Jill Godsey NMLS 1722091 Loan Officer

Donors of $1,000 or more may choose to have a named scholarship. Named scholarship donors set their own scholarship criteria and may choose to select their own recipients.

Please pm or email [email protected] for details.

Hi Friends!

Don't feel like cooking dinner tonight? Come to Fondi! They are generously supporting the Gig Harbor Scholarship Foundation raise funds for our Senior class scholarship.

Hi Friends!

The Gig Harbor Tides Scholarship Foundation is very dear to my heart and does so much for Gig Harbor families. If you are able, your support would mean SOOO much. Even a small amount contributed will allow us to provide more scholarships to this years GHHS Seniors. More info on how to contribute below...

Thanks for reading!

the Gig Harbor Tides Scholarship Foundation needs YOUR help!
We sold a record number of scholarship notebook packets to the class of ’23 which means our fundraising efforts need to AMP up this winter! In addition to our regular fundraising efforts of selling TidesWear, Menchie’s and the Co****le Tourney we are going to be selling fresh Tidal Wave (think Doubletree) cookies and Tidal Wave cookie mix in jars (including Gluten Free!) at Tide Fest this year. This requires A LOT of ingredients and so we are asking for your help to alleviate the upfront costs to put more funds into the scholarship bank.
How can you help? We have a couple items on our Amazon wish list which can be purchased and sent directly to our Board President but the most cost effective business to purchase from is Chef Store. If you’d like to donate cash to our cause, please Venmo us at -Riensche. She will transfer all funds to our GHTSF account to avoid the fees they charge us. We’ll need this by Friday, November 18th.
BONUS - We are dropping a BRAND NEWHoodie design at TideFest this year featuring one of the school's new logos. Come see us at TideFest to get yours before they sell out!
Thank you so much for your support!
If you’d like to know more about the Gig Harbor Tides Scholarship Foundation, contact Nicole at [email protected]
*Every dollar we raise goes directly into a scholarship for this year's graduating Seniors!*

🍺🌭 Enjoy your 4th of July!

If the home you want is out of reach, you may be able to stretch your buying power with an ARM—an adjustable rate mortgage.

Hybrid ARMs typically start with a lower rate and fixed payment for several years before adjusting. The calculator will show you the difference.

Please let me know if I can answer any home financing questions for you or someone you know.

You can contact me
💬📞 253-381-8995
📧 [email protected]



Bryte Home Loans | Bryte Home Loan Team is an Equal Housing Lender.

Fixed vs ARM Calculator Compare the costs and savings of fixed vs. hybrid ARM mortgages.

Don't let APR fool you! A lower annual percentage rate—the one you see alongside advertised rates—may not be the best choice, especially if you're uncertain how long you will have your loan.

Here's a quick overview and calculators to help you decide. Let me know if I can help! Call or text or email me at 253-381-8995
[email protected]



Bryte Home Loans | Bryte Home Loan Team is an Equal Housing Lender.

Annual Percentage Rate (APR) Calculate the savings (or costs) that come with a lower APR.

Have you registered your place at our Bryte Brunch & Learn? There's only a couple of days left! Contact me or register directly at Eventbrite https://www.eventbrite.com/e/bryte-solutions-brunch-learn-tickets-347577261947?fbclid=IwAR1uNbbqStEq3XBC5PuIpC_gRUpUO2pnPwJhTibFgPNkXFLBQtpROVqwmPI

We are just one 📆 week away from our Bryte Solution - Brunch and Learn! Have you reserved your spot?

Contact your Bryte Home Loans Loan Officer for more details or make your reservation at https://www.eventbrite.com/e/bryte-solutions-brunch-learn-tickets-347577261947

What are you waiting for?? Your Bryte Home Loans Solution may be just around the corner.

Join us for our first annual Cornament fundraiser, Sunday, May 15th at Redline Athletics - Sports Performance Centers to help support our community.

I'm gathering corn 🌽🕳 hole sets as I post! This event is a fundraiser for The Gig Harbor Tides Scholarship Foundation (Full disclosure, I’m the treasurer.). The money raised will be for outgoing 🧑‍🎓👨‍🎓 GHHS Seniors. Last year we gave over $155,000 in scholarships. It's a great cause led by a group of great parents! Start warming up those arms 💪💪.

****le

HAVE YOU RESERVED A SPOT FOR YOUR TEAM AT THIS EVENT (NERF-FREE!) YET? Hurry - time is running out to compete in the amazingly fun event. SPECTATORS WANTED TOO!! Games, food, music, the chance to win cash and prizes. Check out the Silent Auction. Proceeds from this event fund Senior Scholarships - so swing by and spread the word. Thank you so much for your support - GO TIDES!!!!🌊

Just a quick little guide to Bryte Home Maintenance Tips for spring!

Need some financing for more serious home improvements? We've got several lending products to help you out, give me a call and let's see which one is right for you!

Bryte Home Maintenance Tips!

Most homes are the largest asset a family has, so regular 🧰 maintenance is important to keeping your home in top 💎 shape. If you run into 💰💰 major repairs or improvements that will cost you more than you want to take from your savings, or want to put on your 💳 credit card, give us a call, we have a lot of options to help you finance your home repairs.

If you want to have 💵 in 🤲, think equity loan, equity line of credit, or a cash-out refinance. If you’d rather not have an equity loan as a second, think FHA 203(k) or Fannie Mae HomeStyle® Renovation Loans, where your existing mortgage and the cost of the renovations are rolled into one new loan.

Make the Bryte 💡 decision to meet your financial and homeownership 🎯 goals – and we’re here to help you make that happen. 👊

Most people want a turn🔑🏠 home. But with today's 🔥🔥 market buyers may want to embrace making something old into something new.

Two loan products, our FHA 203(k) and Fannie Mae Homestyle®️, may be an answer. Both loans will allow you to roll the cost of remodeling or renovation into the purchase loan. Of course there are a few ✔️qualifications that I can check for you and I'd be happy to go over ALL 💯 of your choices, like cash-out refinance, equity loan or equity line of credit, just to name a few. At Bryte Home Loans we offer home lending products to fit your financial needs. So, give me a call, text, or email me and lets talk about your plan.

253-381-8995 | [email protected]

Going into a 3rd year of a 🔥 hot seller’s market with ultra-low inventory, buyers will need to expand their options for finding a home.

One bryte way to do this is to include homes that may not quite fit that 🏚 dream-home picture in your mind. Perhaps a room 🔨 needs to be added, or a space needs to be 🤨 reimagined for better flow, or maybe the only part worth saving is the foundation. With Renovation Loans you have the opportunity to make a not so dreamy home into the home you literally 🛌💤 dream about.

Two ways our Bryte Home Loan Officers can help in financing your dream is with the FHA 203(k) or the Fannie Mae HomeStyle® Loans. With our Bryte Home Loan Officer’s knowledge and experience they will walk you, step-by-step, through the transaction process of a renovation loan.

Interested in learning 🤔 more? Then please contact your Bryte Home Loan Officer today or call us, at 253-649-4041 and we’ll get you one step closer to your dream home.

Don't we all battle 🥊with procrastination? The best part of this affirmation is that it actually does take the same amount of ⚡️ energy to choose action or procrastination. I choose action!

Happy Monday! Join us on the bryte side and have an amazing week!

🏃‍♀️ ACTION 🏃‍♂️
I liberate 🧘‍♀️ myself from the endless treadmill of procrastination, and start taking action. Taking action reminds me that it feels good to move forward instead of running ‍🏃‍♀ in place. And, it doesn't take any more ⚡️ energy than all of my procrastinating! (Although it does result in fewer online shoe 👢👡🥿 orders.)



Affirmators! at Work Deck by Suzie Barrett

Bryte ideas are a type of genius - make sure you share yours!

Happy Monday! Join us on the bryte side and have an amazing week!

I believe in my inner genius and encourage it to speak up as much as possible. When It seems to be feeling shy, 😕 I coax it to contribute ideas by sharing even its tiniest, craziest 😜 thoughts out loud. The more validated 🏆 my genius feels, the more apt it is to participate. And nobody puts my genius in the corner.




My Genius by Affirmators! at Work Deck by Suzie Barrett

💰BUDGET💰 It's an important word when you are remodeling with a set amount to spend. These 5️⃣ tips are good, but your biggest tip, PLAN and then PLAN again.

If you need 💵📑 financing for your remodel, please text, 📞, or message me! 253-381-8995 or 📧 at
[email protected]

5 Home Renovation Choices That Can Cut Your Remodeling Budget - Stay Informed and Inspired Pump the brakes on that big-ticket purchase — maximize your remodeling budget with a thoughtful, practical approach to renovating your home.

It's a return to "normal times" for self-employed 🕵️‍♀️👨‍🌾🧑‍🎤 mortgage borrowers! The government has eased paperwork requirements from temporary levels set during the pandemic. If you or someone you know has delayed a mortgage because of the extra 📑📑 documentation needed, there is still time to act while rates remain near historically low levels. Please reach out if I can help. Bryte Home Loans | Bryte Home Loan Team is an Equal Housing Lender.

The Lunar New Year 2022 is the year of the water 🐅 tiger and only appears every 60 years.

The water tiger is action-oriented and represents strength 💪 clearing away evil, and bravery. I can work with that!

The week that isn't. You know, that week between Christmas and New Years that we are now in? Best to let the 🌬 🌨 snow do it's thing, grab the blankets and ☕️ cocoa, and stoke that 🔥 fire; it's time to get cozy!

8 Tips for Achieving Maximum Coziness Gray skies don’t have to mean a drab indoor life.

Do you and your partner argue about the temperature of your home? It's a really common issue between couples, but there are ways to compromise . . . 🔥🏠❄️

Winning the Thermostat War: Real-Life Couples and Experts Weigh In How heated does your relationship get over the temperature in the house?

Two more days for food donations for Food Backpacks 4 Kids.

Monetary donations can be given through Venmo

Just two more days for food donations before Christmas! Don't miss this opportunity to Bryten someone's day.

🎄Christmas 🎅 is the time of year for giving. This Holiday season we think it is a ☀️BRYTE☀️ idea to team up with Food Backpacks 4 Kids to collect items to assist with their holiday meals kits.

While we will be focusing on donations of a few specific items, you can connect with Food Backpacks 4 Kids all year long to help meet the needs of families in our community.

We are accepting monetary donations via Venmo , and hot ☕️ cocoa, mini marshmallows, and chicken 🐔 broth at our branch office in Gig Harbor (through 12/16).

It's National ☕️ Cocoa Day! That plays into our partnering with Food Backpacks 4 Kids, while you are picking up your own marshmallows and cocoa, pick some up for our donation drive!

Drop off cocoa, marshmallows and chicken broth through Dec. 16th at our Gig Harbor office. Or Venmo

🎄Christmas 🎅 is the time of year for giving. This Holiday season we think it is a ☀️BRYTE☀️ idea to team up with Food Backpacks 4 Kids to collect items to assist with their holiday meals kits.

While we will be focusing on donations of a few specific items, you can connect with Food Backpacks 4 Kids all year long to help meet the needs of families in our community.

We are accepting monetary donations, hot ☕️ cocoa, mini marshmallows, and chicken 🐔 broth at our office in Gig Harbor (through 12/16). You an also donate via Venmo .

Being a 🏡 homeowner does take some adjustment, but it's so totally worth it! Are you ready to unrent and become a homeowner? Give me a call, and say bye 🙋‍♀️ bye to your landlord!

5 Signs You Are Ready to Be a Homeowner (That Have Nothing to Do With Money) Being ready to buy a home isn’t entirely determined by your finances. Homeownership is also a lifestyle change that you have to be willing to take on.

Food Backpacks 4 Kids

🎄Christmas 🎅 is the time of year for giving. This Holiday season we think it is a ☀️BRYTE☀️ idea to team up with Food Backpacks 4 Kids to collect items to assist with their holiday meals kits.

While we will be focusing on donations of a few specific items, you can connect with Food Backpacks 4 Kids all year long to help meet the needs of families in our community.

We are accepting monetary donations, hot ☕️ cocoa, mini marshmallows, and chicken 🐔 broth at our office in Gig Harbor. You an also donate via Venmo .

TILA or the Truth in Lending Act of 1968 mandated that 🏘 lenders disclose the annual percentage rate (APR) they charge to borrowers. APR is expressed as a percentage that represents the actual 🗓 yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.

% An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment.
% Financial institutions must disclose a financial instrument’s APR before any agreement is signed.
% Consumers may find it difficult to compare APRs, because lenders have the power to choose what charges are included in their rate calculation.
% An APR may not reflect the actual cost of borrowing because of the fees that are included or excluded.

As part of the #𝒮𝒸𝒽𝓇𝒶𝒻𝓉𝒯𝑒𝒶𝓂, 🙋‍♀️🙋‍♀️ I'm here to help make your home-buying experience the best that it can be. That means we help you in 🔥 hot 🔥 seller's 🔥markets by offering you lending programs that make your offer stand out. With our 🔑 Keys on Time 🔑program, you go in pre-approved, with a definite close by date, and a pot sweetener, we guarantee that if your loan doesn't close on the date specified, we'll pay you or the seller $2,000. WIN, WIN!

We are here to assist you in all your home financing needs! Contact us for more information about our lending products.

📞 Jill: 253-381-8995
📞 Shauna: 253-851-5903
📧 [email protected]
🌐 www.brytehomeloans.com/jill-godsey

Not all remodeling projects are equal when it comes to ROI. If you are staying in your home, the ROI can give you an estimate on the increase on value you may realize. If you are planning on selling, you can look at ROI as a way to prioritize upgrading your home.

If you are thinking about remodeling 🛠🏠 or upgrading your home, 📞 call or text the , we will go over the various home financing tools available to you and then keep you informed throughout the entire loan process.

Jill: 253-381-8995
Shauna: 253-851-5903

[email protected]
www.brytehomeloans.com/jill-godsey

Crazy, crazy market! If you are a boomer with a home or two, you may want to consider putting one or both on the market. Contact to discuss your options.

💥 Hot Market Benefits Boomers 💥

Baby Boomers are reaping the benefits 💰 of a record seller's market, according to a survey by the National Association of Realtors.

That generation makes up 43% of home sales as they retire and move closer to family 👪. They made a median profit of $66,000, $6,000 higher 📈 than at this time last year.