CUInsight.com

"By adopting a member-centric approach to lending and investing in the right technologies, talent, and partnerships, credit unions can drive growth, improve efficiency, and build lasting competitive advantages..."

From trends to true transformation: The state of digital lending - CUInsight As digital lending continues to be a critical factor for market success, AI and other technologies are revolutionizing consumers' day-to-day lives,

"Member expectations are changing fast, and the secret to staying competitive is evolving with them..."

Catch up or miss out: The rapid shift towards AI and personalized banking - CUInsight In today's fast-moving financial world, credit unions find themselves at a pivotal crossroads—but also are in a prime position to innovate and shine. With

"In an age where financial products and services are becoming more personalized, member feedback should be at the center of every major decision..."

This year’s budget season could be the most important ever: Here’s why - CUInsight As you gear up for the 2025 budget season, long-term strategic planning is more critical than ever. The financial industry is undergoing rapid

"The ability to inspire others is what separates the average manager from the leader, and defines the best, most effective leaders—the type of leader you want to be..."

Don’t motivate. Inspire. - CUInsight Stop trying to motivate people. Motivation is simple. Bribe people or scare them. That is, offer incentives and bonuses, or impose quotas and minimum

"Whenever you speak from a stage, be it a boardroom or a large auditorium, you are in a position of power and scrutiny. Opt for humility and integrity every time..."

AI can’t replace this ... yet - CUInsight Nary a day goes by when we are not presented with an article or discussion about artificial intelligence. Early adopters tout it as a game changing

"I know we all believe our communities need a credit union. I couldn’t imagine my own community without one. Imagine if the only financial institution you could access was Wells Fargo, or a check casher..." Your Credit Union Partner

New credit unions are stuck in limbo—Here's how we can help - CUInsight There were 5.5 million applications to start new businesses in 2023, according to the U.S. Small Business Administration. That same year, the credit union

"The key to leveraging AI effectively lies in understanding its capabilities and implementing a robust security framework that accounts for both its strengths and weaknesses..." Allied Solutions

Generative AI: Innovation's double-edged sword - CUInsight Artificial intelligence (AI) has been a game-changer in many industries, and its impact on cybersecurity is no exception. From the early days of basic

"Millennial parents raising Gen Alpha children aren’t simply looking for small monetary rewards. They want digital tools and resources to help teach their kids about budgeting, saving, and spending responsibly..." My First Nest Egg

Why a $5 incentive no longer opens youth accounts: What families really want - CUInsight In today’s competitive banking landscape, offering a $5 incentive to open a youth account no longer cuts it. While such gestures once enticed new members,

"Addressing member inertia isn’t just a nice-to-have—it’s essential for the financial health of your members and the sustained growth of your credit union..."

Overcoming inertia: A roadmap to enhancing member financial health - CUInsight In the daily hustle of running a credit union, it’s easy to overlook one of the most stubborn obstacles to growth: member inertia. This seemingly benign

Elevate your credit union’s impact and member experience. Join us for this free webinar and discover the benefits of financial wellness programs. Learn how these programs can benefit your credit union and your members, creating a win-win scenario for all.

Welcome! You are invited to join a webinar: Financial Wellness Programs: A Win-Win for Credit Unions and Members. After registering, you will receive a confirmation email about joining the webinar. Discover the benefits of financial wellness programs for both credit unions and their members. This webinar will discuss how financial wellness contributes to overall member satisfaction and financial health. Key Takeaways: -Importance of financial wellness programs -Implementing a successful wellne...

"In credit unions, leadership is about serving people—not managing processes. It’s about guiding your team and members to work together toward a shared vision..."

A leader's true legacy: Cultivating future leaders - CUInsight Make yourself obsolete In the modern credit union industry, leadership success isn't defined by tenure or position—it’s measured by how well you empower

"The cost of technology and the pace of digital innovation are proving to be among the major hurdles for smaller credit unions as they fight to stay relevant and find new members..." Tyfone

Credit union membership grows, but for whom? - CUInsight The cost of technology and the pace of digital innovation are proving to be among the major hurdles for smaller credit unions as they fight to stay

"We live in an industry where differentiation can be a challenge. Be yourself, and you’ll create a website that stands out from the crowd..." PixelSpoke

The 5 questions you should be asking to boost your website's ROI (but probably aren't) - CUInsight Your website is one of your credit union’s most critical marketing workhorses—no surprise at a time when most consumers (71%) prefer to manage their

"Leaders set the tone for the work environment, influencing employee morale, motivation, and productivity. Additionally, they play a crucial role in aligning your credit union’s goals with the individual aspirations of its employees..." The Omnia Group, Inc.

Leadership traits and how to spot a future leader in your credit union - CUInsight Finding and hiring talented leaders is critical to the continued success of a credit union or any organization. A strong and visionary leader provides

"By adopting a member-centric approach to lending and investing in the right technologies, talent, and partnerships, credit unions can drive growth, improve efficiency, and build lasting competitive advantages..." MeridianLink

From trends to true transformation: The state of digital lending - CUInsight As digital lending continues to be a critical factor for market success, AI and other technologies are revolutionizing consumers' day-to-day lives,

"Member expectations are changing fast, and the secret to staying competitive is evolving with them..." Spiral

Catch up or miss out: The rapid shift towards AI and personalized banking - CUInsight In today's fast-moving financial world, credit unions find themselves at a pivotal crossroads—but also are in a prime position to innovate and shine. With

"As a credit union, you have a unique opportunity to help bridge the gap between short-term relief and long-term financial stability for your employees..." The Community Impact Fund

Don’t forget your employees! A comprehensive approach to your financial wellness action plan - CUInsight As credit unions enhance their commitment to the financial wellness of their members and communities, many have realized through employee financial

"Email marketing remains a dependable, effective, and cost-efficient tool. It’s also a highly measurable channel that allows you to experiment with different messages and offers, and different audiences, to better understand what resonates and moves the needle for your credit union..."

Why email should be part of your 2025 strategic marketing plan - CUInsight In this fast-paced digital age, where TikTok dances and Instagram reels dominate our feeds, you might wonder: Does anyone even read emails anymore? If

"The younger generation may decide on life insurance before contacting you. That’s why providing information to build awareness and understanding through a variety of online channels—such as social media, digital advertising, email marketing and more—can help bring future policyholders to your doorstep..."

Engaging the next generation of policyholders - CUInsight Most people know that life insurance is important because it protects a family financially should a primary wage earner pass away. In fact, 42 percent of

🎊 Today is the first day of Hispanic Heritage Month!
This month and every month, we honor the culture, history, and contributions of the Hispanic community.

Check out this article written for CUInsight by Barbara Mojica, from NLCUP and African-American Credit Union Coalition, "Celebrating Hispanic/Latinx Heritage Month."
🔗 https://hubs.li/Q02PTJmd0

"Credit unions are faced with the opportunity to double-down on who they really are—proudly be not-for-profit financial cooperatives, owned by and for their members..."

All good things take heart - CUInsight I love to look through old photos of people—studying the faces and wondering about their lives, their struggles, their joys. One of the photos that

"The thing about liminality is that it always has an end. Remembering that 'this too shall pass' can be comforting during the hardest moments. But don’t forget—we only have this one day, this one moment, this one life. So, keep finding joy where you can..."

Leaning into liminality - CUInsight What do stairwells, illnesses, decisions, and adolescents have in common? Oddly, they all share a surprising connection—they exist in “in-between” or

"Now is the time to implement data-driven, automated, digital-first strategies that appeal to younger generations—before they head to the megabanks or online providers..."

2025 retail banking: How to win the battle for deposits - CUInsight As we approach 2025, credit unions face a critical challenge: winning the battle for member deposits in an increasingly competitive market. Millennials

"By fostering a supportive and empowering environment, leaders can unlock the full potential of their teams, driving both personal and organizational success..." Eagle Federal Credit Union

Brand-new day: Leadership lessons from The Wiz - CUInsight In the unforgettable scene from one of my favorite movies, the 1978 film adaptation of The Wiz starring Michael Jackson and Diana Ross, the camera pans

🔦 Breakout Spotlight!

Join breakout B and explore the intersection of physical and digital engagement, driven by technological advancements. This session provides member engagement strategies and actionable insights into the latest trends and technologies shaping the future of digital banking. Sponsored by Tyfone 💪

Click here for full agenda and registration ⬇️
https://hubs.li/Q02PQkFC0

🔦 Breakout Spotlight!

We've got two fantastic breakout sessions lined up at the fall event on Sept 18.

Join breakout A to gain the knowledge and tools needed to lead your credit union toward a future where every member has equitable access to financial opportunities. This session provides practical strategies and best practices to ensure your credit union meets regulatory requirements and exceeds member needs. Sponsored by Trellance 💪

Click here for full agenda and registration ⬇️
https://hubs.li/Q02PQgWH0

"Credit unions are in a unique position to take advantage of this new rule by leaning into our decentralized cooperative founding principles and embracing systems that utilize decentralized protocols..."

The future of banking is decentralized: What does that mean and why does it matter? - CUInsight The CFPB issued a proposed rule to implement section 1033 of the 2010 Dodd-Frank Consumer Protection and Wall Street Reform Act in October of 2023.

"Hispanic/Latinx Heritage Month is more than just a celebration—it’s a call to action. It’s a time to renew our commitment to the values of equity, inclusion, and community that are at the center of the credit union movement..." African-American Credit Union Coalition and NLCUP

Celebrating Hispanic/Latinx Heritage Month - CUInsight Hispanic Heritage Month, celebrated annually from September 15th to October 15th, is more than just a time to reflect on the rich cultural contributions