Jeremy Pettus, P.A.

Whether you are looking to purchase or refinance, let me find you the best rate and get the money you need quickly. Lic Loan Officer NMLS: 2295769 FL: LO105849

Unlike a traditional lending institution, my business hours are dictated by your needs!

Mortgage demand jumps after rates fall in consecutive weeks 06/15/2023

There has also been an increase in new products for borrowers.

Mortgage demand jumps after rates fall in consecutive weeks Mortgage demand climbed last week following a second consecutive week of interest rate drops, according to data released by the Mortgage Bankers Association (MBA) on Wednesday. The MBA’s Market Co…

Home Buyers Flock to Florida Cities Devastated by Hurricane Ian 10/19/2022

In the wake of a devastating hurricane, some seek investment discounts, while others hunt to relocate to an area with an already small inventory of housing options.

Home Buyers Flock to Florida Cities Devastated by Hurricane Ian Investors and those looking to relocate are scouring for deals in a region where home prices have soared in recent years.

As Mortgage Rates Top 6%, More Borrowers Choose Adjustable-Rate Loans 09/17/2022

There are also options to buy down your interest rate when applying for a mortgage.

As Mortgage Rates Top 6%, More Borrowers Choose Adjustable-Rate Loans This type of mortgages carries more risk, but it offers buyers a chance to make lower payments now and refinance when rates are better.

Mortgage Rates Drop Below 5% for First Time Since April 08/05/2022

With buydown options, borrowers can still secure incredibly low rates. Let me price your next purchase, or refinance!

Mortgage Rates Drop Below 5% for First Time Since April Rates have fallen swiftly from their 13-year high of 5.81% in June.

US Mortgage Rates Plunge to 5.3% in Biggest Drop Since 2008 07/08/2022

It’s still a very affordable market to be borrowing money.

US Mortgage Rates Plunge to 5.3% in Biggest Drop Since 2008 Mortgage rates in the US posted the biggest one-week decline since 2008.

06/21/2022

It’s not the end of the world. People still bought homes in the 1970s and 80s

Here's why this housing downturn is nothing like the last one 06/21/2022

Getting and keeping your credit scores higher is paramount. One tool to help raise your score when applying for a mortgage is Creditxpert - Wayfinder

Here's why this housing downturn is nothing like the last one The housing market has cooled off a bit after an incredibly hot stretch fueled by the pandemic. That doesn't mean it's about to be 2007 all over again.

Scared of getting a mortgage? A strategist reveals the 1990s gadget that gives her cause to be optimistic 05/19/2022

Scared of getting a mortgage? A strategist reveals the 1990s gadget that gives her cause to be optimistic Invesco's Kristina Hooper recalls her own experience of buying a "starter home" as a newlywed in 1996.

Home Buyers Are Finding Ways to Take the Sting Out of Rising Mortgage Rates 05/02/2022

Where there’s a will, there’s a way. I have the programs and lenders to make your home buying dreams come true.

Home Buyers Are Finding Ways to Take the Sting Out of Rising Mortgage Rates More borrowers are paying upfront fees and considering adjustable-rate mortgages to lower their monthly payments.

Should you rent or buy? Ask yourself these four questions 04/25/2022

Whichever way you answer these questions, you’ll never build equity while renting.

Should you rent or buy? Ask yourself these four questions Anyone looking for a place to live right now is navigating one of the toughest and most expensive housing markets in recent history.

These would be the advantages and disadvantages of a 40-year mortgage 04/17/2022

Would you spend $114,274 more on the life of a loan to save $183 per month? Most people would say no, but if that amount is the difference between renting and being able to buy your own home, it’s definitely worth consideration.

These would be the advantages and disadvantages of a 40-year mortgage The 30-year fixed-rate mortgage loan has dominated the U.S. home-financing market, but some key players in the industry think it’s time to give home buyers the option of a 40-year loan.

04/16/2022

Open for business!

Mortgage rates are rising. Here’s why your credit score matters and 5 ways to improve it 04/15/2022

Consumers can obtain a copy of their credit report annually without it affecting their score, and is highly suggested before applying for a mortgage. Remember Credit Karma isn’t a reliable source for knowing your FICO score.

Mortgage rates are rising. Here’s why your credit score matters and 5 ways to improve it Rising mortgage rates are already adding to the cost of homeownership. So can your credit score, depending on where you land.

Today's mortgage and refinance rates: April 12, 2022 | Rates still increasing 04/12/2022

Do you remember double digit interest rates in the 1980s? Even with the FED increasing rates, they’re still historically low.

Today's mortgage and refinance rates: April 12, 2022 | Rates still increasing Mortgage rates are up again today and appear to be closing in on 5%. However, rates are still relatively low from a historic perspective.

Homeowners Rush to Unload Properties as Rates Rise 04/07/2022

Don’t expect Florida homeowners to flood the market with inventory as this article suggests, but buyer selection may have more options, and property values will continue to outpace interest rate percentages.

Homeowners Rush to Unload Properties as Rates Rise The average 30-year fixed-rate mortgage soared to a three-year high of 4.67% in the week ended March 31.

U.S. mortgage rates jump again, closer to 5%, says Freddie Mac - Dayton Business Journal 04/04/2022

Even with rising interest rates, US property values continue to increase by double digits each year. It’s a perfect time to take advantage of a cash out mortgage refinance.

U.S. mortgage rates jump again, closer to 5%, says Freddie Mac - Dayton Business Journal The 30-year fixed mortgage rate averaged 4.67% for the week ending March 31 — up from 4.42% last week.

Getting a Mortgage Gets a Little Easier 03/31/2022

There is no time like the present to make your dream of home ownership a reality.

Getting a Mortgage Gets a Little Easier High prices, rising rates and declining application volumes are prompting lenders to expand their offerings to potential home buyers.

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