Solutions Mortgage Lending Group

When good fences make bad neighbors When Bugs Bunny once said, “Of course you know: This means war,” it’s doubtful he was talking about home sale sabotage...

🏡 The housing market is shifting, and your dream home may finally be within reach! Don't miss out on this unexpected opportunity. 📉🔍 Check out our latest blog to learn more!

Read more: https://www.solutionsmortgagelending.com/blog/the-housing-market-shift-you-didnt-see-comingis-your-d...

Import costs see biggest drop since December Yesterday another day with little movement, overnight the 10 year note traded down to...

Exciting News for Home Buyers! 🏡

There’s a growing inventory of homes on the market, making now a GREAT time to shop!

PS – More inventory means more options and less competition for buyers!

Is it time to refresh your pre-approval letter?

Shoot us a DM and we'll be happy to crunch your numbers!

Many people delay buying their first home because they fear starting the conversation too early.

They don’t want to waste anyone’s time if they’re not ready for a few years.

But having a plan in place before you’re ready is crucial!

This is what we LOVE to do! The sooner we can chat, the more time, money, and headaches we can save you.

Don’t wait longer than you need to.

Let’s start planning your path to homeownership today!

Downsizing your home without downsizing your life Ask any homebuilder about the challenge of designing floor plans and they will tell you that the smaller the footprint, the more complex it becomes...

The August Producer Price Index largely met expectations Initial Weekly Jobless Claims remain on a very low trend with 230K which matched forecasts. Continuing Claims remain over...

🏡 Buying a home? Avoid the most common mortgage mistakes! From hidden costs to understanding loan terms, our guide helps you navigate the process like a pro. 📈 Check it out now!

Read more: https://www.solutionsmortgagelending.com/blog/how-to-dodge-the-top-3-mortgage-blunders-in-todays-mar...

𝗪𝗼𝗿𝗿𝗶𝗲𝗱 𝗔𝗯𝗼𝘂𝘁 𝗦𝘁𝘂𝗱𝗲𝗻𝘁 𝗗𝗲𝗯𝘁 𝗛𝗼𝗹𝗱𝗶𝗻𝗴 𝗬𝗼𝘂 𝗕𝗮𝗰𝗸 𝗳𝗿𝗼𝗺 𝗕𝘂𝘆𝗶𝗻𝗴 𝗮 𝗛𝗼𝗺𝗲? 🏡🎓

The truth is, having student debt doesn’t automatically disqualify you from getting a home loan!

It’s just one piece of the puzzle.

Here’s what lenders consider:

📌Credit Score: Maintain a good credit score by paying bills on time and managing debts responsibly.

📌Income Stability: A steady job or reliable source of income strengthens your loan application.

📌Debt-to-Income Ratio (DTI): Lenders assess your DTI to see if you can manage additional debt. Manageable student loan payments can still work in your favor.

📌 Down Payment: Saving for a down payment shows financial responsibility.

There are loan programs with low down payment options for first-time homebuyers.

💡 Tip: Consider paying down high-interest debt or consolidating your student loans to improve your financial profile before applying for a home loan.

Have questions?
Send us a DM and let's start the conversation.

Before dismissing the idea of homeownership or trying to time the market perfectly, pause.

Here are some common mistakes to avoid:

Assuming you can't afford a home without consulting a qualified mortgage lender (like us). :)

Focusing solely on interest rates instead of manageable monthly payments.

Waiting for the market to crash before buying.

Don't navigate these waters alone.

Reach out to us today for guidance and helpful insights into what you can afford.

It’s all about making well-informed decisions for you and your family.

Learn more!
954-280-8178
[email protected]
www.solutionsmortgagelending.com

Home upgrades to make your place shine Swiss-French architect Le Corbusier once said, “The home should be the treasure chest of living."

The August Consumer Price Index met expectations August CPI about as expected; month/month +0.2% unch from July, year/year +2.5% down from 2.6%, excluding food and energy...

First-time buyer? An FHA loan might be your best option to get into your first home.

Learn more!
954-280-8178
[email protected]
www.solutionsmortgagelending.com

We guide families in building generational wealth through leveraged GOOD debt when purchasing real estate! 🏡💰

If you would like to learn HOW to create generational wealth while optimizing how to pass this asset down to family members...
..then shoot us a message a let's chat!
954-280-8178
[email protected]

Manufactured homes: A potential solution to the affordable housing crisis Tiny homes. Affordable housing projects. When it comes to solving America’s dilemma of affordable living...

Small Business Optimism misses the mark The August NFIB Small Business Optimism Index dropped from 93.7 to...

Don't wait—your dream property won't! 🏠 Secure it now with the right mortgage solution from Solutions Mortgage Lending.

Call us now:
954-280-8178
[email protected]

⭐️⭐️⭐️⭐️⭐️ We’re thrilled to receive a 5-star review from a satisfied client! At Solutions Mortgage Lending, your success is our priority. Thank you for trusting us with your mortgage journey! 🏠💙

It is almost 4th quarter of 2024 and financial review time... so how about a quick review breaking down income and budgeting? 🏡

Your income, or AGI (adjusted gross income), is your total income minus deductions and eligible adjustments as defined by the IRS for single filers.

Note: This doesn’t include state income tax for those living in states with a state income tax. 🏡

Here is a good rule of thumb for budgeting. It is called, "The 50/30/20 Budget"

• 50% for needs

• 30% for wants

• 20% for investing, saving, or paying off debt

If you are curious about how to leverage the equity in your current home to better balance the above percentages, message me, and let's talk money strategy!

Housing market shift: Buyers gain edge as fall approaches As the summer housing market winds down, a new landscape is emerging for both buyers and sellers...

Unlock the secrets to Florida mortgages! 🏠 Discover key questions answered and make informed decisions today.
https://www.solutionsmortgagelending.com/blog/everything-you-need-to-know-about-florida-mortgages-key-questions-answered

Three things that could impact rates this week These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) Central Banks and 3) Treasury Auction...

Markets will be focused on CPI and PPI this week The main thoughts in trader’s minds, how much will the Fed lower the FF rate next week, 25 or 50 bps?

Injecting ‘feng shui’ into budget-friendly home makeover magic You see it, so you know others see it as well: Your uninspiring home office, your dingy living room, or your cluttered...

Big Jobs report shows weakening labor market The August employment data this morning added a lot to the view...

First-time buyer? An FHA loan might be your best option to get into your first home. Learn more!

Contact us:

📞954-280-8178
📨[email protected]

Does your lawn have the curb appeal to seal the deal? While many homebuyers prefer not to appear superficial, it’s a fact of real estate life that curb appeal can make or break a sale...

Challenger report show big jump in August layoffs The amount of announced corporate layoffs tripped in August from 26K in July to 76K in August according to...

Funny (foreign) real estate stories: When all else fails, wing it When it comes to hearing some of the most amusing real estate tales, the U.S. is not the only place where agents...

The July JOLTS report was lower than expected The 10 year note fell 8 bps, the 2 year note -6 bps; MBS prices gained...