Slocum Law

Use these tips and tricks to stay organized and make payments on time.

The Best Way to Keep Track of Payments and Bills Knowing when bills are due and paying them on time is important, so use these tips to avoid falling behind.

Want to know when your tax refund will arrive? This tracking tool makes it easy to find out.

Where’s My Refund tool makes it easy to track the status of a federal tax return | Internal Revenue Service Tax Tip 2024-23, March 28, 2024 — Taxpayers can check the status of their refund easily and conveniently with the IRS Where's My Refund tool at IRS.gov/refunds.

Enjoy a well-deserved summer vacation without going into debt!

7 Ways to Save for a Vacation, Plus Tips for Planning Here are some ideas to save enough money for the vacation you want.

It's tax day! But everyday is a good day for a food deal.

29 Tax Day food deals to help you make the most of your refund On April 15, you can save big with discounts and freebies galore.

This free savings calculator can help you understand just how quickly your cash will grow over time.

Simple savings calculator A juicy high-yield savings account can jumpstart your rainy-day fund or help you reach a goal, but a free savings calculator can help you understand just how quickly your cash will grow over time. Use our calculator below to better understand where you stand. How to use the savings calculator

If you are struggling with credit card debt, you are not alone! One reason people are contributing less is due to record-high credit card interest rates combined with elevated prices for everyday goods, says Matt Schulz, chief credit analyst at LendingTree.

Nearly 1 in 4 Americans with debt are putting less money toward credit card payments: 'People are really struggling' Credit card debt in the U.S. has reached a record high but around 23% of Americans are putting less money toward paying it down, per New York Life's survey.

Keep an eye on your credit card balance and fees and know when to seek help if you start to feel overwhelmed and stressed about debt.

Credit card interest rate margins at all-time high | Consumer Financial Protection Bureau The annual percentage rate (APR) margins, the amount of interest credit card issuers charge cardholders on top of benchmark rates, have reached an all-time high.

We love helping people get back on track and recover from financial crisis with a fresh start!
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The Internal Revenue Service has announced tax relief for individuals and businesses in parts of Tennessee affected by severe storms and tornadoes that began on Dec. 9. These taxpayers now have until June 17, 2024, to file various federal individual and business tax returns and make tax payments.

IRS announces tax relief for taxpayers impacted by severe storms and tornadoes in Tennessee | Internal Revenue Service TN-2023-06 — The Internal Revenue Service announced today tax relief for individuals and businesses in parts of Tennessee affected by severe storms and tornadoes that began on Dec. 9. These taxpayers now have until June 17, 2024, to file various federal individual and business tax returns and make...

VA recently announced a six-month pause on home foreclosures for Veterans – a huge relief for thousands of Veterans facing foreclosure.

VA help to avoid foreclosure | Veterans Affairs If you fall far behind on your mortgage payments, your mortgage servicer (the company that handles collecting the money for your lender) can take your house to cover the money owed. This process is called foreclosure. Find out how our VA loan technicians can help you avoid foreclosure and keep your....

From the article: Nearly half of consumers say they are carrying credit card debt, according to a new survey from Bankrate. When is it too much? A free consult with Slocum Law can provide guidance and options. Schedule your consult at keithslocum.com.

56 million credit cardholders have been in debt for at least a year, survey finds American consumers' combined outstanding credit card balances hit a record $1 trillion in 2023, miring many people in debt.

Top 2024 financial New Year's resolutions include saving more, spending less and paying down debt. Are you looking to achieve one of these goals or improve your financial situation in 2024, too?

9 Money Resolutions to Make 2024 Your Best Financial Year Yet Two-thirds of consumers are making financial resolutions for 2024.

If you are considering filing bankruptcy in early 2024, it is important to file your 2023 tax return as soon as possible so you are prepared. Don't wait! Your most recent tax return is needed to complete your filing. When using an online service, don't forget to save a copy of your return.

Too much debt is stressful, scary and overwhelming. Bankruptcy exists for a reason - to help good people out of a bad situation. Talk to Slocum Law about your debt relief options and get back on track.

If breaking free from debt is one of your New Year's resolutions, Slocum Law is here for you. Schedule a free consultation at keithslocum.com to learn more about your options and let 2024 be your best financial year yet.

Congratulations to Keith Slocum for his recertification as a Bankruptcy Specialist with the American Board of Certification. "I believe in the importance of being a board certified attorney and I value the elevated professionalism certification brings to the practice of law. Board certification is our industry’s Good Housekeeping Seal of Approval. It requires extra time and effort to meet ABC's rigorous standards but it's what all clients deserve."

Creative strategies and planning ahead can make the holiday spending season a bit less stressful.

The holidays are here. So is record credit card debt. How 6 Americans are coping. The holidays are perilous for the nation’s credit card holders. This year, the stakes feel higher than ever.

From the article: A court order requires Prehired, a self-described workforce accelerator, to shut down permanently and provide more than $30 million total in debt forgiveness to hundreds of former customers. Those customers, according to the CFPB, were “kept in the dark” about key loan information and “tricked” with deceptive debt collection practices.

Student debt forgiveness: 'Tricked’ sales class grads to get over $30 million Tens of millions of dollars in student loan forgiveness will flow to grads of a 12-week sales boot camp deemed predatory by state attorneys general.

As the holiday shopping season ramps up, stick to your holiday budget to curb unexpected debt.

4 Ways to Limit Your Holiday Debt - NerdWallet Holiday spending can leave you with debt that will make your purchases cost significantly more. But there are ways to limit how much holiday debt you take on.

Stressed about your finances? You are not alone. If serious concerns about debt are you keeping you up at night, a free bankruptcy consult with Slocum Law could help you get relief. Schedule a consult on our website, keithslocum.com, or call 615-656-3344. We'll get you back on track.

40% of middle-income Americans say they're depressed about their finances as inflation and higher interest rates take a huge mental toll Some 51% of respondents said their finances were either not so good or poor, the most since the quarterly poll began in 2020.

When credit reporting agencies make a mistake on your report and fail to promptly correct it, as regulated by FCRA, Slocum Law has years of success and experience in helping our clients resolve these frustrating problems that negatively impact your financial future.

Credit Score vs. Credit Report: What’s the Difference? - NerdWallet Credit reports list data about your past credit use. That information is used by scoring companies to create your credit score. Here's how to check both things.

Retirement savings are typically protected in consumer bankruptcy. Don't drain your hard-earned retirement savings unnecessarily. Talk with a board certified bankruptcy attorney about any debt concerns first.

How Much Should You Save For Retirement? It’s no secret that most Americans aren’t saving enough for retirement. According to the National Institute on Retirement Security (NIRS), more than 75% of Americans have retirement savings that fall short of conservative savings targets, and 21% aren’t saving at all. But how exactly do you de...

We believe our work in consumer law is an important and valuable service that allows our clients to overcome debt, defend themselves against injustice and unlawful treatment, and protect their financial future. www.keithslocum.com

Avoiding debt before it starts is always the goal! Talking with your student about the "real" cost of college and making a plan can help.

How parents can help students avoid college debt before it starts Parents can do more than they might think to help their children avoid the mounting student loan debt plaguing millions of Americans.  It is never too early for families moving toward college …

If debt worries are keeping you from living life to the fullest, let's talk. Your initial consult is free! Book online at keithslocum.com.