Kyle Allgair - Mortgage Loan Advisor - Answer Home Lending

Finding ways to conserve water is just one way we can all help out. What are some things you do to help save water? Share them in the comments below!

Droughts are cutting into California’s hydropower. Here’s what that means for clean energy. Greenhouse-gas emissions increase when natural gas replaces hydropower during water shortages.

How can you assess your financial wellness? Ask yourself these questions to check on the current state of your finances.

Are you financially prepared in case of an emergency?
Do you have active plans in place for your short-term and long-term financial goals?
Do you have a budget, and do you adhere to it?

Financial education can make all the difference to one's future. What's something you learned recently that helped you with your financial goals? Share it in the comments below!

From saving money to paying down debt, here’s why financial literacy is so important A lack of financial literacy can affect everything from the amount of money you save to the debt you owe.

Looking to downsize? If you’re retiring and looking for a home with a little less maintenance, now is a great time to start planning! Ask us how we can help today. In the meantime, start:

Donating unwanted belongings
Deciding on a new location
Figure out what you can put in storage

Exercise may be good for us but that doesn't mean we always feel motivated to do it. What are some things you do to get moving? Share what works for you in the comments!

3 Hacks To Get Your Brain To Love Exercise, From A Neuroscientist The hardest part about starting a new exercise routine is actually, well, starting.

Work/life balance is so important. Set up something this week for you and your loved ones to enjoy over the weekend.

Math lovers, rejoice!

Math’s ‘Oldest Problem Ever’ Gets a New Answer | Quanta Magazine A new proof significantly strengthens a decades-old result about the ubiquity of ways to represent whole numbers as sums of unit fractions.

Setting a household budget is important to maintaining healthy finances, and using the 50/30/20 rule is one of the easiest ways to start.

50% of income goes toward needs (food, rent, clothing)
30% of income goes toward wants (travel, entertainment, takeout)
20% of income goes toward savings

What are some of your retirement goals and what tips have helped you work towards reaching them?

4 Easy Tips For Diversifying Your Retirement Retirement might seem like a long way off but it’ll come sooner than you expect. When it does, you’ll be glad you took some easy steps toward constructing a diverse retirement portfolio.

You don’t always need a 20% down payment in order to purchase a home. You can put down as little as 3.5%! 62% of Americans still believe you need to put down 20% to buy a home. (Nerdwallet)

How did the pandemic impact your personal habits?

Americans are stuck in unhealthy pandemic habits. Here's how to reboot After two years of pandemic life, people have learned to cope in ways that have become stubborn, unhealthy habits. But there are positive steps we can take to reset a healthy lifestyle.

Take the plunge and set yourself free.

Today, believe nothing and trust no one.

How does the melting permafrost impact climate change?

Underwater Permafrost Is a Big, Gassy Wild Card for the Climate You’ve probably heard of permafrost, the frozen carbon-rich land. But it’s also thawing under the sea, burping up planet-warming gases.

Make sure to protect your online identity, as theft can significantly alter your financial status.

Protect information for:
Credit/bank account logins
Personal account information
Social security cards

Growing your financial confidence is a key step to growing your finances.

6 Steps You Should Take To Increase Your Financial Confidence Women tend to be less financially literate than men, but this seems to be due to a lack of confidence rather than a lack of knowledge. A survey conducted by the Global Financial Literacy Excellence...

When you’re buying a home, a small but important detail is to note which way the windows of the home face. Which way the windows point will dictate how much sun your home gets, leaving you to determine how hot the house will be in the summer.

Feeling tired and run down aren't the only side effects of not getting enough sleep.

The Sleep/Weight-Gain Connection You Need To Know About Here's how a good snooze can bring you closer to your healthy weight.

Spring has sprung, so let’s act like the early bird and get that worm.

The new AI can help answer questions that have stumped historians for years.

DeepMind’s new AI gives historians a powerful new tool to interpret the past Ithaca system restores text, can also ID location and date of damaged inscriptions.

Don’t be afraid to ask for advice when taking care of your finances. Meeting with a financial advisor can help maximize your savings for your future. The National
Foundation for Credit Counseling can help with programs in:

Money management
Debt counseling
Credit counseling
Budgeting

Getting ahead on savings is just one financial move to consider.

If you’re part of a childless dual-income household, consider making these 3 financial moves D***s (Dual Income, No Kids) often have more disposable income to maximize. Here's how to do so.

Now that the first day of Spring has come, it’s time to start thinking about sprucing up the house for the warmer months!

Clean your gutters and downspouts
Repaint any decks, fencing or your front door
Check your irrigation system
Schedule your air conditioning service

Turns out, not all forms of exercise have the same impact on sleep.

This Workout Is Even Better For Sleep Than Cardio, Research Finds Quality exercise + quality rest.

Don’t give up on the things that matter. You’ve got this.

“Here’s to you and yours, and mine and ours and if mine and ours ever come across you and yours, I hope you and yours will do as much for mine and ours as mine and ours has done for you and yours.”