Racheli Mortgage Team -Fairway MC Fort Lauderdale nmls64918

Racheli is S. Florida Premier Mortgage Lender with Fairway MC Fort Lauderdale
Helping Home Buyers wi She is Fort Lauderdale, Florida Premier Mortgage Broker.

When it comes to mortgages the person you want to know is Racheli Refael (Smilovits) because talking to Racheli is like talking to 100 Banks. http://www.MeetRacheli.com http://loans-4-u.com/get-pre-qualified/

08/25/2024

Unlock your home's potential with a reverse mortgage! 🏡

Fairway Nation is proud to be named the best reverse mortgage company by CNN, Money, and CNBC.

We offer lightning-fast closings, often in as little as 15 days.

Our reverse mortgages are especially designed for veterans.

And did you know you can use a reverse mortgage to buy a home? You might qualify for more than you think!

Let us help you enjoy your retirement without mortgage payments.

Comment REVERSE for more information.

Racheli - 954-562-6748

08/23/2024

STOP THEM!!!
The credit bureaus are selling consumer information when they are applying for mortgage. That creates a mountain of phone calls text messages emails you name it sometimes hundreds of them that really should not be happening.

Let's help stop

There is a bill and we need everybody to sign it please.
Tell Your Senators: Vote for Senate NDAA Amendment 2358 (Hagerty/Reed) and co-sponsor S.3502!

Share this link with everyone
https://www.mba.org/advocacy-and-policy/mortgage-action-alliance-maa/take-action

Thanks,
Racheli 954-800-0330

08/22/2024

"Master the Art of Consultative Selling in Real Estate

Tired of the pushy, salesy tactics that often turn off potential clients? Join Agent Racheli from the Fairway Mortgage Team in Fort Lauderdale, Florida, as she shares her expert insights on consultative selling. This approach focuses on building genuine relationships, understanding your clients' unique needs, and providing tailored solutions.

In this informative post, Racheli will discuss:

Active Listening: Learn how to truly understand your clients' goals, concerns, and preferences.
Empathy and Rapport: Discover strategies to build trust and establish a strong connection with your clients.
Customized Solutions: Explore how to tailor your offerings to meet your clients' specific needs and desires.
Value-Based Selling: Understand the importance of highlighting the value you bring to the transaction, rather than focusing solely on price.
Overcoming Objections: Learn effective techniques to address common objections and concerns.
Join us to learn how to become a trusted advisor and close more deals without being salesy."

08/17/2024

In-House Non-Conventional Loans: Your Fast Track to Homeownership 🚀

Dreaming of owning your own home in Fort Lauderdale? Our Fairway Mortgage team is here to make your dream a reality, faster than ever! With our in-house non-conventional loan options, you can skip the traditional red tape and enjoy a smoother homebuying journey.

Unleash the Speed: Our streamlined in-house process means quicker approvals and a faster closing.
Expert Guidance: Benefit from our experienced mortgage team who will guide you through every step.
Tailored Solutions: We offer a variety of non-conventional loan programs to fit your unique financial situation.
Don't wait any longer! Contact Agent Racheli and our Fairway Mortgage team today to start your homeownership adventure.

08/14/2024

Video is the Future of Real Estate Marketing
Want to stand out in a crowded market? Video is your secret weapon.
Forget about hiring a professional videographer. With tools like Capcut, you can create stunning property videos right from your phone.
Join us for a live workshop on how to use Capcut to elevate your listings. Learn quick tips and tricks from industry experts.
Date: Tue, 8/13/2024 Time: 3pm Location: Deerfield Beach (RSVP for address)
RSVP here: 👇 bit.ly/CapCut8-13-2023

08/10/2024
08/08/2024

Yoga and Real Estate: Cultivating Inner Peace for Professional Success
Stepping off the yoga mat, I'm reminded of the incredible parallels between this ancient practice and the dynamic world of real estate. The mortgage industry is a high-stakes arena, demanding constant attention, adaptability, and resilience. It's easy to get caught up in the whirlwind of paperwork, deadlines, and client expectations. However, I've discovered that incorporating mindfulness and yoga into my routine has been a game-changer.
Yoga has taught me the invaluable skill of being present. Just as I focus on my breath and body on the mat, I've learned to anchor myself in the moment during stressful negotiations or complex deals. This heightened awareness has led to improved decision-making, reduced stress, and a clearer perspective.
Moreover, yoga fosters empathy and compassion, qualities essential in building strong client relationships. By understanding and responding to my clients' needs with genuine care, I've cultivated trust and loyalty.
I encourage all real estate professionals to prioritize self-care. Whether it's yoga, meditation, or simply spending time in nature, finding a practice that helps you recharge is crucial for long-term success. Remember, a calm and centered mind is your greatest asset in this fast-paced industry.
Have you found ways to incorporate mindfulness into your real estate business? Share your experiences in the comments below!
Ready to embark on a journey of self-discovery and stress reduction? Comment or DM me the word YOGA for a complimentary yoga class.
Let's create a community of balanced and successful real estate professionals. Share this post with a colleague who could benefit from a little relaxation and rejuvenation.

08/03/2024

🌟 *Supporting Women in Distress in Florida* 🌟

Yesterday, I had the honor of visiting Women in Distress of Broward County, an incredible organization dedicated to empowering and supporting women facing domestic violence. Their commitment to providing a safe haven and essential resources is truly inspiring.

the real estate board have adopted them and we did a school supply drive for the kids going back to school.
They have a thrift store in Margate that I would highly recommend donating items you no longer need.
I found out yesterday that they allowed the women in the centers to shop there for free which makes me even want to find more things to donate.
Items that they really need are,
Suitcases, clothing, houseware, furniture and more.

Thrift Store
1372 N State Rd 7 Margate Florida 33063

08/01/2024

Loan Officer vs. Fairway Mortgage Advisor: More Than Just a Loan

When it comes to your homeownership journey, choosing the right partner is crucial. While a loan officer primarily focuses on securing a mortgage, a Fairway Mortgage Advisor offers a comprehensive approach that goes far beyond.

Holistic Financial Wellness: Our advisors consider your entire financial picture, not just your mortgage. We help you explore options like home insurance, title services, and even financial planning to ensure your long-term financial health.
Personalized Support: Unlike traditional loan officers, we build strong relationships with our clients. Your unique financial goals and circumstances guide our recommendations, ensuring you receive tailored solutions.
Technology-Driven Efficiency: We leverage the latest technology to streamline the mortgage process. From online applications to digital document management, our goal is to make your homeownership journey as smooth as possible.
Ready to experience the Fairway Mortgage difference? Contact Racheli today for a personalized consultation.

07/29/2024

Struggling with Sellers Stuck in Listing Limbo?

Frustrated because your seller can't unload their current home to buy their dream one?

There's a Solution!

Join Shannon and I for a FREE Lunch & Learn on August 1st and discover a program designed to help you SELL those stale listings and empower your sellers to move forward!

RSVP Now! Don't miss out on this valuable opportunity. ➡️ Link: https://tinyurl.com/RacheliL-L

07/27/2024

Don't Let Student Loans Block Your Path to Homeownership! 🏡

Student loan debt can seem like a daunting obstacle to overcome when considering buying a home. But fear not! Racheli from the Fairway Mortgage Team in Fort Lauderdale is here to guide you through the process. Here's how we can help:

Tailored Strategies: Every financial situation is unique. We'll work closely with you to develop a personalized plan to manage your student loan debt while achieving your homeownership goals.
Maximizing Your Buying Power: There are strategies to optimize your loan application, even with student loans. We'll help you build a strong financial profile and explore options like down payment assistance programs.
Leveraging Income Potential: Your future earning potential is a valuable asset. Many lenders consider your long-term income when assessing your mortgage eligibility. We'll showcase your career prospects to increase your chances of approval.
Ready to turn your homeownership dreams into a reality? Contact Racheli today for a no-obligation consultation.

Racheli - Fairway Mortgage Team
954-562-6748 or [email protected]

07/26/2024

Realtors! Please join Shannon & I on August 1st for a FREE lunch and learn to see how this program can benefit your seller! 🔗 RSVP
Register now to save your seat 👇 Bring a friend, ITS FREE
https://tinyurl.com/RacheliL-L
If you have listings that are not moving and your seller needs to sell their home to purchase their new one, then this is for YOU!!!

07/23/2024

"Buy First Advantage System".
Realtors, Unlock your clients dream home with our Buy-First Advantage System! Say goodbye to the stress of selling your current home before purchasing a new one. Our innovative strategy allows you to buy your new home first, giving you the freedom and flexibility you need. Discover the easiest way to make your next move seamless and worry-free. Contact us today to learn more!
Lunch and leverage
Thu 8/1/2024
11:30am-1pm
In person.
Save my seat 👇
https://tinyurl.com/RacheliL-L
C U, Racheli

07/20/2024

South Florida Veterans: Salute Your Service with Homeownership! 🇺🇸

As a veteran, you've served your country with honor. Now, it's time to secure your future and build lasting wealth through homeownership! The VA Home Loan program offers incredible benefits specifically designed for veterans like you:

Zero Down Payment Option: Unlike traditional mortgages, VA loans allow you to finance 100% of your home's purchase price (in most cases). This eliminates the need for a down payment, a major hurdle for many first-time homebuyers.
Competitive Rates & Flexible Terms: VA loans typically offer lower interest rates compared to conventional mortgages, saving you money on your monthly payments. Additionally, the program offers relaxed credit score requirements and flexible debt-to-income ratios, making qualification easier.
Funding Fees & Closing Cost Assistance: The VA program offers several advantages to minimize your upfront costs. Funding fees associated with VA loans are typically lower than conventional loans, and there are programs available to help with closing costs.
Are you eligible? Most veterans who served on active duty for at least 90 days during wartime, or 181 days during peacetime, are eligible for a VA loan. Contact Racheli at Fairway Mortgage to discuss your specific situation!

Racheli - Fairway Mortgage Team
954-562-6748 or [email protected]

07/18/2024

Rent or Own: Your Money, Your Choice

Ever wondered where your rent money goes? It might be shocking to realize how much you could be spending on housing without building equity. Let’s break it down:

Building Wealth vs. Landlords' Profits: While renting offers flexibility, your monthly payments are lining someone else's pockets. Homeownership means every mortgage payment builds equity, a tangible asset that grows with your home's value.
Forced Savings and Investment: Owning a home can be seen as a forced savings plan. Each mortgage payment is an investment in your property. Over time, this equity can be a significant financial asset.
Hedging Against Inflation: While rent increases often mirror inflation, homeowners benefit from potential property value appreciation. This can help protect your savings from the eroding effects of inflation.
Ready to explore the potential of homeownership? Contact Racheli at the Fairway Mortgage Team to discuss your options.

Racheli - Fairway Mortgage Team
954-562-6748 or [email protected]

07/12/2024

Focusing on Long-Term Goals and Maximizing Value
**South Florida Property Owners: Unlock the Potential of Your Real Estate Portfolio!

The housing market offers incredible opportunities, but navigating it effectively requires a solid strategy. Racheli, a trusted advisor at the Fairway Mortgage Team in Fort Lauderdale, can help you maximize the value of your real estate portfolio and achieve your long-term goals. Here's why:

Future-Proofing Your Portfolio: Racheli works with you to understand your aspirations – retirement planning, rental income, or generational wealth creation. She then analyzes your current properties and identifies potential gaps in your strategy, ensuring your portfolio aligns with your future vision.
Maximizing Return on Investment: Through market analysis and financial modeling, Racheli can identify underperforming properties or opportunities for strategic investments. She'll explore options like renovation, refinancing, or strategic acquisitions to maximize your overall returns.
Holistic Financial Planning: Your real estate portfolio is intertwined with your overall financial health. Racheli considers your existing investments, risk tolerance, and tax implications when crafting your real estate strategy. This ensures your portfolio supports both your immediate and long-term financial goals.
Don't let your real estate sit idle! Contact Racheli today and unlock the full potential of your portfolio. Let her expertise guide you towards a secure and prosperous future.

Racheli - Fairway Mortgage Team
954-562-6748 or [email protected]

07/10/2024

Highlighting Job Security and Financial Strength
South Florida Doctors: Own Your Dream Home Despite Student Loans! 🩺

Thinking about buying a home but worried about your student debt? Doctors like you have high job security and strong earning potential – and that's exactly what Racheli from the Fairway Mortgage Team in Fort Lauderdale specializes in! Here's why you can achieve homeownership:

Doctor-Friendly Mortgage Programs: These programs recognize your future earning potential and often consider income-driven repayment plans for student loans. This lowers your debt-to-income ratio (DTI) and makes qualifying for a mortgage much easier.
Financial Strength Matters: Your stable income as a doctor is a huge asset! Racheli can leverage this financial strength to secure favorable loan terms, even with student debt.
Down Payment Options: Many lenders offer low down payment programs specifically for doctors, allowing you to buy a home sooner with a smaller upfront investment.
Ready to take the next step? Contact Racheli today and let her experienced team guide you through a smooth mortgage process. Turn your dream of homeownership into a reality!

Racheli - Fairway Mortgage Team
954-562-6748 | [email protected]

07/06/2024

Barbara Corcoran says it best: "Don't wait for rates to go down."
The Cautious Climber
The housing market can feel like a mountain – daunting, but ultimately rewarding. Many wait for the "perfect" moment to climb, hoping for a smoother ascent with lower interest rates. But Barbara Corcoran, the real estate shark, reminds us: "Don't wait for rates to go down."
Here's the reality: while rates might dip, prices could skyrocket due to low inventory and high demand. Remember the bidding wars just a few years ago? Waiting could leave you paying a steeper price later.
So, why climb a steeper mountain when you can start now? Let's chat about your options and get you moving towards homeownership!
Comment below for your free "Homeownership Cheat Sheet" and share this with anyone considering buying a home!

07/04/2024

Unlocking the Door to Homeownership in Fort Lauderdale with Little to No Money Down
Dreaming of owning your first home in Fort Lauderdale, but worried about the down payment? Don't let that be the roadblock to your dream! Racheli from the Fairway Mortgage Team is here to be your guide.

Many people believe a significant down payment is a requirement for homeownership. While a larger down payment can offer benefits, the good news is there are several paths to achieving your dream home in Fort Lauderdale with minimal upfront costs. Here are 3 options Racheli can help you explore:

Government Loan Programs:

VA Loans: Are you a veteran or active-duty service member? You may be eligible for a VA loan, which offers a 0% down payment option. These loans come with competitive interest rates and can be a fantastic way to honor your service with the security of homeownership.
USDA Loans: Looking to buy in a designated rural area around Fort Lauderdale? USDA loans offer 0% down payment options for qualified borrowers. Racheli can help you determine if your desired property qualifies for this program.
FHA Loans:
For many first-time homebuyers, FHA loans provide an excellent option. These government-backed loans require a minimum down payment of just 3.5%, making them significantly more accessible than traditional mortgages. Additionally, closing costs can sometimes be covered by gifts from family members, further reducing your upfront financial burden. Let Racheli guide you through the FHA loan process and determine if it's the right fit for your situation.

Down Payment Assistance Programs:
Did you know many states and localities offer fantastic programs to help bridge the gap for first-time homebuyers? Racheli has the knowledge and resources to connect you with these programs and explore options that can significantly reduce the amount of money you need upfront.

Don't let the dream of homeownership wait! Contact Racheli at Fairway Mortgage today to discuss your individual situation and explore the best path to owning your first home in Fort Lauderdale.

06/28/2024

Thinking about buying a condo in Fort Lauderdale but the down payment holding you back? Don't miss out! ✨ Racheli from Fairway Mortgage can help you achieve homeownership with just a 3% down payment. Here are 3 ways she can make it happen:

FHA or Conventional Loans: Get approved with a minimum down payment of 3.5% with FHA loans or as low as 3% with specific conventional options. Racheli will analyze your situation and recommend the best fit for you.
Down Payment Assistance: There are programs available to help first-time buyers like you bridge the gap towards your down payment. Racheli has the resources to connect you with these options.
Make it Your Home: These low down payment opportunities are for primary residences, so you can enjoy your condo as your own sweet place!
Ready to unlock your dream condo in Fort Lauderdale? Contact Racheli at Fairway Mortgage today!

06/26/2024

Fixed vs ARM Mortgage: How Do They Compare?
Buying a house? Don't let mortgage lingo leave you feeling like Here's the lowdown on fixed vs adjustable rates:
Fixed Rate: Think of it as your favorite pair of jeans - reliable and never goes out of style! Your interest rate stays the same, keeping your monthly payments predictable. Perfect for financial peace ✌️
Adjustable Rate: This one starts with a lower rate, like that amazing discount you scored, but it can change after a while. Exciting! But also... like that surprise ingredient in Grandma's casserole. Talk to a mortgage lender to see if it's the right fit for you!

06/15/2024

Building Your Credit Score for Homeownership Success

Hi everyone! Many people considering buying a home tell me their credit score is a concern. Don't worry, you're not alone! Your credit score is a key factor in mortgage approval and interest rates.
Strong credit scores mean better rates and more loan options. So, what matters most? Consistent on-time payments, low credit card balances, and a long credit history.
Here are some actionable steps: Set up automatic payments, prioritize paying down debt, and use credit cards responsibly. You can also get a free credit report at AnnualCreditReport.com to check for errors.
The good news: You don't need a perfect score! Programs exist for those with scores around 620. Building credit takes time, so be patient and celebrate small victories!
Let's make homeownership a reality! I'm here to help you every step of the way.

06/14/2024

Choosing the right mortgage for your first home can be overwhelming. There are several factors to consider, including your credit score and down payment savings. Here's a quick rundown of popular options for first-time homebuyers:

FHA loans: Allow for a low down payment (as little as 3.5%) but require mortgage insurance.
Conventional loans: Typically require a 20% down payment, but you can ditch mortgage insurance sooner.
VA loans: Designed for veterans, with no down payment required (restrictions apply).
Remember, there might be additional state and local programs available to assist you.

06/12/2024

Fort Lauderdale Homeowners: Be a Smart Renovator with Fairway Mortgage!

Thinking about transforming your Fort Lauderdale home? Hold up! Agent Racheli from the Fairway Mortgage Team says successful renovations start with smart financial planning. Here's why working with Fairway Mortgage makes you a savvy renovator:

Financing Expertise: Their team isn't just about mortgages – they're renovation financing experts! They understand the unique needs of home improvement projects and can guide you towards the most suitable loan options.
Streamlined Process: No time for lengthy loan applications? Fairway Mortgage boasts a streamlined process, ensuring you get pre-approved quickly and efficiently. This allows you to focus on the exciting parts of your renovation – picking out tiles and designing your dream layout!
Competitive Rates & Tailored Solutions: Get the best bang for your buck with Fairway Mortgage's competitive rates on renovation loans. Plus, they offer a variety of loan products to fit your specific needs and budget.
Become a Renovation Rockstar! Partner with Agent Racheli and the Fairway Mortgage Team. They'll turn your home improvement dreams into reality!



P.S. Spread the word! Share this with fellow Fort Lauderdale homeowners considering renovations.

06/07/2024

Don't Settle for Average Mortgages!

𝐅𝐨𝐫𝐭 𝐋𝐚𝐮𝐝𝐞𝐫𝐝𝐚𝐥𝐞 𝐇𝐨𝐦𝐞𝐛𝐮𝐲𝐞𝐫𝐬: 𝐃𝐢𝐭𝐜𝐡 𝐭𝐡𝐞 𝐁𝐚𝐧𝐤𝐬 & 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐅𝐚𝐢𝐫𝐰𝐚𝐲'𝐬 𝟓-𝐒𝐭𝐚𝐫 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞!

𝑳𝒐𝒐𝒌𝒊𝒏𝒈 𝒕𝒐 𝒃𝒖𝒚 𝒂 𝒉𝒐𝒎𝒆 𝒊𝒏 𝑭𝒐𝒓𝒕 𝑳𝒂𝒖𝒅𝒆𝒓𝒅𝒂𝒍𝒆? 𝑫𝒐𝒏'𝒕 𝒔𝒆𝒕𝒕𝒍𝒆 𝒇𝒐𝒓 𝒂𝒏 𝒂𝒗𝒆𝒓𝒂𝒈𝒆 𝒃𝒂𝒏𝒌 𝒎𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝒆𝒙𝒑𝒆𝒓𝒊𝒆𝒏𝒄𝒆. 𝑹𝒂𝒄𝒉𝒆𝒍𝒊 𝒂𝒏𝒅 𝒕𝒉𝒆 𝑭𝒂𝒊𝒓𝒘𝒂𝒚 𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝑻𝒆𝒂𝒎 𝒐𝒇𝒇𝒆𝒓 𝒔𝒐𝒎𝒆𝒕𝒉𝒊𝒏𝒈 𝒇𝒂𝒓 𝒃𝒆𝒕𝒕𝒆𝒓: 𝒄𝒐𝒏𝒔𝒊𝒔𝒕𝒆𝒏𝒕𝒍𝒚 5-𝒔𝒕𝒂𝒓 𝒓𝒂𝒕𝒆𝒅 𝒔𝒆𝒓𝒗𝒊𝒄𝒆! 𝑯𝒆𝒓𝒆'𝒔 𝒘𝒉𝒚:

𝒀𝒐𝒖'𝒓𝒆 𝒕𝒉𝒆 𝑷𝒓𝒊𝒐𝒓𝒊𝒕𝒚: 𝑨𝒕 𝑭𝒂𝒊𝒓𝒘𝒂𝒚, 𝒊𝒕'𝒔 𝒂𝒍𝒍 𝒂𝒃𝒐𝒖𝒕 𝒀𝑶𝑼𝑹 𝒏𝒆𝒆𝒅𝒔. 𝑻𝒉𝒆𝒚 𝒕𝒂𝒊𝒍𝒐𝒓 𝒍𝒐𝒂𝒏𝒔 𝒕𝒐 𝒇𝒊𝒕 𝒚𝒐𝒖𝒓 𝒔𝒊𝒕𝒖𝒂𝒕𝒊𝒐𝒏, 𝒖𝒏𝒍𝒊𝒌𝒆 𝒐𝒏𝒆-𝒔𝒊𝒛𝒆-𝒇𝒊𝒕𝒔-𝒂𝒍𝒍 𝒃𝒂𝒏𝒌 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.

𝑭𝒂𝒔𝒕 & 𝑬𝒂𝒔𝒚 𝑷𝒓𝒐𝒄𝒆𝒔𝒔: 𝑭𝒐𝒓𝒈𝒆𝒕 𝒃𝒂𝒏𝒌 𝒅𝒆𝒍𝒂𝒚𝒔! 𝑭𝒂𝒊𝒓𝒘𝒂𝒚'𝒔 𝒔𝒕𝒓𝒆𝒂𝒎𝒍𝒊𝒏𝒆𝒅 𝒔𝒚𝒔𝒕𝒆𝒎 𝒈𝒆𝒕𝒔 𝒚𝒐𝒖 𝒑𝒓𝒆-𝒂𝒑𝒑𝒓𝒐𝒗𝒆𝒅 𝒒𝒖𝒊𝒄𝒌𝒍𝒚 𝒂𝒏𝒅 𝒌𝒆𝒆𝒑𝒔 𝒚𝒐𝒖 𝒊𝒏𝒇𝒐𝒓𝒎𝒆𝒅 𝒆𝒗𝒆𝒓𝒚 𝒔𝒕𝒆𝒑 𝒐𝒇 𝒕𝒉𝒆 𝒘𝒂𝒚.

𝒀𝒐𝒖𝒓 𝑪𝒉𝒂𝒎𝒑𝒊𝒐𝒏 𝒊𝒏 𝑳𝒆𝒏𝒅𝒊𝒏𝒈: 𝑻𝒉𝒆𝒚 𝒅𝒐𝒏'𝒕 𝒋𝒖𝒔𝒕 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 𝒍𝒐𝒂𝒏𝒔, 𝒕𝒉𝒆𝒚 𝒂𝒅𝒗𝒐𝒄𝒂𝒕𝒆 𝒇𝒐𝒓 𝒚𝒐𝒖. 𝑹𝒂𝒄𝒉𝒆𝒍𝒊 𝒔𝒆𝒄𝒖𝒓𝒆𝒔 𝒕𝒉𝒆 𝒃𝒆𝒔𝒕 𝒓𝒂𝒕𝒆𝒔 𝒂𝒏𝒅 𝒇𝒊𝒈𝒉𝒕𝒔 𝒇𝒐𝒓 𝒚𝒐𝒖𝒓 𝒊𝒏𝒕𝒆𝒓𝒆𝒔𝒕𝒔 𝒕𝒉𝒓𝒐𝒖𝒈𝒉𝒐𝒖𝒕 𝒕𝒉𝒆 𝒑𝒓𝒐𝒄𝒆𝒔𝒔.

Experience the Fairway difference! Contact Racheli today for your 5-star Fort Lauderdale mortgage journey!

06/06/2024

𝑺𝒕𝒓𝒆𝒔𝒔-𝑭𝒓𝒆𝒆 𝑭𝒐𝒓𝒕 𝑳𝒂𝒖𝒅𝒆𝒓𝒅𝒂𝒍𝒆 𝑯𝒐𝒎𝒆𝒃𝒖𝒚𝒊𝒏𝒈

Fort Lauderdale Homebuying? Say Goodbye to Mortgage Stress with Racheli & the Fairway Mortgage Team!

The excitement of finding your dream home in Fort Lauderdale shouldn't be overshadowed by mortgage stress. That's why you need Racheli and the Fairway Mortgage Team! They'll take the weight off your shoulders with their expertise and dedication.

𝟑 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐭𝐨 𝐂𝐡𝐨𝐨𝐬𝐞 𝐓𝐡𝐞𝐦:

𝐅𝐢𝐧𝐝 𝐘𝐨𝐮𝐫 𝐏𝐞𝐫𝐟𝐞𝐜𝐭 𝐋𝐨𝐚𝐧: 𝐓𝐡𝐞𝐲'𝐥𝐥 𝐦𝐚𝐭𝐜𝐡 𝐲𝐨𝐮 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐢𝐝𝐞𝐚𝐥 𝐥𝐨𝐚𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐠𝐨𝐚𝐥𝐬.

𝐄𝐟𝐟𝐨𝐫𝐭𝐥𝐞𝐬𝐬 𝐏𝐫𝐨𝐜𝐞𝐬𝐬: 𝐅𝐨𝐫𝐠𝐞𝐭 𝐭𝐡𝐞 𝐩𝐚𝐩𝐞𝐫𝐰𝐨𝐫𝐤 𝐡𝐞𝐚𝐝𝐚𝐜𝐡𝐞𝐬! 𝐓𝐡𝐞𝐲'𝐥𝐥 𝐡𝐚𝐧𝐝𝐥𝐞 𝐞𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐭𝐥𝐲.

𝐘𝐨𝐮𝐫 𝐂𝐡𝐚𝐦𝐩𝐢𝐨𝐧: 𝐓𝐡𝐞𝐲'𝐥𝐥 𝐚𝐝𝐯𝐨𝐜𝐚𝐭𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮 𝐭𝐡𝐫𝐨𝐮𝐠𝐡𝐨𝐮𝐭 𝐭𝐡𝐞 𝐞𝐧𝐭𝐢𝐫𝐞 𝐥𝐨𝐚𝐧 𝐩𝐫𝐨𝐜𝐞𝐬𝐬, 𝐞𝐧𝐬𝐮𝐫𝐢𝐧𝐠 𝐚 𝐬𝐦𝐨𝐨𝐭𝐡 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞.

𝗠𝗮𝗸𝗲 𝗵𝗼𝗺𝗲𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗯𝗿𝗲𝗲𝘇𝗲! 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗥𝗮𝗰𝗵𝗲𝗹𝗶 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗙𝗮𝗶𝗿𝘄𝗮𝘆 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗧𝗲𝗮𝗺 𝘁𝗼𝗱𝗮𝘆!

05/30/2024

The Numbers Don't Lie: Why You Need Video for Your Real Estate Business!

Hey Fort Lauderdale! Racheli here, your data-driven realtor with the fantastic Fairway Mortgage Team. Did you know 92% of customers say video plays a role in their purchase decision?

Video marketing is booming! It increases engagement, builds trust, and leaves a lasting impression. Here's how these 3 apps can help you dominate the video game:

BombBomb: Studies show personalized video emails can boost click-through rates by 3x!

Zoom: Virtual tours conducted through Zoom have been shown to increase buyer confidence by 20%.

Facebook Live: Live video content generates 10x the engagement compared to static posts!

Bonus Tip: Keep video concise and targeted. Short, informative videos are more likely to be watched and remembered.

Let's harness the power of video to elevate your real estate business! I, Racheli, am here to help you find the perfect property (and the perfect video strategy!).

05/25/2024

Renting vs. Owning: A Breakdown

Hey Fort Lauderdale renters! Ever wonder if buying a home might be a better fit for you than another year of rent?

Here's a quick breakdown to help you decide:

The Rent vs. Own Conundrum:

Renting:

Pros: Flexibility, lower upfront costs, maintenance handled by landlord (usually)
Cons: Monthly rent payments don't build equity, limited control over the property
Owning:

Pros: Building equity (your home appreciates in value!), long-term investment, potential tax benefits, full control over your space
Cons: Upfront costs (down payment, closing costs), ongoing maintenance responsibility
Still unsure? Don't worry! Agent Racheli from the Fairway Mortgage Team can help! She'll assess your financial situation and guide you through the pros and cons tailored to YOU. Contact Racheli for a FREE consultation! ☎️

05/23/2024

🚀 Secret Hack to Qualify for a Bigger Home! 🏡✨
Are you tired of searching for a home you can actually afford? I’ve got a game-changing trick that helped my clients boost their credit score and qualify for $70,000 MORE on their dream home! 😲💸
Here’s the Secret Sauce:
👉 Credit Utilization: Keep your credit card usage below 30% of your limit. For example, if your limit is $1,000, don’t spend more than $300.
👉 Pay Down Debt: This simple trick can boost your score by 30-80 points FAST! 🚀
Why You Need This:
✅ Higher credit score = More home options
✅ Qualify for higher-priced homes
✅ Lower interest rates
One of my clients’ scores shot over 700 with this tip, unlocking so many possibilities. Imagine what it could do for you! 🏠✨
Want to know if you qualify?
Drop a “SCORE” in the comments, and let’s make your dream home a reality! 📲🏡
📢 SHARE this post with anyone you know who’s looking to buy a home. Don’t forget to follow me for more insider tips and tricks!

05/19/2024



You closed on your Fort Lauderdale home with Racheli at Fairway Mortgage Team! Here's what to expect next:

Move In! It's time to move in and start living your dream!

Review Loan Documents: You'll receive a loan servicing disclosure detailing your monthly payment and contact information.

Property Taxes & Insurance: These are separate bills. Racheli can help you set up escrow payments to ensure they're paid on time.

Utilities & Home Maintenance: Set up utilities and prepare for minor maintenance as a responsible homeowner.

Bonus Tip: Consider automatic mortgage payments to avoid late fees and build a strong payment history.

Racheli at Fairway Mortgage Team is Here for You! Even after closing, Racheli is just a call away to answer any questions you have about your mortgage or homeownership.

Want your business to be the top-listed Finance Company in Fort Lauderdale?
Click here to claim your Sponsored Listing.

Our Story

When it comes to mortgages the person you want to know is Racheli Refael (Smilovits) because talking to Racheli is like talking to 100 Banks.
She is Fort Lauderdale, Florida Premier Mortgage Lender.
http://www.MeetRacheli.com http://loans-4-u.com/get-pre-qualified/

Fairway Independent Mortgage Corporation cannot guarantee your privacy or security when writing detailed personal information on public social media sites such as this one. Please contact our customer service line directly at 1-877-699-0353 to discuss any personal details or concerns you may have. Please be advised Fairway cannot guarantee your privacy or security when accessing third party links.

Complaints may be directed to: 1-877-699-0353 or Email us: [email protected].

FIMC Consumer Access: http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2289.

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Address


1471 NE 26th Street , Suite 100
Fort Lauderdale, FL
33305

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 2pm

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The Doce Group. NMLS 13817 The Doce Group. NMLS 13817
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Alex Doce has successfully helped more than 7,000 individuals and families finance their homes nationwide for the past 36 years. Exceptional personal service. Integrity, results an...

Revolution Mortgage Revolution Mortgage
441 NE 3rd Avenue, Suite 205
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Branch NMLS# 2356632

Gerry Bushey, Nmls#1808306 Gerry Bushey, Nmls#1808306
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Enrique Alvarez, Loan Originator NMLS FL #1884120 Enrique Alvarez, Loan Originator NMLS FL #1884120
3111 N. University Drive; Suite 420
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Mortgage Broker Mortgage Lender www.supremelendingsolutions.com Equal Housing Opportunity English or Spanish assistance.

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I am a very Ez going person, cool, trust everyone https://linktr.ee/mbroze

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Mutual of Omaha Mortgage - Fort Lauderdale Mutual of Omaha Mortgage - Fort Lauderdale
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Fort Lauderdale, 33309

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Joe Visceglia NMLS 217119 Joe Visceglia NMLS 217119
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Fort Lauderdale, 33309

With over 24 years of experience in the mortgage industry, Joe Visceglia attributes success to his excellent customer service skills and always keeping the needs of his clients fir...

Marceline Mortgage Marceline Mortgage
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We are your first step when considering buying a home. We work with you to get you quickly into your new home, and make sure you get the best interest rate, product and experience ...

Michelle Gemmell - Guaranteed Rate Affinity - NMLS #1957379 Michelle Gemmell - Guaranteed Rate Affinity - NMLS #1957379
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Fort Lauderdale

Mortgage programs for new property purchases or re-finance of existing property.