Axia Home Loans Flower Mound - NMLS #2475624

Take a look at live, reported interest rates from early January to see what kind of impact your FICO score and down payment can have in our current market 📉 When considering a new home purchase, it's important that you talk with a lender about down payment options and opportunities to review or improve your credit score. Let us help you find the sweet spot for your next home loan! 🤓 Get started today at axiahomeloans.com/flowermound

LTV is the Loan-To-Value ratio, meaning the amount you borrow compared to the reported value of the home.
Source: https://www2.optimalblue.com/obmmi/

Congrats and many thanks to Colton! Jeremy did an awesome job helping these first-time buyers get to the closing table with *over $14,000* in down payment funds from TSAHC - Wowza!! 🤩

What questions do you have about getting preapproved for your very first home? Drop them here 👇

"Life's most persistent and urgent question is, 'What are you doing for others?" - Dr. Martin Luther King, Jr

We join you in celebrating the life, legacy, and dreams of Dr. King 💭 What are you doing today that will create a better tomorrow for your community?

Thank you, Steffen, for the kind words! We love helping our Veterans with their financial goals 💙 Good job and team!

Wondering if a makes sense for you? Visit www.axiahomeloans.com/flowermound to get started. 🏡💰📲

Down Payment Assistance isn’t just for first-time buyers or certain professions - apply today to see how much you can get towards the purchase of a new home, and start checking off those 2024 financial goals! 👉 www.axiahomeloans.com/flowermound

Looks like Pickleball is back up for discussion! 🏓
There is a Town Hall Meeting about Trotter Park plans on Tuesday January 9 - 6:00 p.m. at RockPointe Church.

Residents can also complete a survey online here through January 12!

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Trotter Park Master Plan The Town of Flower Mound wants to enhance the quality of life for the community with the development of Trotter Park. Your input is crucial!

Are you making your New Year's Resolutions? Many people are cautiously optimistic that mortgage rates will start to come down in 2024. Even if rates don't drop significantly lower than your current mortgage rate, refinancing could still help you achieve some of your financial goals, like:

-Consolidating higher interest debts, like credit cards
-Investing in home repairs or renovations
-Covering tuition costs or other education expenses
-Reducing your term to pay off your mortgage faster
-And more!

Contact an Axia Loan Originator to find out what you can do today to make sure you're ready if rates drop!

When you refinance, you are essentially replacing an existing loan with another loan under a different term and interest rate. People will often refinance to receive a lower interest rate or to reduce their monthly payments.

Axia does offer refinancing options to homeowners, including cash-out refinancing. If you want to learn more, just give us a call!

Lender Lingo - Refinance with Axia Home Loans Replacement of an existing debt obligation (such as a home loan) with another debt obligation under a different term and interest rate.

Fun at this year’s cookie exchange!! 🎄🍪🎅🏽 What is everyone baking this year?

Local mortgage lenders are the EXPERTS of the housing market in your area. They can provide valuable insights into the best neighborhoods, schools, and amenities. Plus, they can help you navigate any unique challenges that may arise during the homebuying process. Learn more by calling an Axia Mortgage Specialist in your community to get the local lender advantage!

Are you preparing to buy a home in the new year? Whether you're a first-time buyer getting mortgage-ready, or if it's been a few years (or decades!) since you've gone through the mortgage process, here are some of the basic documents and information you'll need to have ready to submit with your application!

Ready to begin your homebuying journey? Contact me today!

Do you have some renovations, holiday shopping, or other large purchases on the horizon? Is credit card interest weighing you down? If you're interested in accessing the equity in your home, but don't want to give up your low interest rate with a cash-out refinance, maybe it's time to consider a HELOC or a HELOAN!

Learn about the similarities and differences between these two loan types in our latest blog post.

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According to ATTOM Data Solutions, the best days of the year to buy a home fall between Thanksgiving and early January. Homebuyers typically face less competition in the winter months and may be able to negotiate great deals on homes that have been on the market for a while.

Competition will only heat up if rates come down, so it might not pay to wait.

Contact me today to learn about our Market Advantage program that allows you to buy now and refinance later when rates improve!

Planes. Trains. Automobiles.

Whether you're going over the river and through the snow this holiday season or escaping to warmer temperatures, you can stay in-the-know and on track with your mortgage application.

Wherever - and however - you maybe travelling, be sure to take us with you! Our mobile app allows you to track the progress of your home loan anytime, ANYWHERE!

We made homebuying simple and mobile. Download our mobile app TODAY!

If you can afford your monthly rent, you may be able to afford a monthly mortgage payment. Your monthly payment is a result of many factors including your credit history, down payment, and the market interest rate. These factors may, in fact, work in your favor.

One way to test this theory is to call us and ask about our pre-approval* process. During this process, we will look at your income, debt, and savings to see if you can indeed afford to purchase a new home.

*Pre-approval is not a commitment to lend.

INVEST IN YOUR FUTURE! No matter what your income level may be, homeownership can be instrumental in building generational wealth. The longer you own your home, the more wealth you can accumulate for yourself and your family.

Buy a home. Build Equity. Create Wealth. Now is the time to invest in the future. Call an Axia Loan Originator today to begin your journey!

Did you know?! Temporary buydowns aren't just for Conventional loans. They're also available for VA & FHA loans! Current options include 2-1 and 1-0 buydowns. Temporary buydowns are a great option in today’s market for homebuyers, sellers, and builders.

Contact us today to learn more.

At Axia, we are proud to help our nation’s veterans and servicemembers take full advantage of the housing benefits they have earned. Check out our latest article about VA loans, including some answers to common – and not-so-common – questions!

https://brnw.ch/21wEjIl me to learn more!

As we celebrate Veterans this month, we want to thank those who served our country. Axia Home Loans proudly offers VA loans to help veterans, active-duty service members, and their families purchase a home. This is a lifetime benefit to all branches of the military.

Contact an Axia Loan Originator to learn more!

Local mortgage lenders have knowledge of programs that can help first-time buyers or those with less-than-perfect credit to qualify for a loan. Many of these programs vary from state to state and have different requirements. Working with a local lender is the best way to find out what options are available to you in your community.

Contact an Axia Mortgage Specialist near you to get the local lender advantage!

Looking to purchase a manufactured home? We can help!

Contact an Axia Mortgage Specialist to see what financing options are available to you and get pre-qualified TODAY!

Did you know you can use your home’s equity to get cash without having to refinance your mortgage? It's possible with a Home Equity Loan or HELOAN. Using you home's equity, you can use your hard earned money for YOU! Terms and restrictions do apply. Contact an Axia Mortgage Specialist to learn more.

Profit margins on home sales were UP again in the third quarter 📈 Sellers have lots of options for creative financing to move up, scale down, or find something brand new. Start on your profit {equity💰} plan today!

👉 www.axiahomeloans.com/flowermound

Equity is one of the greatest benefits of owning a home. It is essentially money in your pocket. As you work to pay off your mortgage, the equity of your home will increase. Your equity will also increase if the value of your home jumps.

If you need tips on ways to increase your home’s equity, be sure to give us a call!.

Lender Lingo - Equity with Axia Home Loans Knowing how much your home is worth to you could be different than how much it is worth on the market. This brief video explains what equity is all abou.Read...

Axia is 100% employee-owned, 100% debt-free, and 100% Committed to Loan Originators. Our ownership mindset drives all Axians toward a common goal of helping close more loans, which leads to more happy homeowners.

Now licensed in 47 states and D.C., we're ready to help you stand out in your market with a seamless customer experience.

Let's connect to talk about next steps!

Let’s talk about the elephant in the room!

Axia offers competitive Jumbo loan solutions to help you get into that BIG house you’ve always dreamed about with more flexibility and less hassle. Rate/term and cash-out refinance options are available as well.

Are you ready to make the next big move? Give us a call today and see if you qualify for an Axia Jumbo Loan.

NOW AVAILABLE TO LOCK 🎉 Borrow up to $750,000 using the new, increased Conventional loan limit! Get started today at axiahomeloans.com/flowermound

October is a special month to us here at Axia because it's National Employee Ownership Month!

As a 100% employee-owned company, we all have a vested interest in the direction, growth, and success of our debt-free company.

Check out this short article to find out how our structure pays dividends not only for Axians, but for the customers, partners, and communities we serve.

If you want to learn more about our ESOP and what it can mean for you, give us a call today!

https://brnw.ch/21wDsTb

Have confidence pursuing that fixer-upper or embark on that home improvement project you’ve been dreaming of with a mortgage that combines renovation costs and a purchase or refinance into a single loan! Close one time with a loan based on the “as-completed” value of the property! Ready to make it your own? Contact me today to learn more about this great program!