Cody Johnson Home Loans

Happy day of thanks! Give gratitude, be safe, stretch your belly, spend time with family, laugh a bit. Happy thanksgiving! 🍁🍽🦃

Suns vs Cleveland (TOMORROW, October 30th) - 4 tickets, 2 parking passes for sale. Section 105, row 2, seats 8-11. Amazing seats with all you can eat food and beverage. Must have a valid covid vaccine or a rapid test showing negative. Seats are incredible right behind the visitors bench. DM me for details and we can meet. Tickets are electronically transferred. 🏀☀️

Let me take a moment (4 days late) to tell this lovely late happy birthday! I love you, mom! Thank you for being you and for birthing my big round head. I hope you had a great day! (Even though you worked). Side note, we need more pics together cause this was our last one together! 😀 🎂

Cody Johnson Home Loans updated their address.

Lots of people are wondering where the market is going right now in AZ...here are some solid stats to ease your mind that things are continuing to move upward and onward.

Call me with any mortgage questions you might have.

I try to stay away from spectating and a lot of people have opinions about what rates are going to do, the feds have eluded to the fact that rates will increase, still kind of an unknown of when.

If you have put any thought into refinancing your current mortgage, now would be the time. I think it is safe to say we’re not going to see them drop anytime soon. Rates are still very low.

Call me for a no obligation quote. I can assure you my service is unmatched and will not pressure you into something that doesn’t make sense.

https://www.housingwire.com/articles/41337-cnbc-survey-yes-the-fed-will-raise-interest-rates-in-december

CNBC survey: Yes, the Fed will raise interest rates in December A new survey conducted by CNBC shows industry experts are expecting the Fed to raise interest rates in December. While market prices suggest less certainty, 76% of respondents believe the Fed will raise rates. What’s more, many of them also believe the Fed will begin to reduce its balance sheet in O...

Visit www.equifaxsecurity2017.com and see if you are part of the 143 Million peeps who were impacted by this breach and sign up for free monitoring for the year. I know it is expensive to have this type of monitoring service, but I'd recommend protecting yourself and your identity at all cost!






Call me with any questions!

Cybersecurity Incident & Important Consumer Information | Equifax September 7, 2017 — Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized a...

Don't let the mortgage process intimidate you. Give me a call and I will walk you through it, no matter what your situation is.

Rent vs Buy Are you renting because you don't think you can qualify for a mortgage? Call a Peoples Mortgage Loan Officer today to learn the benefits of being a homeowner...

Phoenix is on the list....of course! Buy real estate but first get qualified. Give me a call :) 480-250-1551

20 Best Places To Invest In Housing This Year Whether looking for a place to live or a property to rent out for yield, every home buyer wants to make a smart investment. To find out where you can do just that in 2017 Forbes teamed up with Local Market Monitor, a North Carolina-based company that tracks more than 300 housing markets. Below you& #

This is usually with lower loan to values and good FICO scores, but still a great thing to save time and money on with a transaction like this.

Check this out....

Saw this on a real estate page today. So true. If you're still renting, stop the non-sense :). Rent at an all time high and rates at an all time low. Call me and get prequalified today!

Freddie Mac: Mortgage interest rates will hit 40-year low in 2016 If current trends hold steady, this year could prove to be a banner year for housing, Freddie Mac said in a new report. In Freddie Mac’s new monthly outlook report, the government-sponsored enterprise states that it is currently projecting a “surge” in mortgage originations during the third quarter,...

Put that short sale that happened a few years back in your rear view mirror and call now to see what your options are now. To looking forward and not backwards!

We offer special niche financing exclusively for Doctors who have recently graduated from school and do not qualify with a standard two years of tax returns. Call with any questions you might have in regards to this special type of financing.

Don't allow yourself to become overwhelmed when purchasing or refinancing a home. Get educated. The more you know, the easier and less stressful this process will be. Don't hesitate to just call with any questions you might have. I'm here to help.

The average borrower doesn't realize how much goes on behind the scenes to completing your loan from start to finish. I believe my team has one of the most efficient processes in the industry. If you ever have just general questions on financing and what it takes, don't hesitate to reach out. As always, if you need help with purchasing or refinancing your home, allow me to help!

My wife loves home remodeling as much as anyone. If you're considering upgrading a bathroom, installing new cabinets or putting on that new dream deck/patio review the breakdown of these cost recouping remodel projects. Maybe it will sway you one more or another.

Rates are still incredible; call me with any questions and I can provide you with a free no obligation quote. Just the nature of the job. My team and I are determined to earn your business.

Many people still think that the only way to avoid mortgage insurance is to put 20% down. Most of the financing we do ranges in the 90-97% value of homes. There are options of buying out your mortgage insurance that a high percentage of buyers now-a-days take advantage of. Don't postpone purchasing a home because you don't want to pay mortgage insurance. Whether purchasing or refinancing, if you plan on staying in the home for the next 3-5 years or longer, buying out your monthly MI is a viable option to take advantage of these low rates and avoid having to refinance later on down the road. Let's get you locked in with a new low rate today that doesn't have monthly mortgage insurance!

Understanding your credit can sometimes seem overwhelming; rest assured it is easier than you think. Here are a few pointers that might be a good reminder to some of you if you're as a**l as I am about your credit score.

Allow me to be your neighborhood lender! If you have been looking to purchase or refinance, allow me to simplify the process for you and improve your circumstances.

There are pros and cons to every decision made in the financial markets. One good thing right now is rates are predicted to remain low. If you're looking to purchase or refinance, don't hesitate to contact me! http://www.mortgagenewsdaily.com/07122016_freddie_mac_outlook.asp

Brexit to have Lasting Impact According to Freddie Mac The Brexit decision continues to reverberate and Freddie Mac, in its current issue of Outlook sees it as both a plus and a minus for the U.S., and not necessarily a short-lived one. The company's economists predict it will raise global risks while keeping domestic...

I hope you all have a safe and Happy 4th of July weekend!

Rates are again near all time lows. If you purchased a home in the last couple of years and haven't looked at refinancing, now is the time. Also, now is a good time to consider looking at dropping down to a 20 or 15 yr term. $1,000's in interest savings when considering these options. Message, call or email anytime! Who knows how long rates will stay this low!

Don't wait any longer to get back into the Real Estate Market. Now is the time!