Conrad Home Loan Team, Fayetteville, AR Videos

Keep your homes cool & pockets warm with a lower down payment! Did you know that a common misconception about purchasing a home is that you need a large down payment? 🤯However, a little-known fact is that keeping more cash on hand by opting for a smaller down payment can provide you with greater financial flexibility in case of home emergencies or unforeseen expenses in the future... 🥶Like needing a new AC unit in the middle of summer... #MortgageMisconceptions #FinancialFlexibility

The average American household debt hit a record $16.9 trillion at the end of 2022, up $2.75 trillion since 2019, according to the Federal Reserve. If you had to write that check it would read $16,960,000,000,000. 💳If you’re rebuilding credit or have limited credit history, a secured card can be a useful tool. Secured cards require a cash deposit as collateral, making them easier to qualify for than traditional credit cards. Secured cards offer a stepping stone towards a stronger credit profile. Just remember to use them responsibly, paying off balances in full each month to avoid high interest charges. No matter what your financial background may look like, our trusted group of loan officers are willing and ready to work with you to build good standing credit and to get you into your dream home. Get in touch today at: https://flatbranchhomeloans.com/team/ More information here: https://www.debt.org/faqs/americans-in-debt/demographics/

💡Be cautious with credit repair companies! 💳While some credit repair companies may promise quick fixes, be wary of scams. It's often best to work on improving your credit yourself by following responsible financial habits. ❗Remember, financial security is built on solid ground. Take charge of your credit journey and watch your financial future thrive! #CreditRepair #CreditTip

💳 You may already know opening new credit accounts can drop your credit score. 📈 Did you know keeping your old bank accounts open can actually help improve your credit score? ✨ Credit history is used to determine your credit score. Closing older accounts shortens your credit history, which can negatively impact your credit score. If you have old accounts in good standing, consider keeping them open to maintain a longer credit history.

💡🌈 Spring Cleaning Credit Tip 5 Avoid opening new accounts. While it's essential to have a mix of credit types, avoid opening new credit accounts while you're trying to clean up your credit. Each new credit inquiry can temporarily lower your credit score, and opening new accounts can add to your overall debt burden. Check out this resource for best practices while avoiding prescreened offers for credit: https://consumer.ftc.gov/articles/prescreened-credit-insurance-offers

🦟 Get ready for the buzz! ✨ It's cicada season, and these fascinating insects are emerging after a long slumber. Whether you love them or find them a bit noisy, their arrival marks a natural phenomenon worth experiencing. 🎶 Check out our blog with tips on how to prepare your home and plants for the arrival our cicada-friends. https://flatbranchhomeloans.com/blog/home-owner-guides/preparing-your-home-for-the-cicada-emergence?nmlsid=419438 #CicadaSeason

Are you thinking if you wait for interest rates to drop you'll save some money? Not necessarily, check out our Cost of Waiting analysis with Buyer A who buys today, & Buyer B who decides to wait a year to buy. #MortgageMagic #PowerfulDuo #NWASells #NWArates #RealEstate #NorthWestArkansas #Agents #CHLT #FBHL #sudargroup

Unlock Your Homeownership Journey: Get Prequalified Early for a Smooth Path to Your Dream Home! Embarking on the journey to homeownership? Before you dive into the exciting world of house hunting, here's a valuable tip: Get prequalified by your lender right from the start! #Prequalification #MortgageMagic #CHLT #FBHL #Fayetteville #AR #Rates #RealEstate

🏡💼 Mastering Large Deposits: A Crucial Step for Smooth Home Buying! 💰✅ In this informative video, Conrad Eberhard unveils the importance of handling large deposits correctly when purchasing your dream home. 🏠 Don’t let your homeownership journey hit a snag - learn the ropes to ensure a seamless mortgage process! 🚀 #MortgageMagic #HomebuyingTips #LargeDeposits #TrackingFunds #MortgageProcess #2023 #NWA #CHLT #FBHL

Unlock Financial Flexibility: Discover the Power of Mortgage Recasting! 🏡💰 In today's video, we dive into the art of mortgage recasting - a game-changing strategy to improve your financial future without the need for refinancing.💡🔑 Don't miss out on this valuable insight! Tap into your home’s potential and pave the way to greater financial freedom! #MortgageRecasting #FinancialFlexibilty #HomeLoan #HomeOwnership #MortgageStrategy #MortgageTips #HomeEquity #MoneyManagement #PersonalFinance

From Financial Heights to Soaring Skies: What can Conrad Eberhard not do? Listen as Conrad dives into the empowering story of becoming a Pilot. #AviationAdventures #SkyHigh #MortgageMagic #Success #DreamsTakeFlight #Aviation #PilotStory #LockingRatesWhileFlyingHigh

Learn from Experience: Avoid Loan Roadblocks! 🚧🚗 Watch as we share a cautionary tale of a borrower who bought a car before closing their loan, only to face unexpected hurdles. Discover the importance of financial prudence & how avoiding major purchases during the loan process can safeguard your closing. #LoanWisdom #MortgageMagic #FinancialPrudence #HomeOwnershipEducation #LearnFromExperiences #SmartFinancialChoices #FBHL #CHLT

Referral success in your pocket. Get our Mobile App Now! 📲💼 #MobileApp #ReferralSuccess #ReferralPartners #RealEstate #MortgageMagic #Tech #FBHL #CHLT

Behind every successful referral partnership lies an exceptional marketing team. They are the driving force behind our shared success, helping real estate agents like you thrive in the competitive market. Elevate the home-buying experience, exceed expectations, and thrive in the competitive market. Collaborate with us today and together, let’s create a winning formula for the real estate market! #ReferralPartnershipSuccess #MortgageMagic #MarketingPowerhouse #ThriveInRealEstate #ExceedExpectations #SuccessThroughTeamWork

Unlocking the Power of Recasting: A Game-Changer for Borrowers!🫵🏼✨ Discover the secrets to reducing your monthly payments without the hassle of refinancing. Get ready to take charge of your financial well-being and discover the game-changing benefits of recasting! #UnlockFinancialFreedom #GameChanger #MortgageMagic #Mortgage #RealEstate #educatedborrowers

Unlocking the Secrets: Why Exploring Lenders is a Smart Move!🗝️💡 #MortgageMagic #ConradHomeLoanTeam #CHLT #FBHL #RealEstate #Mortgage #Lender #shoppinglenders

Unlocking the Secrets of Interest Rates with a Twist of Magic! 🔮✨ Revealing the magical answer to the age-old question: ‘Is it a good idea to lock in my interest rate right now?’ #MortgageMagic #InterestRateWisdom #Mortgage #ConradHomeLoanTeam #CHLT #FBHL #RealEstate #NWA

🎓🏠 Unlocking the Power of Education: Your Path to Homeownership! 🌟💼 🎉 Calling all college grads! It’s time to put your hard-earned education to work for your dreams of owning a home. 🏡✨ 💪📚 Did you know that your years of studying can count as qualifying employment when applying for a mortgage? Here’s to the new generation of homeowners who are turning the pages of their success stories, one degree at a time! #ConradHomeLoanTeam #FlatBranch #MortgageMagic #RealEstate #Finance #Mortgage #College #Graduates #FirstTimeHomeBuyer

Nobody panic!! Now introducing… The M.E.R.V. Ready to serve NWA & Nationwide! #HomeLoans #Mortgage #MortgageMagic #FirstTimeHomeBuyer #MortgageLender #OnTheGoFinancing #MortgageMobilized #RealEstate

Did you know that the average closing costs for someone buying a home can run between about 2% - 5% of the loan amount? Call us today or simply apply at www.NWAHomeLoan.com to see how we can help you during your home buying process! #ClosingCosts #HomeBuying #ConradHomeLoanTeam #FirstHorizonMortgage