Conrad Home Loan Team

Conrad Home Loan Team

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Flat Branch Home Loans NMLS: 419438

06/25/2024

We are proud to receive a 5-star rating from another satisfied homeowner! Your trust and positive feedback are incredibly important to us. Our team is committed to providing top-notch service and making your home buying experience exceptional. Thank you for choosing us!

06/25/2024

Congratulations to our amazing client on their new home!

Our team is dedicated to making every home buying experience smooth and stress-free.

Thank you for choosing us to be part of this special milestone. Here's to many wonderful memories in your new home! 🏡✨

06/25/2024

🏡 Welcome to life after purchasing your dream home! Now that you have your finances in order and know what to look for while maintaining the health of your home, it's now time to talk about best practices for building equity over time.

✔️Regular maintenance and upkeep. Be sure to stay up to date on little repairs, upgrades, and landscaping. You will thank yourself down the road!
✔️Make strategic renovations & improvements…this is a nudge to finish the basement renovations you've been putting off. 😉
✔️Stay consistent with your mortgage payments! This will pay down your principal and contribute to your equity. Consider making an extra payment here and there to accelerate equity growth.

06/24/2024

Keep your homes cool & pockets warm with a lower down payment! Did you know that a common misconception about purchasing a home is that you need a large down payment?

🤯However, a little-known fact is that keeping more cash on hand by opting for a smaller down payment can provide you with greater financial flexibility in case of home emergencies or unforeseen expenses in the future...

🥶Like needing a new AC unit in the middle of summer...

06/20/2024

☀️️ Hello, summer!

😎 Today marks the official start of the season of sunshine, adventures, and endless memories. We are already soaking up the warmth and are ready to make this a summer to remember.

06/17/2024

🏡 Welcome to life after purchasing your dream home! Once you have a game plan for managing your finances with a new mortgage, the next step is to understand home maintenance and what it may look like for you!

✔️Regularly inspect and maintain your HVAC system to ensure its efficiency.
✔️Stay ahead of potential water damage by checking your roof, gutters, and plumbing systems regularly.
✔️Keep your landscaping trimmed and tidy! It's all about curb appeal these days. 😉

06/16/2024

🎉Happy Father's Day to all the amazing dads and father figures out there!

"Being a dad means being comfortable with the word 'hero'.” - Ryan Reynolds

🦸Here's to the superheroes who make our lives better and our hearts fuller.

06/13/2024

Summer’s here, and it's time for family fun! What better way to spend quality time with each other than exploring some of these fun activities, all of which can be done at your home!

🎈Water balloon fight
⛺Campout in your backyard
🎬Outdoor movie night
🍉Outdoor picnic
💧DIY Slip and Slide

Making memories during the summer months doesn't necessarily mean traveling to far away destinations. Home is the perfect place to start 😊

06/12/2024

🏡 Welcome to life after purchasing your dream home! Managing finances with a new mortgage requires a strategic approach.

Read these 3 tips for help with finances after acquiring a mortgage:

1. Budget Wisely: Establish a detailed budget that accounts for your mortgage payments, utilities, maintenance costs, and other expenses.

2. Build an Emergency Fund: Set aside funds for unexpected expenses, such as home repairs or medical emergencies. Aim to have enough savings to cover at least three to six months' worth of living expenses.

3. Prioritize Debt Repayment: If you have other debts, such as credit card balances or student loans, prioritize paying them off while managing your mortgage.

🌟 Here's to a prosperous future in your new home!

06/10/2024

Thrilled to hear such positive feedback! 🌟 We always strive to deliver a seamless, timely, and enjoyable experience. Your satisfaction is our top priority, and we're grateful for the opportunity to serve you. Thank you for trusting us to get the job done right! 🙌

06/10/2024

🏡In the journey of homeownership, distinguishing between wants and needs is crucial. While “wants” adds flare to our dream home, “needs” lays the foundation for comfort and functionality.

💭Understanding this balance helps you as a buyer make informed decisions with confidence while purchasing a home knowing that you are doing what will set you up for financial success in the future.

06/06/2024

We’re not “pick me” lenders, but if we were, this is what we’d say…

“Pick me. Choose me. Love me!” Just kidding… 😜

💪In all seriousness, choosing the right lender is not just about rates and terms—it’s about finding a financial partner who understands your unique journey and goals.

Check out our blog on why choosing a trustworthy lender who has your best financial interest at heart makes all the difference in your homebuying journey.

https://flatbranchhomeloans.com/blog/home-buyer-guides/choosing-the-right-mortgage-lender-your-financial-partner-for-life?nmlsid=419438

06/04/2024

🏠 Why make the leap to homeownership? Well, rent is now over 30% higher now than it was prior to the pandemic.

Homeownership offers stability and equity building... No rent upticks or landlord hassles that come with renting a place.

At Flat Branch, we will work with you to get to a place of financial security and find a loan program that fits your lifestyle best. Find a loan officer in your local community to get the prequalification process started: https://flatbranchhomeloans.com/team/



Source: Nerd Wallet | https://shorturl.at/CPzhr

06/01/2024

🏡 Home is where dreams grow, and memories are made. This month, you can find us celebrating the joy we feel by helping our borrowers find a place to call their own!

Whether you are a first-time buyer or a seasoned homeowner, here is to the pride and fulfillment of turning empty houses into memory-filled homes.

05/31/2024

🚗Are you planning on traveling this summer? Before you hit the road, be sure your home is secured by going through this checklist.

- Lock all doors and windows securely.
- Ask a trusted neighbor to keep an eye on your property.
- Adjust thermostat settings to save energy but be sure your home doesn't get too hot or too cold.
- Turn off non-essential appliances and unplug electronics to prevent energy waste and reduce risk of electrical fires.
- Shut off water supply to prevent any leaks or water damage.
- Arrange for mail to be held at the post office or ask a neighbor to collect it for you.
- Dispose of perishable foods to avoid coming back to a smelly home.

Getting these tasks squared away before traveling will ensure that your home is protected and well prepared for your absence, allowing you to enjoy your travels with peace of mind.

05/30/2024

😅Understanding a home loan shouldn't feel like rocket science.

💪It's no secret that the homebuying journey can be challenging if you don't understand what's going on. Our goal is to provide you with knowledge and resources to empower you throughout the mortgage process and alleviate some of the stress that comes with purchasing a home.

Let us help you breakdown the process in latest blog post FAQ where we answer some frequently asked questions about mortgages. From understanding loan types to navigating the application process, we've got you covered.



https://flatbranchhomeloans.com/blog/home-buyer-guides/mortgage-faq?nmlsid=419438

05/27/2024

Honoring and remembering those who made the ultimate sacrifice for our freedom.

This Memorial Day, we pause to reflect on their courage, their sacrifice, and their legacy. Let us never forget their service and dedication to our nation.

05/24/2024

🏡 Imagine having your mortgage lender as your neighbor!

✨ With us, you're not just another client, you're part of our community. From finding your dream home to settling in, we're here every step of the way, even next door. Let's turn your neighborhood dreams into reality!

05/23/2024

The average American household debt hit a record $16.9 trillion at the end of 2022, up $2.75 trillion since 2019, according to the Federal Reserve. If you had to write that check it would read $16,960,000,000,000.

💳If you’re rebuilding credit or have limited credit history, a secured card can be a useful tool. Secured cards require a cash deposit as collateral, making them easier to qualify for than traditional credit cards.

Secured cards offer a stepping stone towards a stronger credit profile. Just remember to use them responsibly, paying off balances in full each month to avoid high interest charges.

No matter what your financial background may look like, our trusted group of loan officers are willing and ready to work with you to build good standing credit and to get you into your dream home. Get in touch today at: https://flatbranchhomeloans.com/team/

More information here: https://www.debt.org/faqs/americans-in-debt/demographics/

05/20/2024

🏡 When you finally cave and buy a house... for your pet. Priorities, right?

You can rest assured that no matter your reason for your home purchase, our loan officers are here to walk with you through the steps of the mortgage process.

Find a loan officer in your local community who will help you...and your pet get into the perfect house: https://flatbranchhomeloans.com/team/

🐾Happy National Pet Month!

05/18/2024

Honoring those who serve our nation with courage, dedication and sacrifice.

On Armed Forces Day, we express our deepest gratitude to those who protect our freedom and defend our values. Thank you for your service and sacrifice.

05/17/2024

💡Be cautious with credit repair companies!

💳While some credit repair companies may promise quick fixes, be wary of scams. It's often best to work on improving your credit yourself by following responsible financial habits.

❗Remember, financial security is built on solid ground. Take charge of your credit journey and watch your financial future thrive!

05/15/2024

🏡 Celebrating the heart of every home, today and every day!

Established in 1993, International Day of Families was set to encourage our communities to better understand the family’s pivotal role as society’s basic unit and address the challenges families worldwide face. The aim is to celebrate the diversity of families and reinforce the idea that there is no single model for what a family should be.

International Day of Families reminds us of the invaluable support system that families provide, as it's a day to celebrate the love, bond, and support we share within our family units.

Whether you're a first-time buyer, growing your family, or investing in your dream home, we're here to support your journey to creating cherished memories under one roof.

05/14/2024

☀️Ready to make your garden sizzle this summer?

🌿Check out these essential summer gardening tips to keep your plants thriving in the heat! From watering wisdom to shade solutions, we've got you covered. Let's turn up the green this season!



https://flatbranchhomeloans.com/blog/home-owner-guides/tips-for-thriving-gardens-in-the-heat?nmlsid=419438

05/13/2024

🏡Closers and post-closers are the anchors and the final leg of the loan process.

💼From finalizing the paperwork to ensuring everything is in order after the deal is sealed, they're the glue that holds it all together. Behind the scenes, they meticulously ensure a smooth transition from application to funding, bringing dreams to fruition.

05/12/2024

💐 Happy Mother's Day to all the incredible mother figures out there!

Whether you're a mom, stepmom, foster mom, grandmother, aunt, or any other nurturing presence in someone's life, today is for you.

❤️ Your love, strength, and guidance make the world a better place.

05/09/2024

💳 You may already know opening new credit accounts can drop your credit score.

📈 Did you know keeping your old bank accounts open can actually help improve your credit score?

✨ Credit history is used to determine your credit score. Closing older accounts shortens your credit history, which can negatively impact your credit score. If you have old accounts in good standing, consider keeping them open to maintain a longer credit history.

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Videos (show all)

Keep your homes cool & pockets warm with a lower down payment! Did you know that a common misconception about purchasing...
The average American household debt hit a record $16.9 trillion at the end of 2022, up $2.75 trillion since 2019, accord...
💡Be cautious with credit repair companies! 💳While some credit repair companies may promise quick fixes, be wary of scams...
💳 You may already know opening new credit accounts can drop your credit score. 📈 Did you know keeping your old bank acco...
💡🌈 Spring Cleaning Credit Tip 5Avoid opening new accounts.While it's essential to have a mix of credit types, avoid open...
🦟 Get ready for the buzz! ✨ It's cicada season, and these fascinating insects are emerging after a long slumber. Whether...
Are you thinking if you wait for interest rates to drop you'll save some money? Not necessarily, check out our Cost of W...
Unlock Your Homeownership Journey: Get Prequalified Early for a Smooth Path to Your Dream Home!Embarking on the journey ...
🏡💼 Mastering Large Deposits: A Crucial Step for Smooth Home Buying! 💰✅In this informative video, Conrad Eberhard unveils...
Unlock Financial Flexibility: Discover the Power of Mortgage Recasting! 🏡💰In today's video, we dive into the art of mort...
From Financial Heights to Soaring Skies: What can Conrad Eberhard not do? Listen as Conrad dives into the empowering sto...
Learn from Experience: Avoid Loan Roadblocks! 🚧🚗Watch as we share a cautionary tale of a borrower who bought a car befor...

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Fayetteville, AR

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Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm