Roman Janos, CFP - Northwestern Mutual

CERTIFIED FINANCIAL PLANNER™ and Wealth Management Advisor

Markets Cheer Fed’s Decisive Action on Rates 09/24/2024

The Fed’s rate cut raises the chances of a soft landing but doesn’t guarantee one. Chief Investment Officer Brent Schutte discusses what risks remain and how investors can prepare for an unknowable outcome.

Markets Cheer Fed’s Decisive Action on Rates Investors celebrated the Fed’s rate cut last week. But did the Fed get the timing and size of the cut right?

09/11/2024

Currently, the qualified business income tax deduction, or QBI, allows you to deduct up to 20 percent of business income earned from sole proprietorships, partnerships, S Corps and LLCs. But that’s about to change. Let’s work together to make sure you’re prepared. Reach out today.

Disappointing Jobs Data Suggests an Economy Nearing the Edge 09/10/2024

Whether the economy slips into recession or sticks the soft landing, volatility is likely to stick around. Here’s Chief Investment Officer Brent Schutte’s take on how investors can respond.

Disappointing Jobs Data Suggests an Economy Nearing the Edge More signs emerged that the economy is nearing an inflection point. How should investors respond to the growing risks?

Investors’ Confidence Sends Markets Higher 09/04/2024

Equities rode a wave of investor optimism to close out August on a high note. Here’s Chief Investment Officer Brent Schutte’s look at what risks the Fed believes still exist and how investors can manage them.

Investors’ Confidence Sends Markets Higher Stocks closed higher thanks to a resurgence of investors’ confidence. But does the economic data warrant current valuations?

08/28/2024

Big tax changes are coming for most business owners—and now’s the time to prepare. Let’s work together to make sure you and your business take advantage of today’s lower rates and are ready for the future. Take a look at our guide and then reach out. http://spr.ly/6182cVyPq

Some Investors Expect Rate Cuts Will Save the Day, but Will the Economy Follow the Script? 08/27/2024

Equities climbed last week thanks to more confirmation that the Fed is ready to cut rates. Chief Investment Officer Brent Schutte looks at why the Fed may be limited in how far it can go to stem an economic slowdown.

Some Investors Expect Rate Cuts Will Save the Day, but Will the Economy Follow the Script? Will the Fed’s rate cuts be enough to save the day? Or is the economy following a different script?

Why Not Too Hot nor Too Cold May Not Be Just Right 08/20/2024

Markets surged last week on encouraging economic headlines. Chief Investment Officer Brent Schutte digs into the details to see whether the good times can continue.

Why Not Too Hot nor Too Cold May Not Be Just Right Economic headlines last week offered an incomplete story of the economy. We sift through the details for a clearer picture.

08/14/2024

No matter your filing status—from single to married filing jointly—your income tax rate will likely be going up. And while there’s still time to prepare, the clock is ticking. Reach out today and let’s make sure you’re positioned to make the most of the changes to come.

Markets Bounce Back, but Risks Remain 08/13/2024

Recent economic data shows why a soft landing may be difficult for the Fed to achieve. Chief Investment Officer Brent Schutte weighs in with his take on what investors should consider as they prepare for more bumps ahead.

Markets Bounce Back, but Risks Remain Last week’s market volatility may be just the beginning. We look at how investors can brace for more turbulence ahead.

Fed Signals Rate Cuts Are Coming—Now Comes the Hard Part 08/06/2024

Will a September rate cut be enough to prevent the economy from tipping into recession? Our Chief Investment Officer Brent Schutte offers his take.

Fed Signals Rate Cuts Are Coming—Now Comes the Hard Part News of a likely rate cut in September was overshadowed by weak economic data. We look at why investors’ concerns are warranted.

Markets End Volatile Week on High Note Amid Mixed Signals 07/30/2024

Conflicting data gives some investors hope the Fed can achieve a soft landing. Get Chief Investment Officer Brent Schutte’s take as he explores the latest stock market trends, inflation data and Fed strategies in this week’s Market Commentary.

Markets End Volatile Week on High Note Amid Mixed Signals In this week’s Market Commentary, Chief Investment Officer Brent Schutte explores the latest stock market trends, inflation data and Fed strategies.

07/29/2024

It’s simple: significant tax changes are coming soon. So, whether you want to take advantage of the current lower taxes or protect yourself from future higher taxes, you’ll want to prepare now. Reach out soon and I’ll help you make the most of this opportunity.

Shifting Sands: Investors Move From Big Tech Amid Rate Cut Speculation 07/23/2024

Investors move away from big tech as speculation about a potential rate cut grows. Find out why in this week’s Market Commentary.

Shifting Sands: Investors Move From Big Tech Amid Rate Cut Speculation As the economy shows signs of slowing, investors move from big tech to other sectors. We explore whether a rate cut this fall could prevent a recession.

More Progress on the Inflation Front Has Investors Cheering 07/16/2024

Investors cheered more soft inflation data out last week. Chief Investment Officer Brent Schutte looks at why investors should focus on what’s driving the easing price pressures before popping the champagne.

More Progress on the Inflation Front Has Investors Cheering Soft inflation data gave investors reason to cheer. But are the markets overestimating the Fed’s willingness to cut rates?

Do the Markets Reflect a Widespread Suspension of Disbelief? 07/15/2024

Market performance for the second quarter may not be as strong as it appears. Here’s a timely analysis from our chief investment officer about the outsized impact a small number of businesses had on returns and where compelling opportunities still exist in a slowing economy.

Do the Markets Reflect a Widespread Suspension of Disbelief? In Northwestern Mutual’s Quarterly Market Commentary, we look at how some investors may be ignoring signs of a slowing economy.

07/11/2024

Big tax changes are on the way. And while there’s still time to prepare, it’s important that you act soon. Reach out today and let’s work together so you make the most of this opportunity.

Would a September Rate Cut Be Enough for the Economy? 07/09/2024

Last week brought more signs of a slowing economy and a slowdown in the pace of wage growth. Chief Investment Officer Brent Schutte looks at how that may play into the Fed’s decision-making and what it means for the economy.

Would a September Rate Cut Be Enough for the Economy? Investors are again betting on a rate cut in the fall. We take a closer look at whether that would be enough to avoid a recession..

Inflation Reading Marks a Step in the Right Direction, but the Fed Likely Needs More 07/02/2024

The latest inflation figures show that price pressures are easing; unfortunately, so is the economy. Chief Investment Officer Brent Schutte looks at why the Fed may feel handcuffed in making meaningful rate cuts even as the economy slows.

Inflation Reading Marks a Step in the Right Direction, but the Fed Likely Needs More Inflation appears to be heading in the right direction, but is it moving fast enough? We take a closer look for answers.

Latest Data Follows a Familiar Trend and Further Complicates the Fed’s Job 06/25/2024

Since the end of COVID, normally reliable indicators of the economy have seemingly missed the mark. Chief Investment Officer Brent Schutte looks at how the muddied picture may affect timing of rate cuts.

Latest Data Follows a Familiar Trend and Further Complicates the Fed’s Job Inconsistent and sometimes contradictory data is making the Fed’s job more difficult and may lead to rates staying higher for longer.

06/24/2024

Your financial journey is a part of who you are, and I’m here to help you do it with pride.

06/19/2024

Your personal future depends on your financial future. And now’s the time to start planning. Historic tax changes are right around the corner. Reach out soon and let’s make sure you’re prepared.

Markets Jump on Latest Inflation Readings 06/18/2024

Better than expected inflation data has investors once again expecting a soft landing. Chief Investment Officer Brent Schutte looks at why the path forward may not be as smooth as many think.

Markets Jump on Latest Inflation Readings The latest inflation data added fuel to an already surging market. In this week’s Market Commentary, we look at why investors may be wise to temper their enthusiasm.

06/17/2024

Want a personalized financial plan that requires nothing more than being yourself? Let’s chat.

Conflicting Jobs Data Creates Challenges for the Fed 06/11/2024

Your opinions about the strength of the job market may come down to which employment report you read. Chief Investment Officer Brent Schutte looks at the discrepancies between two leading reports and weighs in on how the disconnect in reports complicates the Fed’s decision on rates.

Conflicting Jobs Data Creates Challenges for the Fed Is the job market red hot or showing signs of cooling? Last week’s employment data suggests both. In this week’s Market Commentary, we look at why getting an accurate read on the employment picture may be a challenge for the Fed.

06/10/2024

Financial Planning is a unique journey for every LGBTQ+ couple. Let’s chat and we can build your financial plan as unique as your love story.

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Videos (show all)

Currently, the qualified business income tax deduction, or QBI, allows you to deduct up to 20 percent of business income...
On the Horizon
Your financial journey is a part of who you are, and I’m here to help you do it with pride.
Vision Board
Want a personalized financial plan that requires nothing more than being yourself? Let’s chat.
Financial Planning is a unique journey for every LGBTQ+ couple. Let’s chat and we can build your financial plan as uniqu...
You deserve to be seen, loved, and accepted. Happy Pride Month to all my LGBTQ+ clients!
Sail Into Success
Solve Your Career
Aim for a Better Career
See Your Career Take Off
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