Bryan Williamson, Sr. Mortgage Specialist NMLS 109326

Don't be taken by surprise by your CLOSING COSTS. https://www.fha.com/define/mortgage-closing-costs

Improve your credit score by ensuring you pay your bills on time! ✅ Your payment history is one of the most significant factors affecting your credit score.

Consistently paying your bills on time can positively impact your credit score! Two effective ways to avoid missing due dates are setting reminders or automating your payments.

Learn more about credit, how it works, how to improve your score, and more at:
www.monarch1893.com/mortgage-basics/credit

4.83 star review received on Experience.com for Bryan Williamson by Kelsey F - Thank you
Bryan had excellent communication!

New ★★★★★ 4.83 Star Experience.com Review by Kelsey F Click to see all 270 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Ian P - Bryan was instrumental in our first home purchase journey! He worked so hard for us to insure a quick and easy loan approval and closing. We had heard horror stories about the home buying process but Bryan made sure to take time to walk us through every step so we were educated and prepared. Closing day was honestly one of the best days of our lives and we can't thank Bryan enough for making sure we got the house of our dreams!!

New ★★★★★ 5 Star Experience.com Review by Ian P Click to see all 269 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Sarah C B - Bryan is very knowledgeable and great working with all types of clients. He is there, even after hours, when we need questions answered. I highly recommend Bryan Williamson.

New ★★★★★ 5 Star Experience.com Review by Sarah C B Click to see all 267 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Megan H - Got the job done! Knowledgeable and professional!

New ★★★★★ 5 Star Experience.com Review by Megan H Click to see all 266 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Stephanie S S - Bryan was absolutely outstanding! He is always available to answer questions and makes stressful situations SO much better by his assurance and understanding. Highly recommend!

New ★★★★★ 5 Star Experience.com Review by Stephanie S S Click to see all 265 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Julian M - As always, Bryan Williamson knocked it out of the park! Thank you, Bryan!

New ★★★★★ 5 Star Experience.com Review by Julian M Click to see all 264 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

Today was a great day!!
I had the honor and privilege of calling my wonderful client and telling her that her hard work had paid off!!!
15000.00 in grant money was approved for her closing on 07/31
Just so you know... was she a first time buyer..nope. Does she have to pay it back? NOPE Just a hard working lady who's income made her eligible.

FIND OUT IF YOU CAN QUALIFY FOR THE 15000.00 EMPOWER GRANT!!
THERE IS A LIMITED SUPPLY OF MONEY.
DONT MISS OUT!!!. SEE MY PREVOUS POSTS FOR MORE INFO!!

Want to improve your credit scores before your home loan application? Here's a hint. On-time payments count for a lot in the credit score world. https://www.fha.com/define/monthly-mortgage-payment

An outstanding review for Randy Jones! ⭐ We strive to make the mortgage financing process easy & seamless!

Ready to start your homeownership journey with confidence? We're here to guide you every step of the way. Visit www.monarch1893.com to learn more!

Please check out this once in a lifetime opportunity!!
Understand, you must make MORE than the 80% AMI but less than 120% of the AMI
See this for details
A Household of 1 in Guilford County NC must make MORE than $49650.00 yearly but NOT MORE than $74000.00

For a 2 Person Household its More than $56750.00
but not more than $85000.00

For a 3 Person Household its More than $63850.00
but not more than $95000.00

For a 4 person household its More than $70,900.00
but not more than $106,000.00

ALL income coming into the household will count even if that person or persons are not on the mortgage loan. Different counties have different AMI numbers.

I know this is a bit confusing so hopefully this helps!!
Feel free to contact me if you have questions!!

Great day at the Homebuyer seminar!!!

You've heard it before: location is everything. We've outlined the steps to find the perfect location, price range, layout and more — visit My Home to match your dreams with reality once you hit the housing market.
https://bit.ly/3zdLW0a

As you near the end of your homebuying journey, don't let closing costs come as a surprise. Use our calculator to get a clear picture of what to expect with the final expenses.
https://bit.ly/3XFoAe1

Please message me if you would like to attend!!!

When applying for a mortgage loan, your lender will ask you how much monthly debt you carry. Do you know WHY? https://fha.com/define/debt-ratio

Happy first day of summer! 🌞 As the days get longer and warmer, it's the perfect time to start planning your next move.

Ready to embrace the warmth of a new home this season? Secure your dream home and ensure a smooth home-buying process by getting pre-approved with Monarch Mortgage. Contact us today to get started at www.monarch1893.com!

5.0 star review received on Experience.com for Bryan Williamson by Richard L O J - Excellent for beginning to the end!

New ★★★★★ 5 Star Experience.com Review by Richard L O Click to see all 264 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

Here is the information I spoke about!!!

EMPOWERING DREAMS FORGIVEABLE GRANT
$15,000.00*
Owner occupied purchase only. All programs require approved homebuyer education and household income between 80.01% - 120% HUD Median Income. Loan qualification is subject to verification and approval of income, credit, property, appraisal, and additional factors. Eligible properties must be in AL, DC, FL, GA, MD,
NC, SC, & VA. Maximum cash back is $250 & Minimum borrower
contribution is $1,000.*Area Median Income
HOME BUYERS MUST MEET 80.01% - 120% AMI*

For Example, A single Borrower in Guilford County can earn 74,000.00 and possibly qualify for this grant.
The income is based on Household income and number of people in the Household.
Here are some numbers for Guilford County,
1 Person household 74000.00
2 People 85000.00
3 People 95000.00
4 People 105000.00
All income will be taken into consideration i.e. Child support, alimony, overtime, etc...
Other counties may have different limits.
Contact me for more information. These grants are going fast as they are 1st come first served.

🏠 What is prepaid interest? When obtaining a loan, prepaid interest is the portion of interest collected at loan closing. It bridges the period between funding and the start of the first 30-day payment cycle.

Have any questions about the home-buying process? Contact us today at www.monarch1893.com!

You don't have to be a first time buyer

This isn't NC housing.

33 keep this number in mind. We have a big announcement coming soon.
We have 33 of these available.
Stay tuned for more info coming soon. Remember 33.

5.0 star review received on Experience.com for Bryan Williamson by Sean T B - Bryan was personal and professional with all dealings regarding our purchase. We are thankful he was our lender. He went above and beyond what was necessary to make our process successful.

New ★★★★★ 5 Star Experience.com Review by Sean T B Click to see all 263 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

There are plenty of options with an FHA mortgage. There are also some issues you NEED TO KNOW before you commit. Do you know what they are? https://www.fha.com/fha_article?id=3807

Securing your identity and protecting your information is something we take very seriously. At Blue Ridge Bank, we are not just committed, but proactive in protecting your information. Here is a scam that we have noticed recently in some areas of our footprint. We want to make you aware of what to look for when receiving fraudulent mailings and how to keep your information safe.

Learn More: www.mybrb.bank/about/news-media/detail.html?cId=86394&title=do-you-know-how-to-identify-the-scam

5.0 star review received on Experience.com for Bryan Williamson by Cynthia M T - Bryan was kind, patient and had a great communication with us. Thank you.

New ★★★★★ 5 Star Experience.com Review by Cynthia M T Click to see all 240 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

5.0 star review received on Experience.com for Bryan Williamson by Humberto E T - Bryan was awesome to work with from the start of the process to closing date. He is kind and took our concerns seriously. He offered useful advice several times and was always accessible. We never had a time when it was difficult to reach him. It’s clear that he enjoys helping people. It was a real pleasure to go through the loan process with him, and we absolutely recommend him.

New ★★★★★ 5 Star Experience.com Review by Humberto E T Click to see all 239 reviews of Bryan Williamson, Senior Mortgage Specialist | NMLS # 109326

Happy ! 🌟 Bryan Williamson received this stellar 5-star review from one of his clients! Way to go, Bryan!

Don't let the home-buying process overwhelm you! We're here to help. Contact us today to get started at www.monarch1893.com.