Pinnacle Wealth Solutions

Working years are about saving, investing, and accumulation. During retirement, a predictable, guaranteed income stream that you can't outlive is the key to worry-free retirement!

A Retirement Income Distribution Plan Is as Critical as Saving Designing a strategy to efficiently use your retirement savings is a critical step on your retirement planning journey to maximize your income and ensure a long-lasting retirement.

Your Money Is Worth More Now Than Ever - Melanie Ngai, HowMoneyWorks Your Money Is Worth More Now Than Ever August 23, 2022 The Time Value Of Money Your money is worth more now than ever. The rich know that. They’ve conducted the surveys and done the market research to figure out how to convince you to fork over as much of your cash as possible right now while it.....

Are You Prepared For a Recession? - Melanie Ngai, WealthWave Some downturns can be seen from a mile away. Others, like the Great Recession and the Coronavirus lockdowns, are black swan events—they catch even the experts off guard.

What do you think will happen then?

When No One Retires You can see the graying of your workforce as a crisis -- or an opportunity.

The Right Way to Respond to Economic Volatility - Melanie Ngai, WealthWave These words have been plastered all over the news and social media feeds for the last two years. And there’s no sign of it stopping.

Mind Traps and Your Money - Melanie Ngai, WealthWave This isn’t to talk bad about your brain—it’s like a supercomputer ceaselessly working to make sense of the world and keep you safe. The trouble is, sometimes it does this by coming up with shortcuts that feel like they should make sense, but can lead to serious errors.

The Connection Between Health and Wealth - Melanie Ngai, WealthWave And while it’s true that money problems can cause people a lot of stress, did you know that financial instability can also lead to health problems?

Why The Financial Industry Loves Debt - Melanie Ngai, WealthWave You deposit money at a bank. In return, they pay you interest. It’s just above nothing—the average bank account interest rate is currently 0.06%.¹

The Cause of the Great Resignation Has Been Revealed... It's No Surprise - Melanie Ngai, WealthWave Is it surprising that workers are quitting in droves? Of course not! The real miracle is that people didn’t quit sooner.

Why It's Time To Create Wealth - Melanie Ngai, WealthWave It’s a common mindset, and it keeps many from reaching their financial goals. But the truth is, you don’t have to be born into money or have some special talent to create wealth. It all comes down to making a commitment to start building your fortune today.

Top Financial Literacy Stories of 2021 - Melanie Ngai, WealthWave It began with struggling companies like Gamestop and AMC soaring in value. The cause? Rabid speculation fueled primarily by Reddit. There was little rhyme and even less reason to the frenzy, with devastating results—the boom became a bust that wiped out $167 billion of wealth.¹

Do you have a plan if you have Dementia?

Nearly 153 Million Adults Will Have Dementia Worldwide By 2050, Study Predicts Cases could double in the United States by 2050, part of a global trend driven by rises in obesity, social isolation and smoking, as well as the growth of the elderly population, researchers said.

Ranked: The Revenue Impact of U.S. Tax Hikes President Biden is set to inject trillions into the economy through higher taxes. Here’s how the proposed Biden tax hikes compares to historic U.S. tax increases.

This country is out of control!

Hitting the debt ceiling is the worst possible outcome for the dollar, Janet Yellen says. That would be a disaster for the whole world. US economic strength rests on trust in the dollar. A debt-ceiling breach would destroy that, Yellen said, with big implications for every country.

Income, Estate, Capital Gains Tax Hikes & Retirement Account Crackdown: House Finally Details How It Will Fund $3.5 Trillion Social Policy Plan The estate and gift tax would revert to pre-Trump levels. The top capital gains tax rate would be 25%. Backdoor Roth IRAs would be prohibited for high earners.

$30 trillion debt problem, where should you put your money now ?

Op-ed: The tax gap is a real problem but so, too, is the 'reverse tax gap' Many people repeatedly overpay their taxes. While reducing the tax gap seems a laudable goal, reducing this reverse tax gap should also be prioritized.

Everything You Need To Know About How The Rate Hike Will Affect Your Wallet

A historic eviction crisis could be coming to the U.S. in days, this housing expert warns Ten million or more Americans are behind on rent, with the national eviction ban about to expire. CNBC spoke with housing expert Emily Benfer about the crisis.

The bond market is torn over the potential for higher inflation and lower growth A volatile environment for government bonds is reflecting a highly uncertain future for the U.S. economy.

As housing boom begins to fizzle, weekly mortgage demand falls nearly 7% Weekly mortgage demand fell to the lowest level in almost a year and a half, as home prices sideline more buyers.

Housing boom may be cooling as weekly mortgage demand drops again High prices and low supply are finally taking some of the heat out of the housing market, and mortgage demand is following suit.

Do you know how this will impact you? Please contact us for a consultation!

What's in Biden's American Families Plan? The details of the administration's $1.8 trillion plan.