Queen of Loans

What a SWEET surprise! One of my customers sent me an edible arrangement for his refinance. I was able to get him back into a VA loan and save him thousands of dollars of months with his debt consolidation. I love helping out our veterans and fellow Americans. ❤️🇺🇸❤️

Refinances are not just for single family homes or condos. You can cash out on a manufactured home. Lenders have own internal guidelines which they abide by. Dm me if you have any questions.

Inflation is impacting everyone. Don’t wait before it’s too late to get your self in a better financial situation. We have over 300 products to help you get into a better financial place. Feel free to message for a free mortgage/financial review. 😊

https://www.cnbc.com/2022/04/05/consumers-squeezed-by-inflation-plan-to-cut-back-if-prices-keep-surging.html?utm_content=Main&utm_medium=Social&utm_source=Facebook&fbclid=IwAR2x1AKjbL8hCbFKzPlE84OAzwoRpj5R3aoZ4C7w511mBCmlTXR9JepH7GI&fs=e&s=cl =1656104327

Here’s what consumers plan to cut back on if prices continue to surge People plan to trim spending on food, driving and vacations to keep up with inflation, according to CNBC + Acorns Invest in You survey.

Don’t let the rising rates scare you. It can actually help harness the exorbitant home price growth of the past two years. Slide through the slides to learn me and feel free to DM me if you have any questions. 💚💚💚

I originated 61 loans last quarter. It’s been a very busy year so far! 2nd quarter is even busier with all the cash out and purchase loan inquiries. I know I post a lot about refinances, but I will have more purchase loan infographics and videos coming soon!!

I get asked this almost every day: What’s better for me- a HELOC or cash out refi? While there pros and cons to both, it really depends on your financial situation and goals. Check out the slides to review their benefits. Feel free to DM if you have any questions. 💚💚💚

Looking back on the eight deals I locked in last week, I realized all of them were cash out refinances, except for a rate and term for an investment property. Many of my customers are leveraging the equity in their home to fight inflation, invest their equity, and/or consolidate all their debt that has variable interest rates. As mortgage rates rise, so do all other variable rates: credit cards, most HELOCS, and adjustable rate mortgages. The Feds announced that there will be six more rate spikes after the first one this month. I’m more than happy to help review your financial situation before the next rate spikes hit. 💚💚💚

What is the blended rate of all of your debts? You may not realize it but the combined interest rates on your credit cards and home, auto, and installment loans may be really high. You can save thousands in interest and save hundreds or thousands monthly by consolidating your debt into a low interest rate and just pay one simple monthly payment by leveraging the equity or your home. DM me if you have further questions. 💚

It’s been exactly 4 years since I was at the Great Wall of China. It was on my bucket list of things to visit when I moved to Seoul four years ago. I really enjoyed the long Great Wall walk and exploring Beijing. China has a beautiful, rich long history, and I was happy that it was my first of the seven world wonders that I saw. Can’t wait for the next adventure this year. ❤️❤️

What is your next adventure or something you’re trying to accomplish this year?

I helped a former high school teacher of mine walk away from a bad refinance experience. He hadn’t heard from his former servicer in 30 days and they never sent him the proper documentation. He reached out to me to help him with his refinance. Not only did I gave him a lower interest rate, despite the increasing market, I had him saving more monthly, gave him more cash back, and without a doubt, better customer service.

I’m thankful to work for one of the largest lenders that focuses heavily customer service and has the lowest closing costs around. We typically save our borrowers $2-$5k in closing costs. Since everything is done in house, we fund our loans in 30-45 days on average. I told him his loan would have funded by the time he was waiting for his appraisal. I’m so happy he reached out so I could put him in a better financial situation. It’s a great feeling to give back to those who gave their all to you. Feel free to DM me if you need assistance or a mortgage review. I’d be more than happy to put you in a better position like I did for my former high school teacher. ❤️💚❤️💚

2022 has been a cash out year!!! 💰🤑💰🤑💰

I love helping my customers reach their New Year’s resolutions and goals while saving money. Many of my customers are consolidating debt while tapping into their equity to get some cash for their home renovations or for a down payment for another property. I love helping people make their money move! Ayy, Ayy! 💚💚💚

When I was Miss Tennessee 2015, I volunteered and served the Ft. Campbell’s Disabled American Veterans Chapter by fundraising and advocating for disabled American veterans. ❤️🇺🇸

Now I get to help veterans financially. Recently, I helped one veteran consolidate his mortgage, HELOC, and other debt and saved him over $1600 monthly. He said he needed to have lower monthly payments, and I’m so happy I could help. It’s great to work for the #1 VA-preferred lender. I love serving those who served our country.🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸

Red represents fire and is the most popular color in China. It is also the national color representing happiness, beauty, vitality, good luck, success and good fortune. I love bringing good fortune to others too. ❤️❤️❤️

Recently, I saved one borrower $3700 a month by consolidating all of her debt in her home refinance. I love to help borrowers save money and to give them money. I can’t wait to help many more this week! ❤️❤️❤️