TOR Insurance

We get it. Things happen. Make sure you have the right insurance in place to provide peace of mind.

Let us help you make sure you have the right insurance policy in place. Talk to a Tor Insurance agent today.

You'll be busy with snow-shoveling for some time to come. Here are some things you can do to keep yourself safe while shoveling.

Why not give the gift of protection this Valentine’s Day? Give the gift of peace of mind with protection for you and your loved ones.

Call us today to learn about the best protection for you.

Move forward, no matter how small the steps. Keep going!

According to the NFPA, heating equipment caused one in seven home structure fires (14%) that took place in 2014–2018 and 19% of home fire deaths.

Here are tips on how to stay safe this winter.

Stay warm. Bundle up and keep your pipes running. Don’t forget to insulate your water pipes as well.
Once the snow melts, the plumbing will burst under pressure. Safe winter to you all!

Starting the day with a positive outlook can make a big difference in the way we feel.

Let’s make today amazing!

Buying life insurance is a major decision. It's also not an everyday occurrence - you may only purchase one or two policies in your lifetime. If you're unsure of how to choose the right policy, we're here to help.

Going for a ride this weekend? Make sure your vehicle is safe and that you have everything you need.

Here are some quick tips to help you have a safe and fun weekend ride.

✅Brake
✅Fluids (motor oil, coolant, transmission fluid)
✅Electrics and tires
✅Travel essentials
✅Emergency contact
✅Car insurance

Have a great weekend!

Protect your family, your possessions and your investment with a policy that will pick up the pieces should anything go wrong.

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To grow and be challenged, you need to try new things, even if they make you a little uncomfortable at first. Keep it up and you'll be amazed at what you can achieve!

It's Monday and that means it's time to kick off another week!

Without proper attention, winter hazards like neglected wood stoves, ice dams, and icy driveways can go from a minor inconvenience to a major headache -- literally and metaphorically! 🧊 Make sure to salt, shovel, and scrape to protect yourself and others. 💪

Here are 5 terms you need to understand if you're shopping for a home insurance policy.

👉Deductible- the amount of money you must pay out of pocket before your insurance kicks in.
👉Liability Coverage- this protects you from getting sued for bodily injury or property damage you cause to other people.
👉Replacement Cost- a type of insurance that pays for rebuilding a home from the ground up in the event of a natural disaster, fire, or other catastrophes.
👉Sub-Limits- a limitation with an insurance policy that sets a maximum amount on the amount of coverage for a particular type of loss.
👉Riders- are an optional addition that can extend your homeowner’s insurance coverage to include specified items.

With questions? Post them in the comments!

Can I get life insurance if I have a pre-existing condition or a terminal illness? Can I lose my life insurance if I get sick? Do I need a medical examination to get life insurance?

If you're seeking answers to these questions, contact us today.

Regular maintenance can help your furnace run more efficiently — this not only can help reduce your energy bills, but it can also extend the lifespan of your equipment.

Before it gets too cold, make sure your home has the proper fall maintenance checklist completed.

It's sad how many homes get burglarized every day… But, even more, devastating than the burglary itself, is what happens when you don't have the right protection.

Don't let a burglary ruin all the time and money you've put into your home!

Make sure you have the right protection. Get a free quote today!
https://buff.ly/3CiF0dO

They say people protect what they love. What asset do you love are you insuring today?

Don't beat the stoplight! Prevent car accidents by following road and driving rules.

Enjoy long 🏍️ rides with your motorbike and enjoy the view with less worry when you insure your motorcycle with us.

Being organized means being ready for anything. With a house inventory, you can rest easy knowing that nothing is going to get lost or forgotten.

Create a home inventory by photographing your belongings and labeling them with their serial numbers. Save the photos online in order to access them from any device.

As the world becomes more and more unpredictable, it’s vital to ensure your family is protected. We all want what’s best for our families, so why not give them the support they need with home insurance?

Message us today to learn more!

Calling all ! Enjoy every moment of the adventure with the peace of mind. Make sure your car's insured before heading on that road trip!

Learn more by sending us a message here.

Whatever your goals are, you can always choose to start today.

Click here to get started https://buff.ly/3p2hfQO

In addition to covering you from the rain, if someone is injured on your property, an umbrella policy will help protect you from financial liability.

Contact us to learn more!

You can reduce your monthly expenses by putting less into your body. Make sure that you are watching what you eat. Eat healthy to avoid medical situations. Hydration and nutrition are critical to a healthy body.

Here's an excellent article about health and nutrition tips.
https://buff.ly/2JC72qQ

When disaster strikes, are you prepared? Earthquakes can happen at any time. You never know when you might need coverage for shake damage or extra living expenses.

Don’t wait until it’s too late. Get earthquake insurance today.
👉 torinsurance.com

Have you undergone any big home renovations recently? Whether you're remodeling your entire home or making minor upgrades, remember to keep your homeowner's insurance up to date.

Connect with us today to learn more.

Avoid letting your phone distract you while you're driving. Make sure to turn on ‘Do Not Disturb’ mode to quiet notifications. Or put your phone in your glove box or purse so it's out of sight.