disclosures.

One of the many reasons I love Thrivent is the opportunity to connect with and support the communities I serve. Last Thursday, I hosted a table at my church, Christ the King, in Moorhead for their Table Top event. It was a super fun event and a great time for fellowship.

On Friday Laura Tweten - Thrivent and I had the opportunity to have a booth at the Ada-Borup-West High school for their Reality Store event. We had the opportunity to connect with Junior & Seniors from three local high schools to talk about taxes and investments. A great event and a fun experience for all.

Want to uncover tax-saving opportunities? Let's review your most recent tax return to identify ways to save so you can fund what matters most. Reach out to schedule an appointment.

Discover how 4 expected tax law changes could affect your financial plan—and learn adjustments you can make to continue funding what matters most.

Tax bracket implications on Tax Cuts & Jobs Act (TCJA) sunset It's been six years since the Tax Cuts and Job Act (TCJA) overhauled the federal tax code, ushering in sweeping changes that affected businesses and individuals. However, after 2025, many of the act's tax law changes are scheduled to expire.

Understanding how your assets are taxed—and making adjustments now—can have a significant impact on your future. Diversification is key to building tax efficiency into your plan. Learn more about each type ⬇️

1. Investment
2. Time
3. Income tax

Working tax efficiency into your financial strategy Musicians always hit a familiar chord with fans when they sing about life’s mysteries, like love, loss, growing up, looking back—and taxes. The Beatles and Johnny Cash, among many other familiar artists, made hits about taxes that still find their way on to playlists because everyone can relate.

Easter blessings to you and your loved ones!

Are you prepared for the tax impact of taking money out of your IRA and other tax-deferred accounts?

Let’s connect to make sure you’re doing all you can to maximize your retirement income and reduce your tax burden.

See thrivent.com/social for important disclosures.

With tax brackets changing at the end of 2025, now is a good time to tune-up your retirement strategy. Consider these tax moves to get started. 👇

TCJA set to expire: Tax moves to consider if you're nearing or in retirement As you've been saving for retirement with a 401(k), IRA or other tax-advantaged account over the last several years, you've likely been relying on existing widened tax brackets, tax rates, deductions and exemptions for the basis of your future planning.

Josh and Ellen have a heart for philanthropy. Thrivent was able to help them connect their finances with their love of giving back. Wondering how to align your finances with your values? We can help. Get started here: https://bit.ly/3UzhNRG

Heading to the ND Girls State Basketball tournament in Minot and stopped in to see my friends at Dakota Prairie Associates - Thrivent.