Patrick Thomas - Fidelity Direct Mortgage, Gaithersburg, MD Videos

🏡 Ready to make your homebuying dreams a reality? Join me, Patrick Thomas, Senior Loan Officer at Fidelity Direct Mortgage, this weekend! Whether you're a Realtor seeking seamless transactions or a client on the hunt, let's connect and turn those real estate goals into keys in hand. DM me now or comment below!🚀 #HomeSweetHome #RealEstate #MortgageMagic

Are you in the market to buy a home but worried that student loan debt will stand in your way? Let's talk. I am always happy to run a no-obligation analysis of your situation. Feel free to reach out anytime!

The mortgage interest rate you're offered is affected by several factors, some in your control (credit, downpayment amount, etc) and some not (economic growth, inflation, etc). If you've been thinking about buying a home, let's talk. I'll take a look at your situation and give you a solid picture of how much home you can comfortably afford. No obligation, just information. Please don't hesitate to reach out anytime.

Getting a mortgage is not one-size-fits-all. Everyone's situation is different, and I tailor each mortgage to meet the individual needs of my clients. If you have questions about the mortgage process, please don't hesitate to reach out. I'm always happy to take a look at your situation and help you find a mortgage you can manage.

What is your debt-to-income ratio, and how does it affect your ability to buy a home? If you have any questions, please don't hesitate to reach out.

If you didn’t hit your 2022 goal of becoming a homeowner, 2023 is YOUR YEAR! Let's have a quick, 15-minute chat to discuss your situation and get the ball rolling. #homegoals #newyearsresolutions #homeowner

Have you taken a look at your credit report lately? If you have questions about getting your credit in homebuying shape, I can help. DM, email, or call me anytime.

If you're in the market to buy, let's chat! We'll discuss your situation and tailor a mortgage to fit your needs.

Happy Happy Merry Merry!

If you're getting ready to graduate in a few months and wondering, "Can I buy a home right out of college?" you're in luck! Your #mortgagebff breaks it down.

This is INCREDIBLE! Talk about #ahomefortheholidays! One of my Homespire colleagues shared their story: "After Tyrell’s wife, Ebony, was diagnosed with cancer in January 2021, the family knew they had an uphill battle. Tyrell continued to work while taking care of their 4 children and taking time off to help Ebony during her cancer treatments and multiple surgeries. Ebony beat cancer, and they started working on their goal of purchasing a home. With everything they had been through, they didn't know if it would be a real possibility but believed their faith would help put the right people in place to make things happen. We closed just in time for the holidays. At closing, I found out they hadn't told their kids about the home. Instead, they decided to decorate the house and the kids' bedrooms and surprise them on Christmas morning. The following video is what came after..."

New Job AND New House? #score The question is - Can you qualify for a mortgage before the paychecks from your new job start rolling in? If you have any questions, please don't hesitate to reach out!

With our Lock and Shop program, you can lock in a rate that feels good for you for up to 90 days while you're on the hunt for the perfect home. Want to find out more details? Let's talk!

In this video, Autumn gives you a quick overview of best practices for saving for a downpayment. If you have any questions, I'm always happy to help. Reach out anytime.

📢 HUGE NEWS! Conforming loan limits will increase for 2023, and Homespire Mortgage is offering them NOW! This is HUGE news for Realtors, Homebuyers, and Homeowners alike! To find out how you can take advantage of these new limits, give me a call today.

If you're kicking yourself for not locking in a mortgage rate when they were in the 2s and 3s, DON'T! Maybe now is a better time for you to make the switch from renter to homeowner. If you have questions, please don't hesitate to reach out. I'm always happy to help!

Don't let the mortgage process scare you! 👻 If you're in need of a pre-approval, allow me to work my mortgage magic! 🪄 Please reach out any time. I'm always happy to help!

What happens if rates drop while you're in the middle of the mortgage process? That's where an extended rate lock comes in. Ready to apply? Reach out anytime. I'm always happy to help!

Mortgages don't have to be so complicated. Ready to apply? Reach out any time. I'm always happy to help!

Thinking about buying a new construction home? Here are 4 tips to keep in mind as you go through the process. If you have any questions, please don't hesitate to reach out!