Patrick Thomas - Fidelity Direct Mortgage

Who can relate to this?

4.33 star review received on Experience.com for Patrick Thomas by Mark E D - Well unfortunately my cellphone was having difficulty during the times that Patrick and I was communicating so he really would have received a better rating. He was crystal clear on most of the stuff regardless that I wind up having to pay an additional amount at the settlement.

New ★★★★★ 4.33 Star Experience.com Review by Mark E D Click to see all 11 reviews of Patrick A. Thomas, Team Lead/Senior Loan Officer

5.0 star review received on Experience.com for Patrick Thomas by Shakela B - Patrick gave me a lot of information so I understood the process, he sent me text if I didn’t see the emails and he was always available if I had any questions.

New ★★★★★ 5 Star Experience.com Review by Shakela B Click to see all 10 reviews of Patrick A. Thomas, Team Lead/Senior Loan Officer

I smell new home owners in the air 🏡. So happy for my clients who just closed on their new home who their trust in me and my team. Realtor LaKisha Bushrod, Settlement Agent: Amy Grant. I’m so happy for clients starting their new chapter.

🚨My Rockstar Realtor Partner Michelle Gasca has an amazing listing that I can help you get PreApproved for. Check out this beautiful home 🏡. Type “LISTING” in the comment section if you would like one of us to DM you about this home or another home.

8512 Kittama Dr Clinton MD 20735 ***$10,000 Seller credit!!*** Welcome to your dream home! Be prepared to be captivated by this extraordinary residence meticulously crafted by Toll Brothers nestled on almost 1 acre of land. This remarkable home offers an abundance of luxury and comfort making “Wow!” The first spoken word from a...

May the Fourth be with you.

You don’t have to go to a galaxy far, far away to find a lender who will guide you through every step of the mortgage process with ease. Whether you’re looking to buy a home, cash out your equity to pay off debt, or finally tackle those home renovations…
..Fidelity 𝗶𝘀 𝘁𝗵𝗲 𝘄𝗮𝘆.

📲 Call me anytime (703) 493-0023, and let's make your a reality.

- Using a traditional lender can feel a bit like having a dial-up internet connection…

You experience longer wait times, less reliable two-way communication, and frustrations over what should have been quick and painless.

Working with me is like having a strong 5G phone signal everywhere that you go. 🗼

Not only do we underwrite upfront for lightning speed closings, but I'm available 24/7 to address any problems that may arise.

Don’t get stuck waiting on slow underwriting and unreliable service...⌚️

Let's talk today! I'll show you what “high-speed lending” is all about . 😊

Check out this listing. Please reach out to a Thomas Team Loan Officer today to get preapproved

200 Castle Dr. 1366 Myrtle Beach SC 29579 This fabulous and well maintained 2 Bedroom, 2 Bath end unit has vaulted ceilings, fresh paint, new flooring and a new HVAC system. Located in the beautiful and highly desirable community of Berkshire Forest, just minutes to the Atlantic Ocean!! This unit comes completely furnished including dishes,...

Happy Friday 😊. If you are house hunting this weekend we are standing by to assist you with your offer. If you’re looking to get PreApproved for a morggage, please DM me. Happy Hunting!

Our team is on standby to help you submit an offer on a home this weekend.

Happy Saturday! The Thomas Team is here for you if you’re out house hunting this weekend. Give me a call at (703) 493-0023 to assist you in DC, MD, VA, FL, or SC. Ask about our 2-1 Buydown!

If you’re looking to purchase a home in Washington, DC in 2024, The Thomas Team has you covered. Reach out today to get PreApproved. Ask us how we can help you stand out from the competition. Message us Now.

As a reminder, The Thomas Team is also licensed in South Carolina. If you or someone you know is looking to purchase a home, please let us know. Feel free to ask about our 2-1 Buydown Program. Message us now!

Happy Saturday! It’s a holiday weekend and wish you and yours the very best. If you happen to be house hunting 🏡 this weekend and need assistance I’ll be standing by with this smiling face 😊.

Curious about navigating the homebuying process? 🏡 Here's a quick tip: Understanding your credit score can significantly impact your mortgage options. What's your experience with credit scores in the homebuying journey? Share your thoughts!

Navigating the housing market? 🏡 As a senior loan officer, I'm here to help! What questions do you have about mortgages or home loans? Drop them below, and let's start a conversation. Your home ownership journey begins here! 💙 🧡 "

🤔I wonder……if you could get an interest rate at 2% lower than the market would you consider buying a home? The FDM Buydown Program is a great way to make a mortgage payment affordable. If you would like more information on this program put “BUYDOWN” in the comment section below. 👇🏾👇🏾👇🏾

Buying a home doesn't have to be as scary as me in this picture. It's my job to fight all the ghost and gobblings for you. Feel free to send me message so we call talk about how I can fight hard for you. There is no need to be creeped out when working with The Thomas Team, we've got your back.

🎈Congratulations to our buyers🎈Thank you for trusting The Thomas Team & LaKisha Bushrod (Realtor) to be apart of your home buying process. We wish you many great memories in your new home. Amy Grant (Title) went above and beyond to make sure all of our needs were taken care of. 🎉🎉🎉

5.0 star review received on Experience.com for Patrick Thomas by Nancy E S - Patrick exhibited remarkable knowledge and remarkable efficiency in addressing all our requirements. He consistently prioritized the customer experience. From the initial stages to achieving the clear-to-close status, it took just 9 business days, a timeline that greatly exceeded my expectations. Even when faced with delays on the other side of our transaction, Patrick and his team went the extra mile to safeguard our rates and minimize costs on our end. I wholeheartedly recommend him for your home financing needs.

New ★★★★★ 5 Star Experience.com Review by Nancy E S Click to see all 7 reviews of Patrick A. Thomas, Team Lead/Senior Loan Officer

Weekends in the Fall.

Football, leaves turning, finally opening window and finding that perfect home! The end year is always the best time to buy your home. “Apparently the old adage ‘Spring forward and fall back’ applies not only to setting your clocks, but to home prices as well,” said Rick Sharga, executive vice president of market intelligence at ATTOM. “Seasonality has always had an impact on home prices, which tend to weaken in the fall and winter months when there’s less buying activity. Savvy homebuyers can take advantage of those lower prices and less competition from other buyers once the leaves start to turn.”
Ask your Thomas Tram FDM Mortgage Professional about the FDM Purchase Power Program and find your new home this fall.

As we expected the FOMC did “pause” interest rate hikes in September. Awesome, the FOMC finally stopped the rate craziness. Today’s decision leaves the benchmark short-term rate at a 22-year high of 5.25% to 5.5%. Today’s meeting is just the second meeting at which the FOMC did not raise interest rates since it began its hiking campaign in March 2022. We can finally say rates are going to get better! Since we are in the midst of College Football we can quote College Game Day football legend Lee Corso….”Not so fast my friend!” As we have shared it is never just about the FOMC rate decision. Traders focus on the comments in the message from the Fed. The "Higher For Longer" in FOMC Statement was not a welcome message for traders. The FOMC statement hinted at one more interest rate hike in 2023, which is welcome news, but they predicted they would cut the rate to 5% to 5.25% which is higher than the 4.5% to 4.75% they projected in June. That means officials will likely start trimming rates later in 2024 than they had predicted….. “Higher for Longer!”. Inflation is slowing but remains much higher than the FOMC target. Rising Oil and Gas prices are a variable that can alter the FOMC direction forcing them to be more aggressive in their monetary policy.

Need help with a down payment or closing costs? Get affordable assistance when purchasing a home using the Maryland Mortgage Program. Contact us today for more information! https://www.fdmhome.com/patrickthomas.html



Patrick A. Thomas
Team Lead / Senior Loan Officer - NMLS #: 1558085
(703) 493-0023 Cell
[email protected]
Fidelity Direct Mortgage - NMLS #: 188829
555 Quince Orchard Road
Gaithersburg, MD 20878
Equal Housing Lender

If Barbie can buy a house, so Ken you. Ask me how you can get PreApproved today. DM me now!

If Barbie is a homeowner, then so Ken you! DM us now to get started.

Hot! Hot! Hot!

The past week has been hot, hot, hot and we are not talking about the weather. Yes, the thermometer has been hitting triple figures the last few days, but we are talking about the interest rate market. The bond market has been hot, hot, hot and mortgage rates have improved over the past few days. Do not miss this opportunity. Ask your Thomas Team FDM Mortgage Professional today about the FDM Purchase Power Program and lock in today’s lower interest rates while you shop for your new home.

https://www.fdmhome.com/patrickthomas.html

Fidelity Direct Mortgage, LLC - patrick thomas Fidelity Direct Mortgage (FDM) is poised to serve a wide range of clients through individualized service. No matter your situation, we have a solution for you!

When It Rains Things Grow?

The East Coast is getting much needed rain over the past few days. In fact, the forecast has rain each of the next nine days. When the forecast has nothing but rain our impulse is to grab a blanket and binge watch Yellowstone all day. Rain is necessary to grow crops, grass and flowers. It may rain all week, but the rain is not dousing the opportunity in the housing market. Did you know property values dropped slightly last month creating a buying opportunity today? So grab an umbrella and find your new home. Start growing your financial future. Ask how a Thomas Team FDM Mortgage Professional can make your offer as good as a cash offer with the FDM Purchase Power Program!