Bank of Hope

This , treat yourself to something that brings you joy, confident that your financial well-being is secure.

A small indulgence can do wonders, boosting your morale and keeping you motivated on your financial journey

from all of us at Bank of Hope!

Ready to grow your savings safely and reliably?

With guaranteed fixed interest rates and flexible terms, our CDs make planning for your future, like buying a home, more accessible than ever.

Stop by your local Bank of Hope branch or click the link to learn more about our special CD rates and boost your savings today: https://bit.ly/BOHProduct72

Experience the gratification of seeing your savings grow with competitive interest rates provided by our Hope Preferred CD!

You can kickstart your savings journey and witness your money thrive over time with our new rate of 4.86% APY* for an 6-month term with just a $1,000 opening deposit. Take advantage of the opportunity and take control of your financial future today. Seize this opportunity to steer your financial future in the right direction today.

For more information, reach out to your nearby Bank of Hope branch and set sail on your journey toward financial stability.

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*The APY (Annual Percentage Yield) of 4.86% for a term of 6 months, 4.84% for a term of 8 months are accurate as of 5/6/2024. The rate will not be changed for the term of the account. A minimum opening deposit of $1,000 is required to earn interest and to obtain the APY. Fees could reduce earning on the account. A penalty may be imposed for early withdrawal before maturity. Terms and conditions are subject to change without notice. Contact your local branch for additional information.

It's already time for summer and also time to get a mid-year financial check-up! Reviewing your finances can provide a sense of control and empowerment over your future. Focus on what you can control:

✅ Assess your budget.
✅ Adjust your savings goals.
✅ Make sure your plans are aligned with your financial reality.

Whether you're planning a relaxing vacation or aiming to buy your dream home, prioritize your financial well-being today and watch your summer dreams come to life!

Feeling overwhelmed by your financial situation? With exclusive benefits of our Hope Honors Gold and Hope Honors Platinum Checking accounts* designed to streamline your banking experience, you can wave goodbye to financial stress and reclaim precious time in your day. From unlimited waived fees for specified transactions to a dedicated customer service line, these accounts can help you find financial peace of mind.

Explore the convenience and perks of Hope Honors Gold and Hope Honors Platinum Checking accounts today by visiting the link: https://bit.ly/BOHProducts26

*These products are currently only available at Bank of Hope branches in the following states: California, Illinois, Texas, Washington.

We honor and remember the brave individuals who sacrificed for our country this Memorial Day. Their courage and selflessness inspire us all. At Bank of Hope, we extend our deepest gratitude to those who have served and their families, whose sacrifices ensure our freedom and security.

Whether you're spending time with loved ones, reflecting on the significance of this day, or simply enjoying the freedoms we cherish, we stand together in remembrance and gratitude.

Mr. Bear’s tears 😢

When it comes to your finances, managing them can be stressful. By setting financial goals, you take the first step toward turning your dreams into reality. Here are some tips to help you navigate this journey:

✅ List and prioritize your financial goals

✅ Take care of the financial basics

✅ Connect each financial goal to a deeper motivation

✅ Revisit your financial goals regularly

By setting clear and actionable goals, you can ease your financial stress and empower yourself to take charge of your financial future. With determination and strategic planning, you can turn your aspirations into achievements.



Source: https://www.usbank.com/wealth-management/financial-perspectives/financial-planning/how-to-set-financial-goals.html

Prioritizing your financial well-being isn't just about numbers; it's also about nurturing your mental health.

We understand how achieving your goals can impact your financial and mental health. By setting achievable goals and taking proactive steps towards them with our Personal Installment Savings account, you're building a financial safety net and reducing stress and anxiety, allowing you to focus on what truly matters.

Ready to invest in your financial and mental health? It's as easy as visiting your local Bank of Hope branch or clicking the link to learn more about our Personal Installment Savings account: https://bit.ly/BOHProduct252. Start your journey today.

Insomnia 💭

As the most populated city in the country, it's natural that New York's mortgage lenders and housing market sometimes follow different patterns.

We understand the NYC housing market's intricacies and operate with a community-oriented attitude, positioning us as one of the best mortgage lenders available in the Big Apple. We are committed to helping support prospective home buyers at every turn, from offering budget guidance to suggesting the best loan structure.

Read our blog post about the mortgage landscape in New York City and how we can help: https://bit.ly/BOHNewsTip277

Looking into applying for a mortgage? Here are a few key things to know before taking the leap!

✅ Aim for a minimum 20% down payment to avoid paying more in the long run. This helps lower your monthly mortgage payments and save you on interest over time.

✅ Factor in mortgage fees, such as closing costs and appraisal fees, into your budget. These additional expenses can add up, so being prepared is essential.

✅ Focus on building and maintaining a solid credit score. This can significantly impact your ability to qualify for a mortgage and secure favorable terms.

Ready to explore your mortgage options? Talk to a Bank of Hope mortgage expert today to find the loan that best fits your needs and goals. Visit the link for more info about our mortgage offerings: https://bit.ly/BOHProduct99



Source: https://www.chase.com/personal/mortgage/education/financing-a-home/things-you-need-to-know

Are you feeling overwhelmed by the mortgage process? You're not alone, as Bank of Hope's mortgage team is here to help! Our team of experienced mortgage experts understands the stress of managing mortgage payments, and we're committed to providing personalized solutions to ease your financial burden.

Whether you're exploring refinancing options, seeking guidance on budgeting strategies, or simply needing a supportive ear, our Mortgage team is here to support you every step. To learn more about mortgages at Bank of Hope or to schedule a free consultation, please visit: https://bit.ly/BOHProduct99

The deadline to apply for the 2024 Hope Scholarship* is fast approaching! If you are an incoming college freshman or know one who hasn't applied yet, apply by this Friday, May 17th, and let the scholarship help advance your promising future!

To learn more and to apply, please visit here: https://www.bankofhope.com/hope-scholarship

*Only applicable to residents in select counties. Please visit https://www.bankofhope.com/hope-scholarship for more information.

Happy Mother's Day from all of us at Bank of Hope! Today, we celebrate the incredible mothers who inspire us with their strength, love, and endless support.

Whether you're a mom, grandmother, aunt, or mother figure, we honor and appreciate everything you do. Thank you for all your sacrifices and the countless ways you've shaped our lives, and we wish you a day filled with love, joy, and cherished memories!

Take your small business to new heights with an SBA loan from Bank of Hope! Our experienced business loan specialists are here to guide you through the application process every step of the way.

To ensure a smooth and efficient application process, we recommend bringing the following documents to your meeting with one of our specialists:

✅ Your detailed business plan, enabling us to assess which SBA loan may best serve your objectives
✅ Profit and loss statements
✅ Company balance sheets
✅ Past tax returns for both yourself and your company
✅ Any relevant licenses or permits
✅ Disclosure of any outstanding debt
✅ Documented collateral

For more info about the process of applying for an SBA loan, visit our SBA lending page for more FAQs about SBA loans and start your journey to business success today: https://bit.ly/BOHProducts06

Expand your small business's financial capabilities with Bank of Hope's business checking accounts! Crafted with your business needs in focus, our Choice and Premier business checking accounts offer tailored solutions to streamline your financial operations effectively.

We're here to equip your business with the necessary tools and support to thrive in today's competitive landscape. Visit the link to discover more about our business checking accounts and take the first step toward financial success: https://bit.ly/BOHProduct78

This National Mental Health Awareness Month, there is no better time to prioritize your financial well-being as part of your overall mental health journey! Investing in your financial literacy is a powerful way to nurture your mental health, providing a sense of control and empowerment over your financial future.

You can cultivate a greater sense of security and peace of mind by learning about your finances and focusing on what you can control, such as creating an emergency fund or setting achievable financial goals. Let Bank of Hope be your trusted partner in financial wellness, offering the tools and resources you need to thrive mentally and financially.

Expand your small business with Bank of Hope's SBA loans. Tailored to support for-profit, US-based small businesses, our SBA Loans offer flexible financing solutions to help you achieve your entrepreneurial dreams. To qualify, you must have the following:

✅Your company's credit score of at least 140
✅Your personal credit score of at least 620
✅As the business owner, provide a personal guarantee for the SBA Loan

Let Bank of Hope guide you through the SBA loan process and empower your business to reach new heights of success! Visit your local branch today or visit the link to learn more about our SBA Loans and take the first step towards realizing your business aspirations: https://bit.ly/BOHProducts06

Ready to take the exciting step towards homeownership? Our experienced mortgage team is here to help! With services available in 24 states, Bank of Hope offers a wide range of mortgage solutions designed to meet your needs.

Applying for a mortgage has never been easier with Bank of Hope. Whether you prefer the convenience of our online application or a one-on-one consultation with our experienced mortgage team, we've got you covered.

To learn more about a mortgage from Bank of Hope and to take your first steps towards homeownership, please visit: https://bit.ly/BOHProduct99

Happy National Small Business Week! This week, take a moment to honor the incredible contributions of entrepreneurs and local small business owners!

With their passion, grit, and innovation, they are the driving force behind our local economy. Let's show our support by amplifying their voices, sharing their stories, and patronizing their establishments. Whether it's grabbing a coffee from the cozy cafe down the block or browsing the handmade treasures at the local artisan market, every purchase makes a difference.

For small businesses, saving money and intelligent money management are key. This Financial Literacy month, let’s look at unconventional tips to help save money and boost your small business:

✅ Review and identify unnecessary costs. Cutting out unnecessary costs can free up valuable funds that can be reinvested into your business.

✅ Analyze and reduce technology costs. Consider switching to more cost-effective software solutions or exploring opportunities to lease equipment.

✅ Implement energy-efficient practices and shared office spaces to reduce your environmental footprint and lower your business' utility bills.

To learn more about unconventional ways you can save money for your business, read this article: https://bit.ly/BOHNewsTip274

Just a friendly reminder that the May 17th deadline to apply for the 2024 Hope Scholarship* is fast approaching! If you are an incoming college freshman, let the scholarship celebrate your academic hard work and help advance your promising future.

To learn more and to apply, please visit here: https://www.bankofhope.com/hope-scholarship

*Only applicable to residents in select counties. Please visit https://www.bankofhope.com/hope-scholarship for more information.

Apply for Hope Scholarship Program | Bank of Hope Through the Hope Scholarship Foundation, Bank of Hope takes great pride in supporting education in the communities where we operate for the selected students to advance their futures.

Navigating the housing market in Los Angeles comes with unique
opportunities and challenges that reflect the characteristics of Southern California. Many LA home buyers must contend with localized considerations, like asking prices and insurance costs well above the national average.

At Bank of Hope, we are a mortgage lender deeply rooted in Los Angeles's fabric. Our team is well equipped to guide homebuyers through the intricacies of the mortgage application process.

By offering financial expertise and insights into the unique factors
influencing the Southern California real estate landscape, we can be a valuable partner for those aspiring to invest in a new home.

Read our blog post about the mortgage landscape in Los Angeles and how we can help: https://bit.ly/BOHNewsTip275

There’s no time like the present to start saving for your retirement. Whether you’re just starting your career or have been working for years, IRA CDs are specifically geared toward your retirement needs, helping you grow your money to retire on your own time and terms.

With a $1,000 minimum opening deposit and 12 or 18-month terms, Bank of Hope’s IRA CD can help make your retirement dreams a reality. To learn more about opening an IRA CD with Bank of Hope, please visit the link: https://bit.ly/BOHProduct72

Happy ! Today reminds us of the importance of financial literacy and understanding our tax obligations. Whether you're filing your taxes or just starting to learn about personal finance, take this opportunity to educate yourself and empower your financial journey.

It’s a thing.

Are you aspiring to become a first time homeowner? Building and
maintaining good credit can help expand your housing options. Here are four ways you can maintain good credit:

✅Pay your bills on time, every time. Consistent, on time payments for your credit card, mortgages, and other loans show lenders that you're reliable and trustworthy.
✅Keep your credit card balances low. Use only a tiny portion of your
available credit ideally, keep your credit utilization below 30%.
✅Avoid opening too many new accounts at a time. Each new account can temporarily damage your credit score, so apply for a new credit card strategically.

With these tips in your arsenal, maintaining good credit will be easy, and you'll have more housing options. If you are looking into the housing market, visit the link to learn more about our mortgages or apply online: https://bit.ly/BOHProduct99